DBS digiportfolio

[vegavega25]

no wonder cannot find... but that's quite stupid, other robos like Endowus/SA will tell u exactly what u r buying. ppl like me wont put my money into something i dunno.

Fair point.

I had tried to make a note initially, and this is what I saw in terms of % allocations across funds. But I don't know whether this is typical.

Hope this helps.

ETF	Level 4; Came to 75-20-5 (Equity-Bond-Cash)	Type	Level 3; Seen as 50-45-5
VanEck Vectors Gold Miners ETF	2.5​	Sector Equity Precious Metals	1.8
iShares Core S&P 500 USD Dist	33.7​	US Large-cap Blend Equity	23.6
HSBC MSCI AC Far East Ex Japan ETF	20.9​	Asia ex-Japan Equity	12.2
Xtrackers MSCI Europe ETF	12.6​	Europe Large- and mid-cap	10.5
Vanguard FTSE Japan ETF	6.6​	Japan Large-cap Equity	3.7
iShares MSCI China A ETF	2.1​	China Equity - A Shares	1.9
iShares Global Corp Bond ETF	8.5​	Global Corporate Bond - USD Hedged	18.5
iShares Core Global Aggregate Bond ETF	1.1​	Global Bond - USD Hedged	11.8
iShares JP Morgan USD EM Bond ETF	6.5​	Global Emerging Markets Bond	10.6
Cash	5.6​		5.3

 

[m0n0n0ke]

0.75% is it consider high?

 

[revhappy]

Just curious, has anybody found the full year 2021 performance for Digiportfolio and other Robos? It is a going to be very interesting to compare.

 

[McFadden]

Fair point.

I had tried to make a note initially, and this is what I saw in terms of % allocations across funds. But I don't know whether this is typical.

Hope this helps.

ETF	Level 4; Came to 75-20-5 (Equity-Bond-Cash)	Type	Level 3; Seen as 50-45-5
VanEck Vectors Gold Miners ETF	2.5​	Sector Equity Precious Metals	1.8
iShares Core S&P 500 USD Dist	33.7​	US Large-cap Blend Equity	23.6
HSBC MSCI AC Far East Ex Japan ETF	20.9​	Asia ex-Japan Equity	12.2
Xtrackers MSCI Europe ETF	12.6​	Europe Large- and mid-cap	10.5
Vanguard FTSE Japan ETF	6.6​	Japan Large-cap Equity	3.7
iShares MSCI China A ETF	2.1​	China Equity - A Shares	1.9
iShares Global Corp Bond ETF	8.5​	Global Corporate Bond - USD Hedged	18.5
iShares Core Global Aggregate Bond ETF	1.1​	Global Bond - USD Hedged	11.8
iShares JP Morgan USD EM Bond ETF	6.5​	Global Emerging Markets Bond	10.6
Cash	5.6​		5.3

Is it all the people who bought level 3will have the same portfolio as yours?can edit?

 

[sansanjikikut]

0.75% is it consider high?

u haven’t include gst yet. Stay away from dbs robo unless u need to clock for multiplier purpose.

 

[TehSi99]

u haven’t include gst yet. Stay away from dbs robo unless u need to clock for multiplier purpose.

Stay away due to its inefficiency to person as a Robo?

 

[sansanjikikut]

Stay away due to its inefficiency to person as a Robo?

due to high fees and false marketing. I don’t believe it’s a team. More like one or two individuals acting as fund managers only and crafting email content to investors.

 

[vbhelper]

how's everyone returns from digiportfolio?

just shock to find out my returns is -1% from 5% and I have been dca since i opened 1.5 yrs ago

 

[sansanjikikut]

Very poor handling by the management team despite paying them 0.8% pa in fees

 

[silverbomb]

how's everyone returns from digiportfolio?

just shock to find out my returns is -1% from 5% and I have been dca since i opened 1.5 yrs ago

Global or Local portfolio? you do know that currently there is a market correction happening for many weeks alr right?

 

[elvintay07]

Very poor handling by the management team despite paying them 0.8% pa in fees

Performance is piece of ****! Best decision I made so far is I terminate with it slightly green before the crash. I gg over to standard chartered to buy my own etf. Simi ** barbell theory. **** them la

 

[reddevil0728]

how's everyone returns from digiportfolio?

just shock to find out my returns is -1% from 5% and I have been dca since i opened 1.5 yrs ago

Very poor handling by the management team despite paying them 0.8% pa in fees

Eh are you aware of what’s happening in the market?

 

[revhappy]

Robos cannot really protect you from drawdown. Especially now, since the stocks Vs bonds correlation is positive. Stocks falling isn't resulting in bonds rising much. I would suggest people who have decided to go in, to just stick with it and don't abandon it midway. Just stop looking and if you get a big bonus or something since now it is bonus season, deploy as much as you can.

 

[McFadden]

Eh are you aware of what’s happening in the market?

Which market, Asian or US?what happening?

 

[vbhelper]

Global or Local portfolio? you do know that currently there is a market correction happening for many weeks alr right?

Global
I know there's market correction, but y these few weeks of corrections can wipe away my past 1.5 yrs gain so easily

if I just buy tech stock/etf 1.5 yrs ago, I will still gain overall despite corrections these few weeks.

 

[proton_cannon]

Global
I know there's market correction, but y these few weeks of corrections can wipe away my past 1.5 yrs gain so easily

if I just buy tech stock/etf 1.5 yrs ago, I will still gain overall despite corrections these few weeks.

lots of Fees extracted by DBS over the 1.5 years?

 

[tesarise]

Global
I know there's market correction, but y these few weeks of corrections can wipe away my past 1.5 yrs gain so easily

if I just buy tech stock/etf 1.5 yrs ago, I will still gain overall despite corrections these few weeks.

if I just buy btc/eth 1.5 yrs ago, I will still gain few x despite corrections these few weeks.
I guess you can't go wrong with hindsight

 

[revhappy]

Global
I know there's market correction, but y these few weeks of corrections can wipe away my past 1.5 yrs gain so easily

if I just buy tech stock/etf 1.5 yrs ago, I will still gain overall despite corrections these few weeks.

Did you buy same amount every month for the last 1.5 years?

 

[sansanjikikut]

Even Asia level 2 and 3 in the red, downtrend since June. Don’t tell me it was due to the US correction as STI still green nowadays. The issue is with the team static foresight and rebalancing strategy which only can die die change every after quarter. And they are hybrid, not fully robo fyi.

 

[elvintay07]

Don’t need to invest in this kind of old school robo. Just go sfye etc…just go see Kelvin learns investing etc
Just compare DBS and OCBC app with Standard Chartered and Citibank. Ppl one almost full digital. DBS treasures iwealth also sometimes crash. Lol! Tuakang a lot saying many IT experts….the previous internet banking saga (downtime) already slap them in the face. I post this kind of comments risk the moderators to giving infractions points. But who cares if they want to operate like their parent?