DBS HDB Loan

[OlympicDreamer]

Am I right to say that I save 0.2%(of supposed interest) if I take loan from DBS?

 

[icicic]

Probably not if you don't even tell us what you are comparing with

 

[iCuteCube]

I think it's better if you meet a RM to to the comparison.

Let them do the job. If you don't feel convinced, walk to another bank and find another RM and ask the same thing. By then you should had found your answer.

The market is pretty bad now, I am sure they don't mind serving HDB loans. When the market is good, there are RM won't even serve HDB loans as they are too busy with other bigger loans such as private property.

 

[Mecisteus]

just search for housing loan sg.

they can do the legwork and comparison for you. no fees involved from what i understand.

 

[chehjin]

just search for housing loan sg.

they can do the legwork and comparison for you. no fees involved from what i understand.

they get their commission from the loan providers. so there is still some bias in their research and recommendations. Although you do save some time on doing your own research as well and you do get to compare across various products in a easier manner.

 

[Mecisteus]

they get their commission from the loan providers. so there is still some bias in their research and recommendations. Although you do save some time on doing your own research as well and you do get to compare across various products in a easier manner.

it definitely saves a lot of time.

 

[RockyHero]

I don't think u save 0.2% but their FHR Variable rates are quite attractive considering its not as volatile as sibor/sor. You can checkout the exact rates and other variable banks rates here or consider getting fixed rates to lock in your rates for the next few years. The site is very transparent and detailed with the rates as well.