Debt consolidation Plan

[Carlingford]

Definitely u will get news from Citibank first...

I just submitted to Citibank as well. Shall see.

 

[Centralcoast]

Best of luck..let us know the outcome...

Phew, finally felt a sigh of relieved application approved.

4yrs tenure
NOA 36k
Loan 50k
Rating AA

 

[melbourne10]

Phew, finally felt a sigh of relieved application approved.

4yrs tenure
NOA 36k
Loan 50k
Rating AA

Congrats dude

 

[Carlingford]

Congrats bro !

Phew, finally felt a sigh of relieved application approved.

4yrs tenure
NOA 36k
Loan 50k
Rating AA

 

[Centralcoast]

Congrats bro !

Thanks, all the best to your maybank application.

 

[Carlingford]

Thanks ! Ya, my HSBC application seem dead now..Cannot be so many days & still never review my CBS report what..Call up the sales agent she keep saying still in process..

Thanks, all the best to your maybank application.

 

[Centralcoast]

Thanks ! Ya, my HSBC application seem dead now..Cannot be so many days & still never review my CBS report what..Call up the sales agent she keep saying still in process..

Maybe u should just pin your hopes on maybank instead. Should be able to get ur dcp approved

Informed maybank about approval and request for application withdrawal

 

[Centralcoast]

Congrats dude

Thanks! Started collecting excess? They will disburse the entire amount out and let u claim yourself?

 

[Carlingford]

Yeah. Already did what I could during waiting period for CCA counselling session. If both fails, just go ahead with DMP lor. Problem still must be solved either way

Maybe u should just pin your hopes on maybank instead. Should be able to get ur dcp approved

Informed maybank about approval and request for application withdrawal

 

[Centralcoast]

Actually the buffer is too much for me. I would rather do away the buffer and have a lower principle and installments

Sent from LGE LG-H990 using GAGT

So have u find out how to claim the excess amount back? Would appreciate it as this info would be of great help to all bros who got approved.

 

[KKK1978]

Congrats bro !

Its great to have this forum to share our problems and at the same time and see more getting approved

However also a bit demoralised for myself after hearing pple getting approved but not myself.

 

[Centralcoast]

Its great to have this forum to share our problems and at the same time and see more getting approved

However also a bit demoralised for myself after hearing pple getting approved but not myself.

Don't say that, there is always a way out bro. Dcp or dmp either way would help u get out of debt eventually. Jia you!

 

[melbourne10]

Ok the OD accounts all paid off and waiting for my cashier's orders.

The CC accounts are starting to reflect the payment.

Take note that UOB will only let you take out the excess after 30 days.

Anyway jiayou to all bros.

 

[KKK1978]

Don't say that, there is always a way out bro. Dcp or dmp either way would help u get out of debt eventually. Jia you!

Hw does DMP works?must go thru CCS?

Dmp will hv permanent scar on credif bureau report right?

 

[melbourne10]

DMP will be there for several years. Can't remember how many. The banks will have internal record for sure. So no more unsecured lending.

Actually DCP will also have a record. It will be on CBS report for 3 years.

 

[KKK1978]

DMP will be there for several years. Can't remember how many. The banks will have internal record for sure. So no more unsecured lending.

Actually DCP will also have a record. It will be on CBS report for 3 years.

Definitely hope for DCP as at least got 1 credit facility. Not that i dare to use but i sometimes need for travelling just in case

 

[melbourne10]

Definitely hope for DCP as at least got 1 credit facility. Not that i dare to use but i sometimes need for travelling just in case

Yup agreed... Safer to carry a CC when you're traveling. I also don't dare to touch CCs alrdy.

Will close all the accounts with local banks by end of this month. I will keep the CCs from the foreign banks first as they are more willing to waive off the annual fees.

Of course wifey will hold those cards also. Hahaha zzz.

 

[KKK1978]

Yup agreed... Safer to carry a CC when you're traveling. I also don't dare to touch CCs alrdy.

Will close all the accounts with local banks by end of this month. I will keep the CCs from the foreign banks first as they are more willing to waive off the annual fees.

Of course wifey will hold those cards also. Hahaha zzz.

How i wish i can get it approved!!

 

[melbourne10]

How i wish i can get it approved!!

All the best dude... I can at most offer moral support. How I wish I can win the $7m toto... Ok bad joke.

 

[Centralcoast]

Yup agreed... Safer to carry a CC when you're traveling. I also don't dare to touch CCs alrdy.

Will close all the accounts with local banks by end of this month. I will keep the CCs from the foreign banks first as they are more willing to waive off the annual fees.

Of course wifey will hold those cards also. Hahaha zzz.

Excess amount in credit cards also will issue cashier order?