Debt consolidation Plan

[Iwanttobehappy]

PM you KY contact as well...you have 2 now...good luck!!

Thanks bro

 

[nitequeenangel]

I think u can write in to credit bureau

Ah can write in? But what do I need to say to them?

 

[multi]

How long after approval will HSBC start paying off the banks?

Just saw a savings account set up and received email of credit card approval so I guess it's all confirmed

6 days after approval then they start paying one by one. If those are due, best is you pay minimum to avoid late charge. The will pay based on the statement you given them during applications.

Sent from LGE LG-H990 using GAGT

 

[sneggg]

I'm HZ too cause receive a demand letter but have since paid in full and cancel the card it's been 2 months the rating still never change

 

[endorphin]

Actually my ** rating was changed from hh to hz after ocbc made enquiry to it. Is it possible ocbc may hve suspended all my accounts as my DCP has already been approved, just that the cso hasn't informed me yet? *wishful thinking*

 

[nitequeenangel]

I'm HZ too cause receive a demand letter but have since paid in full and cancel the card it's been 2 months the rating still never change

Hmm paid in full and cancel the card but rating still like that? do u have any cc with other company? I wonder how do we get that rating to change. But I think won't be able to change ba since this is for public record??

 

[nitequeenangel]

Okay, I just checked my CBS statement again. It states there that writ of summons will be displayed for 3 years for writs with concluded status.

So I guess lanlan have to wait 3 years for the record to be gone then.

Siannnnnnn~

 

[Centralcoast]

Actually my ** rating was changed from hh to hz after ocbc made enquiry to it. Is it possible ocbc may hve suspended all my accounts as my DCP has already been approved, just that the cso hasn't informed me yet? *wishful thinking*

Ur ocbc account suspended? Call and ask them will be the only way to know. Most probably like some applied citibank their citibank credit facilities got suspended during processing. It might be dcp approved too. How long you submitted your dcp application?

 

[Centralcoast]

6 days after approval then they start paying one by one. If those are due, best is you pay minimum to avoid late charge. The will pay based on the statement you given them during applications.

Sent from LGE LG-H990 using GAGT

Oh so they will pay 5% more for each account based on statement I supposed

 

[Centralcoast]

Ah can write in? But what do I need to say to them?

Well, maybe you can explained to them how you gotten the writ of summon. They might looked into it and change the rating.

 

[brokeaf]

Oh so they will pay 5% more for each account based on statement I supposed

Yeah thats what i understand from boc (and maybank). After which gotta call each bank up and have the excess drawn out in cheques or cashiers orders depending on the banks as mentioned in earlier posts..

 

[Centralcoast]

Yeah thats what i understand from boc (and maybank). After which gotta call each bank up and have the excess drawn out in cheques or cashiers orders depending on the banks as mentioned in earlier posts..

Thanks buddy, then most of the accounts will definitely have excess to withdraw to cover the first installments

 

[Twilightzone]

Best is to call the officer who helped to process the application for confirmation.

I was given false hope when I called citibank hotline after my card was suspended. Thinking it was approved, I used a bit of the money I set aside to pay for the rest of my cards and to realise it's not approved and had to struggle to find the cash which I had spent earlier.

 

[Twilightzone]

Well, maybe you can explained to them how you gotten the writ of summon. They might looked into it and change the rating.

Actually if it's the bank that screwed up, can they help to explain and thus change the rating?

Or maybe call the credit bureau to hear what they say. If bank need to write letter, then you have a case that it's the officer improper account maintenance and caused the distress a

 

[endorphin]

Ur ocbc account suspended? Call and ask them will be the only way to know. Most probably like some applied citibank their citibank credit facilities got suspended during processing. It might be dcp approved too. How long you submitted your dcp application?

I dunno if my ocbc account is suspended anot as I din use the cc. I am just assuming my hz status.

 

[Centralcoast]

I dunno if my ocbc account is suspended anot as I din use the cc. I am just assuming my hz status.

U can check it on ib . Below the credit card if there is *"your credit card has been suspended. Please call hotline ....." Then it's suspended

 

[endorphin]

I dunno if my ocbc account is suspended anot as I din use the cc. I am just assuming my hz status.

I submitted my application late jan but due to some missing documents (which I did email over but the cso said he din receive). Think actual processing was just 3 weeks ago.

 

[Centralcoast]

Actually if it's the bank that screwed up, can they help to explain and thus change the rating?

Or maybe call the credit bureau to hear what they say. If bank need to write letter, then you have a case that it's the officer improper account maintenance and caused the distress a

No harm trying though as the rating somehow will affect the chances of getting dcp approval so actually have nothing to lose.

 

[Centralcoast]

I submitted my application late jan but due to some missing documents (which I did email over but the cso said he din receive). Think actual processing was just 3 weeks ago.

Should have an outcome le. Try to see tell tale signs of approval in ib .

 

[endorphin]

U can check it on ib . Below the credit card if there is *"your credit card has been suspended. Please call hotline ....." Then it's suspended

Then no. I checked my id but no such message