Debt consolidation Plan

[Hopeless_sg]

Hi all,
Owed 40k as not able to pay the minimum for 3 months,dcp not approved and received writ of summon and also informed the banks about current situation as just got a job,but bank informed me they will be issuing a judgement to me.submitted application to ccs for dmp.
What will be next scenario I will encounter?
Can any bros here can advise?
Thank you.

 

[sgman88]

Owe starhub 4800 , sign contract lines no payment 3 months then cut line ask me pay penalty , owe singtel 1500 3 months no payment lines suspended but haven't cut , any idea ? If i ignore their warning and lawyer letter , continue to pay few hundred every month , they will sue me or not?

I thought nowadays everything also handover to debt collection agent? Once line cut off, the agent will go to your house?

 

[trojanguy]

is there a site thats free to know whats your credit standin?

 

[sgman88]

how many managed to get DMP ? seems like your cash flow have to be sibei tight to approve.

If u go to their talks, u will be thinking so many people r indebt n whether will u be selected for DMP. if u really selected for counseling, better grab the chance as those counselor also doing their very best to help but unfortunately not many can get the plan. N when u really is selected for DMP, u will know it's like out of those crowd, only a handful of the people actually get the plan. It's like your only chance for a change in life.

 

[Jaychou1309]

Anyone knows how long does it take for uob to approve dcp? My application was submitted on tues. but till today no sound no pic.

 

[lork44]

Anyone knows how long does it take for uob to approve dcp? My application was submitted on tues. but till today no sound no pic.

They got back like around 1 week or less if all your documents are intact.

 

[kopitiamer]

Logics & Rational Explanation does not work in the Mind of Stupidity and Sickness of the MIND

roll what ? as in casino ? i think the interest is more then licensed money lender.

Logics & Rational Explanation does not work in the Mind of Stupidity and Sickness of the MIND

 

[kopitiamer]

Very poor , salary not enough to cover every month ,so far debt to bank 30k under dmp , owe friend 18k not pay , owe family 22k not pay , owe m1 singtel starhub total 14 lines , owe money lender 2.3k , think every month salary to casino to win some to cover back but end up lose more , half die.

You Are obviously not very intelligent and living in your own superficial world, it's ok not being born smart, but what i felt disgusted is to people who have a very bad attitude towards life !

 

[aiveee]

If u read all this "experience" and whatever he is doing, even if u give him all the money in the world also will not be enough.

Although I am not in any form of debt, jiayou to everyone here.

But yr dmp instalment is only 600 plus u said. Still got extra to pay other debts right

 

[kopitiamer]

No money then stop , but every month after take pay the urge come back , keep thinking if can win then will hv more money to settle debt but every month also lose, debt become deeper.

https://image.slidesharecdn.com/pathologicalgambling-dopaminerewardsystem-121016060719-phpapp01/95/pathological-gambling-dopamine-reward-system-1-638.jpg?**=1350367882

 

[kopitiamer]

Gambling Myths and Truths : Not so intelligent and addicted Problem gamblers think that :-

Gambling is an easy way to make money

The outcome of the game can be predicted or controlled

The likelihood of winning is higher if you gamble more

Performing or engaging the service of so call " masters " on hocus pokus wealth rituals or owning special objects or amulets will improve chances of winning

A “near-win” is a sign that a win is just around the corner

What are the consequences?

It is estimated that for every Problem Gambler, about eight to ten other people (e.g. their spouse, children, parents, other family members, friends, employers, etc) are harmed by gambling.

Some of the harms of excessive gambling are:

Financial problems: Severe debts or the lost of savings or property may arise as a result of gambling losses. The gambler may even resort to borrowing money or stealing to fund gambling activities.

Relational Problems: Lying or deceit on the part of the problem gambler due to the desire to hide gambling activities may strain relationships.

Physical and mental health: The stress of gambling problems sometimes causes health problems, for both the person who gambles and the family. This can include stress, anxiety, depression and even suicide.

ONE LAST TIME ???!!???? YOU STUPID OR MENTAL ??

 

[kopitiamer]

SEEK HELP ! and stop your NAIVE & childish FANTASY on easy money from Gambling

Blame who ? BLAME YOUR FOOLISH SELF !

 

[kopitiamer]

Waiting for ferry to sail , go to aegean paradise @12pm ferry , see can do another hit and run or not , 2k enough to release a bit pressure, 5 k enough to settle starhub , 7k enough to settle starhub singtel. Hopefully.

You are telling the whole WORLD how stupid you are ! i feel sad for you !

 

[RainbowGalaxy]

Hi, mine in two days. Check with your officer. All the best!

Anyone knows how long does it take for uob to approve dcp? My application was submitted on tues. but till today no sound no pic.

 

[sgman88]

wow you got dmp , you know how hard to get. can share how you get them ? you got new lease of life in the form of dmp why screw it

Ya I see to get DMP is like one out of hundred. Cherish it. I wonder what gonna happen to so many that cannot get the DMP.

 

[reggaez]

sianz received rejection letter from maybank for DCP... within 5 working days from date of submission

my Credit Bureau status : HH 1729
total debt 88K
NOA income : 72K
Basic Income : $6.8K

liddat still kena rejected.... now gonna whack UOB HSBC and Citibank DCP liaoz

alas , my DCP was approved by UOB after being rejected by Maybank..... submitted documents on UOB portal last Wednesday , 14th Nov , signed application form on 16th Nov, approved today 20th Nov

huge sigh of relief...... my agent still played jokes with me say my application tio rejected in the beginning, make my balls shrink at first..... then said my application is successful and need 2 weeks to close all accounts.....

 

[Limjs87]

Hi all.


I have applied with Hsbc, Dbs, maybank and eventually standard chartered which approved my application. I applied on 13th Nov and get it approved today.

BTI 24x
Debt: 140k
Mthly gross 5.5k
Rating: EE

I urge all bros not to give uppp and keep trying. I suggest u guys to try Maybank and standard chartered as the CSO told me.they have increase their Bti of 18x to 26x.

Hope it helps.

 

[kopitiamer]

Moronic Dumbass Spotted !

Ctrl + Alt + P

ii think write in own words rather then stealing from other sources. not all here are gamblers.

You are just another Dumbass Moronic Clone ****eriser

you call someone who share various articles, pictures and infos from the web to a community forum stealing?!!???? for your info part of the words and sentences are from National Council for Problem Gambling, open your fricking eyes wider there's a picture i share that shows the website add for those who needed help !! what a deprived **** loser !

And for your info which sentence or post did i mention that all members in this thread or forum are gamblers???!!???

the way you posted here suggest that you are either a dumbass pathetic moronic ****er clone or a communist who dictates this and that to justify your dictating dumb Ego , perhaps Both of the above !

Pathetic indeed Indeed there's a SUCKER born every seconds , how true !

 

[regrettothemax]

Hi all.


I have applied with Hsbc, Dbs, maybank and eventually standard chartered which approved my application. I applied on 13th Nov and get it approved today.

BTI 24x
Debt: 140k
Mthly gross 5.5k
Rating: EE

I urge all bros not to give uppp and keep trying. I suggest u guys to try Maybank and standard chartered as the CSO told me.they have increase their Bti of 18x to 26x.

Hope it helps.

Seems like SCB is more lenient now? Anyone else has their DCP approved by SCB dont mind sharing details?

 

[reggaez]

Seems like SCB is more lenient now? Anyone else has their DCP approved by SCB dont mind sharing details?

Hi all.


I have applied with Hsbc, Dbs, maybank and eventually standard chartered which approved my application. I applied on 13th Nov and get it approved today.

BTI 24x
Debt: 140k
Mthly gross 5.5k
Rating: EE

I urge all bros not to give uppp and keep trying. I suggest u guys to try Maybank and standard chartered as the CSO told me.they have increase their Bti of 18x to 26x.

Hope it helps.

congrats, your DCP with SCB approved because of your good rating of EE. Mine was HH and straight upfront the SCB CSO rejected me already.