Debt consolidation Plan

[Lalaland1988]

New here. Anyone tried Citi with GG rating?

 

[Lostandconfused]

Hi Guys,

I had been paying for min sum for all my CC since 1 year ago and realized that it didn't really help much on the principle sum. Till this year, I cant afford to pay the min amount and every bank keep calling me NON STOP.

Had read through some review and research before I decided to apply any DCP plan with banks. As I know once apply and got rejected, your CBS report will reflect the rejection and chances will be low if you apply again.

I had sorted out two banks which is HSBC & MayBank. Submitted my application to HSBC and within three days later got rejected by them.

Without furthermore delay, I submitted my application to MayBank and the CSO was very helpful and assist me with all the necessary filled up doc. He even arrange a courier services to my work place for me to sign the docs. I called the bank and check on my status during 5th working day and my application got approval. The whole process took less than a week!

Total Debt Owe: 60K
Monthly Earn: 3200
CBS Rating: HH with 1734 scoring
Replayment Period: 10 Yrs (700 monthly)

Hope this above informations helps you guys and wish all bros look forwards to our debt free soon! If you need the CSO contact, do msg me! Take Care and all the best !!

Hi! May I have the CSO contact?
My total Debt Owe: 39k
Monthly Earn: 3.4k
CBS Rating: HH with 1401 scoring

Do you think i am able to go for dcp?
By the way, hi all, i am new here.. hope someone can show me the light..super at a loss

 

[stann9]

guess should be alright, submitting my application tomorrow.

Thanks bro!

How was the application? Currently in the same situation and wonder if I should apply for company’s card for overseas business trips too.

 

[liondomo]

How was the application? Currently in the same situation and wonder if I should apply for company’s card for overseas business trips too.

hey bro, i actually replied bro jojo if u looked up earlier thread.... anyway, i got my card but i found out Amex did run a check on my credit files as i got a free report.

all the best to u!

 

[lork44]

Quick question here. I was on DCP for coming a year. I understand that all the credit cards by all the banks will be suspended except for the DCP bank that will give you the credit card.

I was logging into one of the my bank IB and I saw that the credit card that I used to own (even thou full payment since DCP) is still valid and not suspended.

Do anyone has the same case? Does it mean I still can utilize the credit card? That would be good since I would need to use credit for corporate travel payment I can also earn some miles reward from there.

 

[CK12345]

Quick question here. I was on DCP for coming a year. I understand that all the credit cards by all the banks will be suspended except for the DCP bank that will give you the credit card.

I was logging into one of the my bank IB and I saw that the credit card that I used to own (even thou full payment since DCP) is still valid and not suspended.

Do anyone has the same case? Does it mean I still can utilize the credit card? That would be good since I would need to use credit for corporate travel payment I can also earn some miles reward from there.

Sometimes it's not indicated that the card is suspended for some banks. You can try using it but most likely won't be able to go through. If it does, it means somewhere, nobody doing their work. Lol

 

[Positivecockroach]

Hi it's me again.... Dbs and hsbc rejected, well expected . Got an appt for DMP While waiting for maybank and hl bank, ultimate loser..... Today citi called me say pay the outstanding for last month... Already f broke how to pay? Call me again, say OK top up the bal. At least won't ceased my acc cux shortfall 80
.. OK, there u go... All goes to interest... Really... Like really? I'm. Not angry with them but at times... I am. Upset and angry with myself... I don't know how to explain. If I have suffice to pay off I will not be having hz rating? Hl bank the lady v nice say will call me today before 1 pm as currently reviewing.. But didn't receive call.. I think more or less gone...

Sorry I just want to speak out... Everyday kept inside and wanna let out some negative energy and regain positive energy ...

HZ would probably be HSBC or Maybank. Never seen other banks with HZ approval.. it also depends on the reason you got HZ. Isit due to court case of not paying bills, or some car insurance issue etc etc

 

[Positivecockroach]

Hi for HL Bank is it easier to get it approved? Even like now after 5 month u post?

That's alot of money. lololol. i was referred to a brokerage firm by a friend that he can do a refinancing at 6.88% with SCB. and flat rate so no EIR. lol.

but cannot drag to 7 years, can only do to 5 years.

manz. idk what to do now as well.

 

[Positivecockroach]

What was your rating please. I'm also handling by Derrick from maybank. Yes he is nice. He also say process time about 14 days... Ask me call back next week.... I submit for multi bank application left now. Hl and mbb. So whichever bank took up first will be the bank helping me right? (if any,)

Hi

My debts is 120k and I cant afford to pay and multiple bank keep everyday call me untill I can have proper sex, proper focus on work ...etc life like hell

How????[/QUOTE

i same like you 119k debt..I apply maybank dcp last month and approved. look for derrick from maybank. very nice and efficient guy

 

[Obscurity]

I'm glad I took up DCP cos without it IDK how I can settle my mounting debts...
Every month I only have 700 left after deducting my DCP loan. But its ok I deserved it due to my crazy spendings.

My DCP will end in July 2021... and I can't wait for it.

 

[TKWbb88]

Do u have Derrick's contact number ? Thanks.

What was your rating please. I'm also handling by Derrick from maybank. Yes he is nice. He also say process time about 14 days... Ask me call back next week.... I submit for multi bank application left now. Hl and mbb. So whichever bank took up first will be the bank helping me right? (if any,)

 

[Positivecockroach]

+65 6298 - 8305, his direct line

Do u have Derrick's contact number ? Thanks.

What was your rating please. I'm also handling by Derrick from maybank. Yes he is nice. He also say process time about 14 days... Ask me call back next week.... I submit for multi bank application left now. Hl and mbb. So whichever bank took up first will be the bank helping me right? (if any,)

 

[Positivecockroach]

+65 6298 - 8305
His direct line

Do u have Derrick's contact number ? Thanks.

What was your rating please. I'm also handling by Derrick from maybank. Yes he is nice. He also say process time about 14 days... Ask me call back next week.... I submit for multi bank application left now. Hl and mbb. So whichever bank took up first will be the bank helping me right? (if any,)

 

[Lifesotough]

Quick question here. I was on DCP for coming a year. I understand that all the credit cards by all the banks will be suspended except for the DCP bank that will give you the credit card.

I was logging into one of the my bank IB and I saw that the credit card that I used to own (even thou full payment since DCP) is still valid and not suspended.

Do anyone has the same case? Does it mean I still can utilize the credit card? That would be good since I would need to use credit for corporate travel payment I can also earn some miles reward from there.

DCP approval will only suspend all your CC except the one issued by DCP bank. We have to manually call the banks to cancel the cards if we want to cancel.

So yeap, your card will still be shown in your ibanking with available credit limit but no charges will be able to go through.

 

[orbea88]

Risk grade HX any chance?

 

[ee1212]

feel relieved. maybank cso just called me that my dcp approved. first attempt on dcp and approved. amazing is how efficient is maybank. got all my bank statement ready and courier pick up. then processing team 2 bank need more detail so suggest I go ibanking and screenshot and whatapps the details to the friendly cso who help me. btw his name is derrick. very fast and efficient. after send docs. about 3-4 days it is approved! ultra efficient.

my cbs rating FF
outstanding 120k
loan tenure 7 years

will be a ultra tough 7 years. hope I can pull through!

Hello! Can you kindly pm me your CSO, Derrick's contact? Appreciate it with thanks!

 

[ee1212]

Hi Guys,

I had been paying for min sum for all my CC since 1 year ago and realized that it didn't really help much on the principle sum. Till this year, I cant afford to pay the min amount and every bank keep calling me NON STOP.

Had read through some review and research before I decided to apply any DCP plan with banks. As I know once apply and got rejected, your CBS report will reflect the rejection and chances will be low if you apply again.

I had sorted out two banks which is HSBC & MayBank. Submitted my application to HSBC and within three days later got rejected by them.

Without furthermore delay, I submitted my application to MayBank and the CSO was very helpful and assist me with all the necessary filled up doc. He even arrange a courier services to my work place for me to sign the docs. I called the bank and check on my status during 5th working day and my application got approval. The whole process took less than a week!

Total Debt Owe: 60K
Monthly Earn: 3200
CBS Rating: HH with 1734 scoring
Replayment Period: 10 Yrs (700 monthly)

Hope this above informations helps you guys and wish all bros look forwards to our debt free soon! If you need the CSO contact, do msg me! Take Care and all the best !!

Hello! Can you kindly pm me your CSO contact please? Thanks!!

 

[CK12345]

Risk grade HX any chance?

Bro, very likely rejected. Even HH already don't stand much chance, much less HX.

 

[Positivecockroach]

I got. Rejected from. Mbb

Bro, very likely rejected. Even HH already don't stand much chance, much less HX.

 

[orbea88]

Bro, very likely rejected. Even HH already don't stand much chance, much less HX.

I want to pay off, but how to like that when they dont accept.