Debt consolidation Plan

[yhs123321]

Anyone heard about 'Yes Bank ', i saw they advertise in facebook , it is india base bank , they provide personal loan , dont know they accept dpm customer or not?

 

[debted]

What sucks most for me now is my "unemployed" status.
This status means CCS also cannot help negotiate anything with the banks.

So far, UOB has cancelled my card. Waiting for their closure letter to come, then negotiate payment terms.

OCBC, CITI and DBS also calling ENDLESSLY.

Sibeh sian one.

 

[Anonymous1987]

What sucks most for me now is my "unemployed" status.
This status means CCS also cannot help negotiate anything with the banks.

So far, UOB has cancelled my card. Waiting for their closure letter to come, then negotiate payment terms.

OCBC, CITI and DBS also calling ENDLESSLY.

Sibeh sian one.

Maybe u can find job first..then u apply back ccs?

 

[debted]

Maybe u can find job first..then u apply back ccs?

Problem is, the banks are hounding.

 

[LosingHope]

Problem is, the banks are hounding.

get a job first... do not mind about the salary at least you have a job... btw, what is your total debt?

 

[happiewee]

Hi there,

If your DCP application with DBS is successful, your EasiCredit Account with OCBC will be suspended & the outstanding amount will be ‘transferred’ to the new DCP account in DBS (together with your other outstanding balances from other unsecured accounts in OCBC or other banks)

You will then pay off the outstanding balance of the DCP account accordingly to DBS & will not be required to pay the EasiCredit outstanding balance in full to OCBC.

On our end, we are unable to advise on why a joint EasiCredit account is an issue with your DCP application with DBS.

We also do not have a ‘restructuring’ process, be it restructure from joint to single account or any sort of payment arrangement for your EasiCredit balance.

Do let us know if you require further clarification on this.

^CC

Hi there,

I m the principle account of easicredit's joint account.

So is eligible for dcp application?

DBS CSO just called me said that they will try to see whether can omit it out?

Now i m confused!!! Should i wait for their reply? Or try other bank? Since now they are still checking my documents, can i cancel the application and try other bank?

Please help!!!
Many Many thanks!!

 

[happiewee]

Hi there,

I apply my dcp from DBS, now in the process of checking my documents and there's a easicredit joint account and i m the Principle account holder issue so cso help me requested to omit out and wait for the answer.

I m wondering since is checking my documents stage, can i cancel the application and try other bank?
Cause i heard easicredit joint account is eligible for dcp.
Is it true?

Thanks

 

[OCBC Bank]

Hi there,

I m the principle account of easicredit's joint account.

So is eligible for dcp application?

DBS CSO just called me said that they will try to see whether can omit it out?

Now i m confused!!! Should i wait for their reply? Or try other bank? Since now they are still checking my documents, can i cancel the application and try other bank?

Please help!!!
Many Many thanks!!

Hi there,

We apologise but we will be unable to advise you on your DCP application process with DBS.

On our end, once your DCP application with DBS has been approved, we will suspend & transfer the outstanding balance of your EasiCredit Account to your new DCP account in DBS.

If DBS states that joint accounts are ineligible for DCP, we will still suspend your Easicredit account & you will have to make alternative arrangements for the payment of your outstanding balance as we do not offer any form of restructuring.

For further clarification on your queries, DBS will be in a better position to advise you accordingly.

^CC

 

[LosingHope]

I still try to apply even my CBS score is HZ... i told the CSO to look out for payment cycle instead of rating... CSO actually agreed to carry on with my application... no harm trying right...

 

[missymessy]

Just to share. My DCP is approved. I'm so relieved!!! Now I just pray very hard that there wont be any disciplinary issue at my workplace and let me pay off my debt. I have really learnt my lesson.

Spend within our means. Keep track of expenditures and always check your bills!

 

[Anonymous1987]

Just to share. My DCP is approved. I'm so relieved!!! Now I just pray very hard that there wont be any disciplinary issue at my workplace and let me pay off my debt. I have really learnt my lesson.

Spend within our means. Keep track of expenditures and always check your bills!

Dats great..with scb rite?can i knw what is ur rating when u apply?

 

[Anonymous1987]

Problem is, the banks are hounding.

U can tell dem that u r unemployed maybe..and worst to worst u have to close all ur account..and have to find job asap..in this case u have to grab any jobs dat comes 1st...maybe settle already can find another job..?

 

[LosingHope]

Congrats... Can share me ur CSO number?

Just to share. My DCP is approved. I'm so relieved!!! Now I just pray very hard that there wont be any disciplinary issue at my workplace and let me pay off my debt. I have really learnt my lesson.

Spend within our means. Keep track of expenditures and always check your bills!

 

[Anonymous1987]

Congrats... Can share me ur CSO number?

Ysterday i went down to the scb branch but they told me dcp officer incharge is not at e branch..they told me they will submit my particular to the cso and wait for their call..so now im waiting...

 

[Vindicate_d]

Dats great..with scb rite?can i knw what is ur rating when u apply?

Hi, since 8 October, SCB has started to accept even HH.

 

[Vindicate_d]

Ysterday i went down to the scb branch but they told me dcp officer incharge is not at e branch..they told me they will submit my particular to the cso and wait for their call..so now im waiting...

You don't have to go down to the branch. You can just leave your contact number online and the next day one of the CSOs will call you. He will email you the application form so you just have to fill it up, attach your supporting docs and email them back.

 

[Vindicate_d]

Congrats... Can share me ur CSO number?

I have PMed you.

 

[missymessy]

Its EE. Was rejected by HSBC b4 that.

Approved loan is 93k (additional 5%)

Dats great..with scb rite?can i knw what is ur rating when u apply?

 

[missymessy]

Sorry i dont know how to PM. Can u msg me?

Congrats... Can share me ur CSO number?

 

[LosingHope]

Btw, how to know if its approve? CSO will call you?
Means they cleared the balance amount immediately or takes time?

Just to share. My DCP is approved. I'm so relieved!!! Now I just pray very hard that there wont be any disciplinary issue at my workplace and let me pay off my debt. I have really learnt my lesson.

Spend within our means. Keep track of expenditures and always check your bills!