Debt consolidation Plan

[member8]

"HSBCSG:We are pleased to inform that your Visa Platinum credit card was issued on 17Mar17. Pls call 18002276868 or +6562276868 to activate upon receipt"

Morning received this message...After DCP approval, this is the next thing.

Sent from LGE LG-H990 using GAGT

Congratulations bro!

 

[member8]

Bros,
While waiting for an answer just wanted to know if we can withdraw the 5 percent buffer money

 

[multi]

Bros,
While waiting for an answer just wanted to know if we can withdraw the 5 percent buffer money

I don't think so cause the bank add 5% buffer just in case there are more to pay then expected. Some personal loan impose penalty if you redeem early.

Sent from LGE LG-H990 using GAGT

 

[Louis81]

Bros,
While waiting for an answer just wanted to know if we can withdraw the 5 percent buffer money

Can the buffer is meant to pay off any additional interest or early fees etc. Once all are accounted for, the balance is yours.

 

[multi]

Can the buffer is meant to pay off any additional interest or early fees etc. Once all are accounted for, the balance is yours.

You mean after all is accounted for, we can cash out the balance?

Sent from LGE LG-H990 using GAGT

 

[Louis81]

You mean after all is accounted for, we can cash out the balance?

Sent from LGE LG-H990 using GAGT

Money is yours and already part of the loan

 

[multi]

Money is yours and already part of the loan

We are force to take bigger loan in this way.

Sent from LGE LG-H990 using GAGT

 

[Carlingford]

Hi guys...i had just submitted my blue form to CCS earlier today..check out my blog for more details !

https://restartingmylifeblog.wordpress.com/

 

[kannis_ng]

Usually which bank will process fast ?

U say pay immediately
Sure fast

 

[JayChou07]

Don't be stupid about cash out. Should be thinking how to Service the long term installment. In the first place is owe $ to banks that's y u seek dcp for lifeline

 

[goenitz33]

best is to use the 5% buffer to service back the loan.

 

[member8]

Don't be stupid about cash out. Should be thinking how to Service the long term installment. In the first place is owe $ to banks that's y u seek dcp for lifeline

I have other loans to settle bro! That why I asked!

 

[glacekit]

Sigh. UOB is damn active. 3rd person to call me. But I keep telling them I am HH right now so they just answer me ok thank you.

 

[Centralcoast]

Sigh. UOB is damn active. 3rd person to call me. But I keep telling them I am HH right now so they just answer me ok thank you.

Don't be despair, there is someone who got Hz still get approved. Try other banks

 

[Centralcoast]

It's underway. I received a free report today. #hope

FINALLY Received my free report today too. From BB to AA grading wondering why.

 

[melbourne10]

FINALLY Received my free report today too. From BB to AA grading wondering why.

BB is already considered quite decent haha

 

[Centralcoast]

BB is already considered quite decent haha

But it doesn't guarantee approval though. Dunno how long will get the outcome after getting free cbs

 

[melbourne10]

But it doesn't guarantee approval though.

Wait and hope lo. Actually the BOC rate not bad, 9%.

 

[Centralcoast]

Wait and hope lo. Actually the BOC rate not bad, 9%.

As in AIR ? That's very high. So far I call up dbs and when I was told 6.99% AIR I straight away say thank you and hung up

 

[melbourne10]

Loan Tenure

Flat Interest Rate

Applied Interest Rate

1 – 7 years

From 4.82% p.a.

9% p.a.

8 – 10 years

From 5.70% p.a.

10%p.a.