Debt consolidation Plan

[AprilChoo]

i wonder anyone got approved by dbs under GG grading.. i think my chances are slim

the approval dcp relies alot on the length of your single appointment and income.

 

[AprilChoo]

can share or pm yr previous dcp amt and installment and current boc arrangement ?

note , dcp EIR abt 9% , 900$ / per 10k / year

 

[Sysedit]

i wonder anyone got approved by dbs under GG grading.. i think my chances are slim

Maybe you can try UOB.....
i just got my dcp approved.. (which i submit my march grading of gg)

int: 4.50%
eir:8.22%

is this good? if i not wrong it should be on the average.



today i just check my grading fall to HH.....

so i really not sure already.. but really happen that it got approve else it is going to be gg lao

 

[bozoka86]

Maybe you can try UOB.....
i just got my dcp approved.. (which i submit my march grading of gg)

int: 4.50%
eir:8.22%

is this good? if i not wrong it should be on the average.



today i just check my grading fall to HH.....

so i really not sure already.. but really happen that it got approve else it is going to be gg lao

Thanks for the advice. dont know hsbc accept GG rating or not?

 

[Sysedit]

i not too sure... from here some got approve, some dont. hsbc currently is the lowest of 4%. and eir of 7.5%..... and for me i got rejected by hsbc of gg.

but u can still try, maybe u get lucky

 

[Joefeugo]

Guys I owe 63k and take home 4500 a month. What should I try? Ask for bankruptcy?

 

[Sysedit]

bro... u go with dcp.... so long ur amount own is from x12 to x18 u can apply dcp.
ur amount is about x15 of your take home so can apply.

 

[Joefeugo]

Shouldn't go Drs?

 

[Joefeugo]

bro... u go with dcp.... so long ur amount own is from x12 to x18 u can apply dcp.
ur amount is about x15 of your take home so can apply.

I feel I need to go Drs as my credit rating is HH.

 

[Joefeugo]

License money lender suck blood deep deep ,last year i borrowed every month range from 2k~3k+, all payday loan , i lost more than 4k just the fu*king 10% upfront and 3.92% interest ,this year i already accumulate 10k so far lost interest 1400 in interest , fu*king money lender all go die , suck money like hell , don't want follow bank few %yearly , i wish all the sucker go die faster.

Illegal one worse right

 

[Joefeugo]

Dcp

Best way to apply dcp is to walk into a bank with all the details?

 

[Joefeugo]

rating

guys i am rating 1653, HH. in bad shape. where can I apply for DCP? anyone kind enough to offer advice?

 

[KeNshEz]

That’s right.

Best way to apply dcp is to walk into a bank with all the details?

 

[bozoka86]

guys i am rating 1653, HH. in bad shape. where can I apply for DCP? anyone kind enough to offer advice?

can try maybank. i just spoke to the sco yesterday. maybank accept HH

 

[solarius88]

HH Rating

Hi guys don't lose hope, I decided to take a plunge on the DCP after reading this thread.
I barely hit the 12 monthly.
OWE 36k,annual 37200 rating 17XX HH.

Just got a text from the UOB CSO that it got approved and takes 7 days for it to get cleared.
I'm feeling very relieved and on the road of recovery.

Good luck to everyone else! DON'T LOSE HOPE!

 

[Joefeugo]

do they have a special hotline? looking for very proactive CSO.

 

[Joefeugo]

can try maybank. i just spoke to the sco yesterday. maybank accept HH

do they have a special hotline? looking for very proactive CSO.

 

[solarius88]

Go to the Maybank DCP page there’s a number that u text and the CSO will get back to u.

UOB CSO in my experience is very proactive.
Go to their site and upload your documents,the CSO got back to me the next morning.

do they have a special hotline? looking for very proactive CSO.

 

[huathuat888]

People go to legal and illegal money lenders because they cannot loan from banks anymore. If not who wants to borrow from them? Plus the chances of getting money from them is almost 90%. If not you loan from friends loh... no interest.

Now I declared bankrupt. Save on all the interest on paying banks and money lenders.

License money lender suck blood deep deep ,last year i borrowed every month range from 2k~3k+, all payday loan , i lost more than 4k just the fu*king 10% upfront and 3.92% interest ,this year i already accumulate 10k so far lost interest 1400 in interest , fu*king money lender all go die , suck money like hell , don't want follow bank few %yearly , i wish all the sucker go die faster.

 

[reboot2018]

Hi Bros,

Need advise for those who got approval from BOC. i am getting a re-finance from BOC, and was approve on 04-Apr-18 by BOC.Till today, no approval letter recieved. Funds have not been disperse to my previous bank Citibank.CSO keep telling me will receive within few days, but this is not happening at all.
Called up the hotline this morning, and was shock that the hotline CSO told me will only disperse funds nearer to the billing cycle which 3rd of May.This is their usual practise. OMG, BOC will take almost a month to disperse funds after approval??Now my previous DCP have already due and have to pay late payment fee, which i really feel WT****.
So need advise from those bro who got approval from BOC. Is this happening to you guys as well??

This is a pretty bad arrangement. BOC wants to pay based on the latest outstanding and returning you the remaining 5% buffer I believed.

If funds not fully disbursed, they can't issued you DCP approval letter and effected the DCP. During this transition period you still need to repay your current unsecured debts financial institution which in your case to Citibank.
But no worry, you will get back good cash soon (the buffer 5% allowance).