Differences in medical insurance

[teehee93]

Hi, can anyone tell me the key differences between Aviva's myshield and Great Eastern's SHP?

 

[Gribber]

Hi, can anyone tell me the key differences between Aviva's myshield and Great Eastern's SHP?

Price very different?

One got child coverage for free if u and ur spouse purchase and one do not

One come with higher hospital income benefits for downgrading etc.

 

[savesmart]

U may wish to refer to these tables which compares the different integrated shield plans offered by the different insurers. Having said so, I would still suggest you speak to FAs or at least someone in the know about the plans before deciding as some features such as co insurance and deductibles may not be easily understandable without explanation.

Should you wish to consider similar shield plans from AIA or Prudential, you may pm me or drop me an email at lioneltye@gmail.com and I will be happy to assist.

Cheers!

Hi, can anyone tell me the key differences between Aviva's myshield and Great Eastern's SHP?

 

[RuiRui88]

There is a comparison table from CPF website.

For Aviva
1) Aviva provide free coverage for children
2) Avia co-insurance is capped at $25,500.This means that if the bill after deductible is 400k,10% would be 40k, but for Aviva is cap at $25,500
3) Aviva policy year limit is higher - $650k
4) Extra 150k/yr for 5 critical illness
5) Interim cover due accident (not sure GE have or not)

For GE
1) The final expenses is higher - $7000
2) The pre/post hospitalization treatment period is slightly longer up to 120 days
3) Insured donating organ, $50k/transplant

Hope that it helps

If you want to know more about Aviva shield plan, you can pm me.

 

[Aerial86]

U may wish to refer to these tables which compares the different integrated shield plans offered by the different insurers. Having said so, I would still suggest you speak to FAs or at least someone in the know about the plans before deciding as some features such as co insurance and deductibles may not be easily understandable without explanation.

Should you wish to consider similar shield plans from AIA or Prudential, you may pm me or drop me an email at lioneltye@gmail.com and I will be happy to assist.

Cheers!

I don't remember any platform that allows any agents to represent both AIA and Prudential? Care to share where are you from?

 

[savesmart]

You are correct. But I'm not an agent (never said so). I refer prospects to FAs from both AIA & Pru.

I don't remember any platform that allows any agents to represent both AIA and Prudential? Care to share where are you from?

 

[Aerial86]

You are correct. But I'm not an agent (never said so). I refer prospects to FAs from both AIA & Pru.

Thank you for the clarification!