Does it make sense to put savings in Singapore saving bonds or t-bills instead having a bank account?

[LoUsyGamER]

walao. 1month. rtx 3080 more liquid than that la

So liquid? If suddenly oversupply, $$ flies?

 

[buttbERry]

put in cpf???

 

[slashershot]

So liquid? If suddenly oversupply, $$ flies?

OVERSUPPLY!?
lai u show me some proof.
https://www.tomshardware.com/news/nvidia-geforce-rtx-3050-sold-out-instantly-japa-400-dollars
semiconds are the new gold

 

[LoUsyGamER]

then llst hold cash liao. legit

u buy bonds now yields rise, your bond depreciate in value on secondary markets. u sell become realized loss
ppl buy bonds is to lock in rates. because everything also negative yield, question is which is the least painful lor

Haha. Compared to local bank saving account rates, I think ssb/t-bills still got chance.

 

[foxer77]

But most of bank account also don't give 2%.

saving bank acc ...think 0.05 also dont have

 

[foxer77]

I noob here. After buying savings bond, is it very troublesome to redeem? Shifus please advise. Kamsia

go read up in the link, so easy ,pls do your homework if u going to buy sometime that involve in $$$.

Later lost money then like the ocbc thread.......

go to atm machine there where u apply for the bond there also a redeem ... just u need to wait for the next month to credit back in.

 

[LoUsyGamER]

OVERSUPPLY!?
lai u show me some proof.
https://www.tomshardware.com/news/nvidia-geforce-rtx-3050-sold-out-instantly-japa-400-dollars
semiconds are the new gold

I don't know la. Not an expert in semiconductors.

I think from the condo point of view, too expensive condo/landed most lose $$. More affordable one can still made money.

Maybe rtx 3050 could still make money but would it have face the issue of half yearly outdated issue?

 

[bobafettup]

Waiting for people to suggest crypto …….

 

[LoUsyGamER]

Waiting for people to suggest crypto …….

Lose saving faster, either hacked or lose physical token.

 

[slashershot]

I don't know la. Not an expert in semiconductors.

I think from the condo point of view, too expensive condo/landed most lose $$. More affordable one can still made money.

Maybe rtx 3050 could still make money but would it have face the issue of half yearly outdated issue?

No.
U go google ppl despo until 1080ti also sell at market price of it's release despite being years old.

It's not even crypto, it's just a general shortage. Crypto moved to asic liao.

Going forward, silicon resources also finite, water to make transistors also finite. A gpu is a legit value store that would beat inflation imo

 

[jasvonvios]

Can withdraw any time right?

For us youngster don't have that luxury. I am planning to do that when older.

The only problem is cpf will only withdraw special account first.

 

[slashershot]

Lose saving faster, either hacked or lose physical token.

Crypto is too volatile.
In the span u use to buy a cup of kopi, the coin is either $10 or -$5 liao
Maybe kena rugged within that duration also can

 

[LoUsyGamER]

The only problem is cpf will only withdraw special account first.

Thought the SA will be first taken away by RA?

Cannot transfer OA to SA?

 

[blueweed]

If you can get t bill at cost or interbank rate its fine. Thats why bank treasury buys them all the time, at cost. But after even a few cents of commission makes it not so great.

 

[SkyNinja]

Fixed deposit also very secured

 

[LoUsyGamER]

Fixed deposit also very secured

Haha too fixed, not liquid enough

 

[LoUsyGamER]

If you can get t bill at cost or interbank rate its fine. Thats why bank treasury buys them all the time, at cost. But after even a few cents of commission makes it not so great.

Ya true. The commission makes it not attractive. Just feels that I won't be butter finger press on the scam links and lose it.

 

[Yueming]

five letters


CPF SA




thank me 65-<your age> years later

 

[Transcendent]

Waste time all these. Just All in Tesla.

 

[Dokwon]

Buy $TShare