I think market got a few with capital guaranteed higher than total premium outlay
TM have a few
Aviva have 1/2
Pru just started theirs, PruWealth, (widely seen on youtube ads)
what you have to know is today what you choose to commit will be what is best in this current time , a few yrs later market change , they come out new features etc, those factor will sway u abit :S
below is mywealth from aviva
Premium term 10 yrs
Policy term 25 yrs
Total premium paid : $23,724(197.70/mth)
Guaranteed : $32,500