Endowus Fund Smart

[Shutterfly]

Anyone using this for their investment?

Care to share which underlying funds did you choose?

Thanks.

 

[Okenba]

Funds in CPF are different from those available in cash/srs.

If looking at cash/srs, it is a good idea to look closely as DFA and PIMCO offerings as these are not usually readily available to most retail investors.

 

[dappermen]

some o us share it here https://forums.hardwarezone.com.sg/...-robo-stocks-or.6476646/page-3#post-135007402
https://forums.hardwarezone.com.sg/...-robo-stocks-or.6476646/page-2#post-133560960
My edwus fund-smart diy - ESG Mirova Global Sustainable Equity Fund
ESG Schroder ISF Global Climate Change Fund
as well as an india Fund Pinebridge etc

more thn 8% ret since feb 2021, high volatility!!!! but luv it

 

[Shutterfly]

some o us share it here https://forums.hardwarezone.com.sg/...-robo-stocks-or.6476646/page-3#post-135007402
https://forums.hardwarezone.com.sg/...-robo-stocks-or.6476646/page-2#post-133560960
My edwus fund-smart diy - ESG Mirova Global Sustainable Equity Fund
ESG Schroder ISF Global Climate Change Fund
as well as an india Fund Pinebridge etc

more thn 8% ret since feb 2021, high volatility!!!! but luv it

Thanks for sharing!

 

[dappermen]

hope it helps!

BTW i use cash just abit to try

 

[Sambuca78]

Anyone know if we can remove a certain fund from the fund smart? Or need to create a new goal in the fund smart then move the money over from the original goal?

And if there are any fee? Thanks.

 

[simplon]

Anyone know if we can remove a certain fund from the fund smart? Or need to create a new goal in the fund smart then move the money over from the original goal?

And if there are any fee? Thanks.

yeah you can adjust the funds in your goal, including removing a fund. but only from the web. couldn't find the option in the app.

 

[Sambuca78]

yeah you can adjust the funds in your goal, including removing a fund. but only from the web. couldn't find the option in the app.

Thanks, any idea if there are any fee? I whatsapp endowus but no response.

 

[simplon]

Thanks, any idea if there are any fee? I whatsapp endowus but no response.

i dont see any fees stated. it is treated as a rebalancing action so it took a few days to complete. from the activity view, it seems to be just selling the fund u removed, and buying the fund u chose to replace it.

 

[Sambuca78]

i dont see any fees stated. it is treated as a rebalancing action so it took a few days to complete. from the activity view, it seems to be just selling the fund u removed, and buying the fund u chose to replace it.

Thanks for the advise.

 

[s0crates]

They are lowering their fees to 0.3% p.a. for single fund investment.

Think can just buy a dimensional world equity fund and your total cost is only 0.66% including fund management fee lol. Way cheaper than syfe already. I think they are trying to take the roboadvisory AND dollardex's business.

https://endowus.com/pricing

 

[Okenba]

That's great! Time to switch to single fund then.

Wow. I'm seriously considering closing my Syfe Reit+ and just putting it into Endowus instead...

 

[Okenba]

Dimensional Global Core Eqty is 0.26 (Dev Mkts only)
Dimensional World Eqty is 0.35 (Dev Mkt + EM)
Endowus Total Fees (For single fund) is abt 0.56 / 0.65

For Syfe, on top of Syfe fees, there are ETF fees (0.15 - 0.24), currency conversion (0.09)
(All listed under Syfe's FAQs)
So, even if we take the cheapest ETF fees:
Total Fees for below 20k = 0.89
Fees for 20k - 100k = 0.74
Fees for 100k - 500k = 0.64
Fees abv 500k = 0.59

 

[vegavega25]

They are lowering their fees to 0.3% p.a. for single fund investment.

Is this a new development?

 

[hwmook]

Is this a new development?

At least its new to me, it used to be the same fees.

I just realise endowus did not credit in the trailer fee rebate for Q4 20, Q1 21 and Q2 21. I already make noise to them. Anybody also in the same shoes?

 

[s0crates]

At least its new to me, it used to be the same fees.

I just realise endowus did not credit in the trailer fee rebate for Q4 20, Q1 21 and Q2 21. I already make noise to them. Anybody also in the same shoes?

They only give it 4 months after quarter end previously iirc. But Q4 is way overdue.... Don't know what's the payment terms with the fund managers

 

[hwmook]

They only give it 4 months after quarter end previously iirc. But Q4 is way overdue.... Don't know what's the payment terms with the fund managers

Yes, that was last year. Now super long, I just got rebate last month for Q3 20.

 

[Shutterfly]

That's great! Time to switch to single fund then.

Wow. I'm seriously considering closing my Syfe Reit+ and just putting it into Endowus instead...

Same here. Need to go adjust my portfolio to single fund.

 

[BlueRobin]

What would be the one fund that you recommend in Endowus if I intend to use SRS to invest and to keep for 10 years?

 

[Shutterfly]

Created the following Single Fund Portfolios

- LionGlobal Infinity Global Stock Index Fund
- AB American Income Portfolio
- PIMCO GIS Income