EndowUs Roboadvisor: investing using CPF

H

hwmook

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s0crates said:
Cpf, SRS and cash actually. Actually their platform is by far the most advanced and convenient out of the Robos, now that the mobile app is up.
Click to expand...

The mobile app is great, make it easier to use.
 
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s0crates

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They are very very fast with their product launches and roll out I must say, relative to all other competitors or even the bank robos.

I just hope that transaction speed is faster and transaction details (units bought and price units bought) are reflected in email, but other than that, great for passive investing.


hwmook said:
The mobile app is great, make it easier to use.
Click to expand...
 
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lancer6238

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With Fund Smart, if we want to invest our SRS, are we still limited to the 8 funds below?

  1. Dimensional Global Core Equity
  2. Lion Infinity (Vanguard) US 500 Stock Index
  3. Dimensional Emerging Markets Large Cap Core Equity
  4. Dimensional Pac Basin Small Companies
  5. PIMCO GIS Global Bond Fund
  6. PIMCO GIS Income Fund
  7. Dimensional Global Core Fixed Income Fd
  8. PIMCO GIS Emerging Markets Bond Fund

Can we add funds such as "First State Dividend Advantage", which is available for CPF?

Also, if a referral code is used, would the referrer see the referree's info, like their name, amount invested, etc?
 
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s0crates

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Yes you can. If i am not wrong there is 50+ funds you can access using SRS, including all the cpf funds.

I rather invest in cheaper funds than the first state one though.

lancer6238 said:
With Fund Smart, if we want to invest our SRS, are we still limited to the 8 funds below?

  1. Dimensional Global Core Equity
  2. Lion Infinity (Vanguard) US 500 Stock Index
  3. Dimensional Emerging Markets Large Cap Core Equity
  4. Dimensional Pac Basin Small Companies
  5. PIMCO GIS Global Bond Fund
  6. PIMCO GIS Income Fund
  7. Dimensional Global Core Fixed Income Fd
  8. PIMCO GIS Emerging Markets Bond Fund

Can we add funds such as "First State Dividend Advantage", which is available for CPF?

Also, if a referral code is used, would the referrer see the referree's info, like their name, amount invested, etc?
Click to expand...
 
S

s0crates

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Endowus because

1. CPF, SRS and cash
2. Non active/trading investment style
3. Lower fees
4. More transparency in investment style
5. Held in own name
6. Tax efficiency



kjj389 said:
Which is the best robo advisor? Endowus or Stashaway?
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ycyc78

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But how is endowus fee compares with poems, funds supermart? I mean for the case of fund smart.

s0crates said:
Endowus because

1. CPF, SRS and cash
2. Non active/trading investment style
3. Lower fees
4. More transparency in investment style
5. Held in own name
6. Tax efficiency
Click to expand...
 
C

cfleee

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FinalDestiny... said:
They didn’t make the official announcement yet as they wanted to iron out all the bugs first. I think I got to know of it from some webinar or someone mentioning it here.
So far, the experience has been great

Posted from PCWX using âš*ï¸*
Click to expand...

Yes, I remember they mentioned it at the end of a webinar, probably was the initial Fund Smart session.

ycyc78 said:
But how is endowus fee compares with poems, funds supermart? I mean for the case of fund smart.
Click to expand...

You'll have to consider each fund individually, there's no single answer -- trailer fee rebate (if any) and lower fund-level fees due to institutional share class instead of retail share class (if applicable) will lower the cost, but the Endowus access fee aka wrap fee will increase it, so it really depends.

I did ask them whether they will ever shortlist and make available any fund that overall costs more through Endowus than through other platforms, but didn't get much of an answer from them -- only that they evaluate all the funds holistically including the overall costs.

EDIT: previously have to dig through the site and the help pages to find the info, but I just realized that they now have a spreadsheet listing all the Net TERs -- just add the access fee to it for comparison. https://endowus.com/investment-funds-list
 
Last edited:
otahman

otahman

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Wah the edowus for SRS quite slow 27 Oct processing till now 3 Nov still processing...
 
Mr. Wood

Mr. Wood

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qn: how long does it take frm the time endowus receive money until execute trade? or if wanto sell from u press button until money come back.
tiagong is 3-5 biz days.
like dat if price move, will yall dui anot? :s22:
 
T

tidalstorm

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Typically take 5-6 days. My cash smart is like dat. So if u plan a trade, the 5-6 days movement may affect yr vuy price.

But if long term then maybe ok. U tell me time in the market and not time the market wor.

Btw, anyway to see the prospectus of all the funds in fund smart? Could not find the entire range on endowus website.

Now simi sai also all time high. Dun dare to jump in now.
 
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