EndowUs Roboadvisor: investing using CPF

[chienwei]

I was able to create a CPF investment on endowus with initial investment set at 1k.

Wonder if this would go thru since website states minimum initial is 10k

it probably would...

 

[chienwei]

wah.............can use CPF for robotrader ah.........

this is new news to me...........



EndowUs is by CPF ?..........

no, EndowuUs is a private company, not affliated to CPF

 

[decibel.]

Keen to start but considering still. 0.4% on 100k portfolio is like $400p.a quite a lot of fees. I'm looking at 30 years horizon so not sure if this is the right fit. Even if I go for this, will probably take 100% equity

Sent from HUAWEI VOG-L29 using GAGT

 

[Okenba]

Keen to start but considering still. 0.4% on 100k portfolio is like $400p.a quite a lot of fees. I'm looking at 30 years horizon so not sure if this is the right fit. Even if I go for this, will probably take 100% equity

Sent from HUAWEI VOG-L29 using GAGT

Important to note that 0.4 is just the part going to Endowus. There is also 0.43 that will go to DFA for management of the fund.

Total expense for a SRS full equity portfolio is 0.83%

 

[w1rbelw1nd]

Important to note that 0.4 is just the part going to Endowus. There is also 0.43 that will go to DFA for management of the fund.

Total expense for a SRS full equity portfolio is 0.83%

Nope, Endowus has to work with the CPF approved funds. Dimensional/DFA is NOT a CPFIS approved fund manager.

 

[Okenba]

Nope, Endowus has to work with the CPF approved funds. Dimensional/DFA is NOT a CPFIS approved fund manager.

Guess I must have snuck in through the back door.
Mine shows Dimensional World Equity Fund. Shrug.

 

[assiak71]

Nope, Endowus has to work with the CPF approved funds. Dimensional/DFA is NOT a CPFIS approved fund manager.

He talk about srs, you talk about cpf

He is right about srs, you are right about cpf

To be fair thread title is cpf

 

[w1rbelw1nd]

He talk about srs, you talk about cpf

He is right about srs, you are right about cpf

To be fair thread title is cpf

I think everyone here talking about CPF leh. hahaha i missed it, added to the confusion!

 

[Gamma~]

Someone please share your Endowus referral link.

Edit: Sorry, i meant PM. But anyway, i have signed up!

 

[s0crates]

My Endowus RSP

 

[cscs3]

If cannot get 2.5% compounded interest at super low risk. Then CPF is a clear choice.
Not to forget current situation is very dynamic. Anything can trigger a war.

 

[s0crates]

Cpf super long investment horizon... Why care about short term market volatility when your money is stuck inside anyway?

If cannot get 2.5% compounded interest at super low risk. Then CPF is a clear choice.
Not to forget current situation is very dynamic. Anything can trigger a war.

 

[matchy]

true, not forgetting all the fee incurred when investing elsewhere

 

[hwmook]

If cannot get 2.5% compounded interest at super low risk. Then CPF is a clear choice.
Not to forget current situation is very dynamic. Anything can trigger a war.

Why do you think war is bad for the economy? In fact it's always good for the market after the initial fears. War simulate spending and thus the economy. Unless you are inside the warzone else you don't have to worry.

 

[s0crates]

Aiya end of the day cpf investing is an extremely personal matter la. if one can't invest steadily without losing sleep at night, better to keep it at 2.5%. And forever let it grow at that rate!

 

[s0crates]

https://www.eventbrite.sg/e/the-future-of-your-cpf-in-2020-tickets-88601620833

Endowus holding an event with 1M65 at sgx on the 20th...

 

[chienwei]

If cannot get 2.5% compounded interest at super low risk. Then CPF is a clear choice.
Not to forget current situation is very dynamic. Anything can trigger a war.

depends on your investment horizon and risk appetite. maybe not all your CPF OA to be invested, but probably some percentage of the funds are not needed in the next 10 years?

 

[s0crates]

There is a new website on CPF up!


https://endowus.com/grow-cpf

 

[assiak71]

You all use cash for property?

 

[s0crates]

Single guy living with parent... Next time buy BTO lor.

You see so many bloggers, "thought leaders", talk about financial independence but say things like treating cpf as bond portfolio, but srsly when market crash, will they have the guts to invest or not?

Last time buy STI now buy through Endowus, feel good to take ownership!

You all use cash for property?