Everything about the UOB One Account

[beri stupid idiot]

Hi Bros,

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http://www.uob.com.sg/personal/deposits/chequeing/one_account.html?s_cid=sem


One Account
Where you are:

Personal Banking Deposits Chequeing

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Get higher interest rates of up to 3.33% p.a.^ on your savings in two easy steps.
The UOB One Account works together with your UOB One Card and/or UOB Direct Visa Debit Card to help you make the most out of your money.

Here's what you need to do:
table 1
table 2

Start maximising your savings with the UOB One Account
Earn up to 2% interest p.a.^
Total Interest ♦
(Base Interest + Bonus Interest A) Earn up to 3.33% interest p.a.^
Total Interest ♦
(Base Interest + Bonus Interest B)
Account Balance in your UOB One Account Meet Card Spend of S$500

What does it mean?

Meet Card Spend of S$500 and
Credit Salary / make 3 GIRO debit transactions

What does it mean?

First S$10,000 1.00% 1.50%
Next S$20,000 1.50% 2.00%
Next S$20,000 2.00% 3.33%
Above S$50,000 0.05% 0.05%

♦ Base interest is 0.05% p.a.. Bonus interest is paid on first S$50,000 on One Account

^ Maximum effective interest rate (EIR) on the One Account is 1.60% p.a. at S$50,000 deposit, provided customers meet the criteria of S$500 Card Spend.
Maximum effective interest rate (EIR) on the One Account is 2.43% p.a. at S$50,000 deposit, provided customers meet both criterias of S$500 Card Spend and S$2,000 Salary credit / 3 GIRO debits per month.

 

[wts2013]

definitely better than ocbc, unless ocbc announce easily achievable better rate come May 1, hahaha, at uob 2.43% vs 1.05%/2.05% ocbc, hahaha

 

[hwmook]

definitely better than ocbc, unless ocbc announce easily achievable better rate come May 1, hahaha, at uob 2.43% vs 1.05%/2.05% ocbc, hahaha

Its decent enough at 1.6% and 2.43% since UOB One card give up to 3.33% rebate also so its actually not difficult to meet $500 spend a month. It depend on how OCBC 360 change its T&C. If it sucks then everybody can shift to UOB One.

 

[informal]

definitely better than ocbc, unless ocbc announce easily achievable better rate come May 1, hahaha, at uob 2.43% vs 1.05%/2.05% ocbc, hahaha

only works if u have 50k.. if u dont have 50k then its crap can stick to ocbc

 

[wts2013]

only works if u have 50k.. if u dont have 50k then its crap can stick to ocbc

dun make sweeping statements leh, if no salary, got spend and giro and less than 50k still earn better interest than ocbc ok

 

[Aven4966]

Not aware of this though i use UOB...when was this One Account introduced?

 

[wts2013]

Not aware of this though i use UOB...when was this One Account introduced?

just out hot from the oven, hahaha

 

[Aven4966]

no wonder lah...haha...good for me

 

[zeledfx]

wow nice share , my main account is uob

 

[PTransport]

It's state that can earn up to 3.33p.a but max. For 50k only 2.43p.a?

 

[beri stupid idiot]

look at EIR better guage

 

[PTransport]

Ok thanks.
Will open this account soon...

By the way almost going to open a Citibank intesplus account.

 

[beri stupid idiot]

comparably sc has the bonus saver at 1,88 percent if you all are keen also, 500 dollar spending required

 

[angcsbenny]

Sc bonus saver card totally zero benefits. This at least still have the 3.33% rebate for $300, $800 and Duno $1200 or $1500 spent right

Sent from OPPO X9076 using GAGT

 

[more3cm]

Sc bonus saver card totally zero benefits.

Ya jumping ship from BonusSaver to this One liao...

 

[denial86]

Lol easy to achieve, but whoa at the calculations involved. Is it not weird that they give you the bank account interest in tiers?

Indeed it seems best for people who actually have 50k in their account, otherwise, it's really only better than OCBC's 360 when people are not able to hit the salary criteria..

 

[calefare]

Don't know about you but I don't like to use a credit card and keep having to keep track whether I spend $300, $800, $1500. The One card or Direct Visa also doesn't earn Uni$, right?

 

[Trazora]

Don't know about you but I don't like to use a credit card and keep having to keep track whether I spend $300, $800, $1500. The One card or Direct Visa also doesn't earn Uni$, right?

They do not earn Uni$, they do earn UOB Smart$ though. Anyway, I prefer cash rebate to points anytime

 

[hwmook]

Don't know about you but I don't like to use a credit card and keep having to keep track whether I spend $300, $800, $1500. The One card or Direct Visa also doesn't earn Uni$, right?

I don't like to work but I want to get paid. But not possible so work and get paid lor. You have to work for your money else you get pathetic rewards like most people.

 

[myhyip4me]

Does joint account applicable for the rebate?