True. But the folks you gift to think otherwise IF they are wealthy and do not need you to pay premiums TILL END OF LIFE (beyond Retirement) Other Term and Endownment Policies ending at life event stages are better.
You can always sell the policy.
This is just like stocks in wrapper.
Hi. To answer, $300k ECI is more expensive than $200k ECI + $100k CI. Both your examples give CI coverage of $300k but ECI coverage differs. Sometimes it can be a slight budget issue so to fit the needs, a compromise here.
If its purely due to accident and not overly exercise or over what u can do then can claim. My customer got rejected b4 due to doing what he/she can do but afterall is how and what u write the story during claim.
what are you trying to claim for? medical expenses or?
Personal injury n ECI got what relevance?
the personal injury is the policy while the living care plus is the rider
no diff? since price the same?
But different companies would have a different variation in their plans? Eg. for IHS, some covers only 120days post and pre hospitalization, some cover 180 days. Will an independent financial advisor be better in this case so they can compare between the different insurers?
ah so you are not asking about price. but more of the ability to consider the the options.
What kind you looking for?
