GRABPay MasterCard

[sglandscape]

No more fee for using Visa to topup grab? Just tried using ocbc visa card and no fee.

No more use case to use Grab now aside for merchants that only accept Grab. Otherwise fave/ShopBack would still give credit card cashback and rewards.

 

[ekardo]

No more use case to use Grab now aside for merchants that only accept Grab. Otherwise fave/ShopBack would still give credit card cashback and rewards.

I also trying my best to avoid grab but some merchant only have grab for digital payment. Still have to topup somehow.
Need to clock minimum spending in ocbc so tried using it to top up grab and was quite shock to see no fee for using visa topup.

 

[Bunta]

I also trying my best to avoid grab but some merchant only have grab for digital payment. Still have to topup somehow.
Need to clock minimum spending in ocbc so tried using it to top up grab and was quite shock to see no fee for using visa topup.

topup Grab wallet does not count in as credit card minimum spending.... correct me if i'm wrong here

 

[sglandscape]

I also trying my best to avoid grab but some merchant only have grab for digital payment. Still have to topup somehow.
Need to clock minimum spending in ocbc so tried using it to top up grab and was quite shock to see no fee for using visa topup.

I believe the topup to Grab doesn't count towards min spend for OCBC (unless its for the deposit account).

I think it counts for DBS for min spend but not cashback.

 

[sglandscape]

topup Grab wallet does not count in as credit card minimum spending.... correct me if i'm wrong here

yes this is consistent with my understanding for OCBC and UOB cards.

 

[HoGnix]

topup Grab wallet does not count in as credit card minimum spending.... correct me if i'm wrong here

It does count for other purpose, such as OCBC 360 high interest earning and annual card fee waver.

 

[sglandscape]

It does count for other purpose, such as OCBC 360 high interest earning and annual card fee waver.

yes correct for this.

 

[ekardo]

So it counts to qualify for the minimum spending of $500 for higher interest but not $800 for bonus cash back?

Was under the assumption that it will qualify for both but topping up to grab does not qualify for bonus interest.

I still read with confusion--->

----
(b)To be eligible for the cashback set out in Clause 1a of these Terms and Conditions, Cardmembers must spend a minimum of S$800 based on posted transactions in a calendar month on the OCBC 365 Card (the “Minimum Spend Requirement”). The spending can be aggregated between the Principal and Supplementary Cardmembers and excludes transactions referred to in Clause 3(d) and payments made to Excluded Organisations.


Clause 3d:
(d)Cashback is not awarded on the following: Annual card fees, Cash-On-Instalments, Instalment Payment Plan, PayLite, tax payments, interest, late payment charges, cash advances, balance transfers, bill payments made via Internet Banking, AXS or SAM network, EZ-Link and Transit Link top up transactions and other fees and charges.

 

[Trazora]

So it counts to qualify for the minimum spending of $500 for higher interest but not $800 for bonus cash back?

Was under the assumption that it will qualify for both but topping up to grab does not qualify for bonus interest.

I still read with confusion--->

----
(b)To be eligible for the cashback set out in Clause 1a of these Terms and Conditions, Cardmembers must spend a minimum of S$800 based on posted transactions in a calendar month on the OCBC 365 Card (the “Minimum Spend Requirement”). The spending can be aggregated between the Principal and Supplementary Cardmembers and excludes transactions referred to in Clause 3(d) and payments made to Excluded Organisations.


Clause 3d:
(d)Cashback is not awarded on the following: Annual card fees, Cash-On-Instalments, Instalment Payment Plan, PayLite, tax payments, interest, late payment charges, cash advances, balance transfers, bill payments made via Internet Banking, AXS or SAM network, EZ-Link and Transit Link top up transactions and other fees and charges.

Grab topup is mcc 6051, under the definition of "excluded organisations"

 

[ekardo]

Grab topup is mcc 6051, under the definition of "excluded organisations"

ouch!!

 

[chiokcc]

Capitastar redemption promo is now on!

2125 points for 5000 Capstar reward points .... no more deduct 2500 points, rebate 375 points, off right 2125 points deduction!

 

[BRYSG7]

Capitastar redemption promo is now on!

2125 points for 5000 Capstar reward points .... no more deduct 2500 points, rebate 375 points, off right 2125 points deduction!

no points left, already cleared everything last round

 

[chiokcc]

I have 2088 points from the GXS thingy.

Lucky they do away with the "deduct 2500 points and rebate 375 points" nonsense.... I did not have 2500 points to start with, so this new and direct 2125 points deduction works in my favour!

 

[plustwo]

capitstar useless now.. next month onwards no more green up. emptied it out on amazon this round

 

[reddevil0728]

capitstar useless now.. next month onwards no more green up. emptied it out on amazon this round

Why useless? CapitaMall still accept what

 

[plustwo]

Why useless? CapitaMall still accept what

have mall tax. need to travel down to spend and still need find overpriced thing to buy. was only worth it with the extra discount

 

[reddevil0728]

have mall tax. need to travel down to spend and still need find overpriced thing to buy. was only worth it with the extra discount

Different stokes for different folks lor.

some ppl just like to go shopping

 

[iduncheckmail]

have mall tax. need to travel down to spend and still need find overpriced thing to buy. was only worth it with the extra discount

Exactly like the min spend mall free parking .
people still aim the malls with min spend and purposely get the free parking .
to me is like wtf.

 

[marcho21]

I have 2088 points from the GXS thingy.

Lucky they do away with the "deduct 2500 points and rebate 375 points" nonsense.... I did not have 2500 points to start with, so this new and direct 2125 points deduction works in my favour!

There is a video on the main app page. Watch it and get 100 pts

 

[highsulphur]

Is it possible for balance to be negative when charged by Simplygo? What happens then?