GRABPay MasterCard

T

TiedInsurer

Supremacy Member
Joined
May 12, 2014
Messages
6,684
Reaction score
5,287
anfielder said:
can still use to offset your GrabPay payments. even more convenient than capita voucher?
Click to expand...

Still got a lot of places don't take GrabPay. Especially after they hiked their transaction fee earlier this month. The hawkers near my workplace all took down the QR code in response.
 
L

limpe84

Supremacy Member
Joined
Apr 18, 2010
Messages
6,378
Reaction score
1,124
Just curious as to how many of you here are still actively using grabpay for normal everyday purchases in place of credit cards?

For example, it seems that Causeway Point is having some kind of promotion with grabpay where purchases at supported outlets allow you to earn extra Fraser points and vouchers.

It now costs more points to redeem any rebates, more banks are not counting top ups towards your monthly spend goal, and opening the app is still more cumbersome than paying from your lock screen (or even from your smartwatch).

So I am just not seeing what the point is compared to simply paying with credit cards.
 
T

TiedInsurer

Supremacy Member
Joined
May 12, 2014
Messages
6,684
Reaction score
5,287
limpe84 said:
Just curious as to how many of you here are still actively using grabpay for normal everyday purchases in place of credit cards?

For example, it seems that Causeway Point is having some kind of promotion with grabpay where purchases at supported outlets allow you to earn extra Fraser points and vouchers.

It now costs more points to redeem any rebates, more banks are not counting top ups towards your monthly spend goal, and opening the app is still more cumbersome than paying from your lock screen (or even from your smartwatch).

So I am just not seeing what the point is compared to simply paying with credit cards.
Click to expand...

I still have a lot of GrabPay balance to burn through, from back when UOB gave 10% from top-up. The money is just sitting there gathering dust at the moment, because the bulk of my spends are online spend, and DBS has attractive promos for those right now haha.
 
G

galacticnick

Senior Member
Joined
Apr 25, 2000
Messages
1,100
Reaction score
175
limpe84 said:
Just curious as to how many of you here are still actively using grabpay for normal everyday purchases in place of credit cards?

For example, it seems that Causeway Point is having some kind of promotion with grabpay where purchases at supported outlets allow you to earn extra Fraser points and vouchers.

It now costs more points to redeem any rebates, more banks are not counting top ups towards your monthly spend goal, and opening the app is still more cumbersome than paying from your lock screen (or even from your smartwatch).

So I am just not seeing what the point is compared to simply paying with credit cards.
Click to expand...

The Grab reward points have never been much of a draw, even before the devaluation. But I still top up my GrabPay wallet using the select few miles earning cards and pay for transactions that don’t earn me as many credit card reward points, if at all, if I were to pay with a regular credit card, for example, insurance premiums or SimplyGo. I’m in a way earning 4 miles per dollar for these transactions.
 
J

jackieatbtu

Supremacy Member
Joined
Jul 29, 2010
Messages
6,064
Reaction score
20
galacticnick said:
The Grab reward points have never been much of a draw, even before the devaluation. But I still top up my GrabPay wallet using the select few miles earning cards and pay for transactions that don’t earn me as many credit card reward points, if at all, if I were to pay with a regular credit card, for example, insurance premiums or SimplyGo. I’m in a way earning 4 miles per dollar for these transactions.
Click to expand...


Me too. Will continue to do so until no more 4mpd. Topping up 1k every month.
 
L

luvpraline

Senior Member
Joined
Nov 21, 2005
Messages
858
Reaction score
65
Guys, I just placed an order on Qoo10 using GPMC. After keying in the sms otp, the payment was deducted immediately from my grab wallet. But the order is totally missing in my order history. The item is still in my shopping cart but the full amount was deducted, and it's not a small amount :(

Anyone encountered this b4 and what should I do? I've sent an inquiry to Qoo10. Should I call grab also?
 
S

sylves

Senior Member
Joined
Jun 13, 2005
Messages
707
Reaction score
14
Do anyone know if topping up to grab wallet still fall into the category of eligible spending for meeting the UOB one rebate? I know that grab rebate no longer exist
 
T

TiedInsurer

Supremacy Member
Joined
May 12, 2014
Messages
6,684
Reaction score
5,287
galacticnick said:
The Grab reward points have never been much of a draw, even before the devaluation.
Click to expand...

You kidding? The GrabRewards points awarded used to be equivalent to a cash rebate of 2.63%, before devaluation. For something that has no min spend, and no exclusions on what does and does not earn points because it earns points on literally everything, 2.63% was unbeatable. Then they nerfed capitastar vouchers, and the cash rebate "devalued" to 2%, which was still great.

Now, it's equivalent to 0.8%, and the exclusions are worse than many bank credit cards. They can't even make it worthwhile to pay for Grab services, with GPMC. It's more profitable to use UOB ONE, or basically any other credit card on the market, to pay for grab services, than to use GPMC. That's how far gone GPMC is.
 
Last edited:
C

ciscube1

Member
Joined
Jan 16, 2009
Messages
125
Reaction score
5
sylves said:
Do anyone know if topping up to grab wallet still fall into the category of eligible spending for meeting the UOB one rebate? I know that grab rebate no longer exist
Click to expand...

My understanding is that it is still valid before 16 March.
 
X

xRenol

Supremacy Member
Joined
Dec 27, 2011
Messages
7,216
Reaction score
186
limpe84 said:
Just curious as to how many of you here are still actively using grabpay for normal everyday purchases in place of credit cards?

For example, it seems that Causeway Point is having some kind of promotion with grabpay where purchases at supported outlets allow you to earn extra Fraser points and vouchers.

It now costs more points to redeem any rebates, more banks are not counting top ups towards your monthly spend goal, and opening the app is still more cumbersome than paying from your lock screen (or even from your smartwatch).

So I am just not seeing what the point is compared to simply paying with credit cards.
Click to expand...

I already stopped to top up my GrabPay wallet since Feb 2020. I just redeem my GrabReward Points and try to finish the remaining money in my GrabPay wallet.

I am trying FavePay now which gives an average of 10% cashback but can only redeem on the next purchase at the same merchant.
 
Last edited:
T

Trazora

Arch-Supremacy Member
Joined
Apr 19, 2015
Messages
23,331
Reaction score
1,205
xRenol said:
I already stopped to top up my GrabPay wallet since Feb 2020. I just redeem my GrabReward Points and try to finish the remaining money in my GrabPay wallet.

I am trying FavePay now which gives an average of 10% cashback but can only redeem on the next purchase at the same merchant.
Click to expand...

Hm can triple dip using credit card+grab+favepay mah. No need to stop grab unless can get better rebate using credit card+favepay.
 
You must log in or register to reply here.
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ Forums. Forum members and moderators are responsible for their own posts. Please refer to our Community Guidelines and Standards and Terms and Conditions for more information.
Top