Great cancer Guard

[aAROn^0]

Any opinion on this from GE?
Brochure says 100% payout for all cancer types, with no medical examination required.

$767 for 32yo male, SA 200k

 

[moejoseph]

Any opinion on this from GE?
Brochure says 100% payout for all cancer types, with no medical examination required.

$767 for 32yo male, SA 200k

No Medical Examination usually applies to healthy person. If someone is to "pretend" to be healthy just to skip the exam, shld there be a need to claim later, it will be a non-disclosure and insurers can reject the claim.

So no medical examination not necessary good, and most insurers actually have this also. But if someone has got pre-existing or doctor's record before, will advise to better declare.

 

[boredboiboi]

Any opinion on this from GE?
Brochure says 100% payout for all cancer types, with no medical examination required.

$767 for 32yo male, SA 200k

This plan focus only on cancer, which there are available from some insurers as well. Basically you are cover only 1 of the 36 CI and in another words are you paying about 1/36 of the premium of a normal plan that cover all illness? Although its unfair to say this as cancer has higher chances compare against other CI. This plan usually target on audience with pre existing such as the 3 Highs with some simplified questionnaires.

 

[MrJoker]

Any opinion on this from GE?
Brochure says 100% payout for all cancer types, with no medical examination required.

$767 for 32yo male, SA 200k

Simple features of Great Cancer Guard (with T&C):

- 100% for ALL Stages of Cancer (up to $200k limit)
- No Medical Examination Required
- Affordable premium that does not increase with age
- Guaranteed Renewal till age 85
- Only offer to 600,000 Singaporean and PR (Subject to eligibility)
--------------------------------

Exclusive Offer for those people eligible to sign up:
- 30% Discount for First Year Premium
- Offer ends on 31 December 2019

--------------------------------
Let me know if you want to know more or to check your eligibility (For FREE)

 

[xtwis7]

How this is different is that the payout is upon diagnosis instead of the usual survival period.

This usually appeals to those with medical conditions such as diabetes, hypertension, choletesterol because these conditions wouldn’t allow that same person to cover for CI.

 

[popdod]

Include early detection?

 

[candy crush]

how is it different from early critical illness?

Sent from 我好想射.... using GAGT

 

[BBCWatcher]

It's a rather ridiculous product.

 

[candy crush]

It's a rather ridiculous product.

why ridiculous

btw I heard the premium is lock and will not increase every year

 

[candy crush]

Simple features of Great Cancer Guard (with T&C):

- 100% for ALL Stages of Cancer (up to $200k limit)
- No Medical Examination Required
- Affordable premium that does not increase with age
- Guaranteed Renewal till age 85
- Only offer to 600,000 Singaporean and PR (Subject to eligibility)
--------------------------------

Exclusive Offer for those people eligible to sign up:
- 30% Discount for First Year Premium
- Offer ends on 31 December 2019

--------------------------------
Let me know if you want to know more or to check your eligibility (For FREE)

The Affordable premium that does not increase with age

mean what? mean every year I pay the same premium until 85?

 

[dexboi]

No brochure no info on the website. Trying to make this super exclusive and limited time only marketing tactic.

 

[BBCWatcher]

It’s ridiculous because there’s nothing that makes cancer any more special requiring more financial aid than myriad other ailments, injuries, and infirmities that this policy doesn’t cover.

It’s a mere lottery ticket. It’s not a genuine insurance product.

What next? Breast Cancer Guard? Prostate Cancer Guard? Dengue Guard? Come on, please. It’s utterly ridiculous.

 

[candy crush]

Will we change yourpremium rates for this plan?


Please note that premium rates for the policy are not guaranteed. These rates may be adjusted based on future experience.
We may amend the premium rates at any time with at least 45 days' notice before the premium due date at which the amended rates will apply. The amended rates will apply according to the age next birthday of the life assured at the date of commencement of assurance under the policy.