GXS FlexiCard (Mastercard)

[hclee01]

Anyone apply the card?

Didn't show up in my apps.. only the GXS loan. I chatted with them and said that they are progressively rolling out. Maybe I am not their targeted customer.. LOL

 

[sohguanh]

Didn't show up in my apps.. only the GXS loan. I chatted with them and said that they are progressively rolling out. Maybe I am not their targeted customer.. LOL

Seriously credit limit of 500 would have turned off a lot of existing credit card holders. I think they have a target audience and definitely not those existing credit card holders. 500 have not even breach the 1k mark.

 

[crystalnox]

Anyone apply the card?

I did, pretty card design. Still waiting for the physical card.

Seriously credit limit of 500 would have turned off a lot of existing credit card holders. I think they have a target audience and definitely not those existing credit card holders. 500 have not even breach the 1k mark.

For some reason they invited me, someone who has over 10 credit cards
Maybe because I have money in their boost pocket plus their debit card as well.

 

[WuYiMei]

I did, pretty card design. Still waiting for the physical card.

For some reason they invited me, someone who has over 10 credit cards
Maybe because I have money in their boost pocket plus their debit card as well.

Apply tru the app? I try to apply but it log me out from the app

 

[thatguyandhisfriends]

Didn't show up in my apps.. only the GXS loan. I chatted with them and said that they are progressively rolling out. Maybe I am not their targeted customer.. LOL

Happened to me too, but checked with cust support and they advised to update app to latest version. Works now

 

[thatguyandhisfriends]

Think overall is a decent card considering i only have debit cards like youtrip/revolut/posb with no cashback at the moment.. other bank credit card all require 30k min income or some min spending

When i applied they let me choose payment date also, didn't realise have that feature so just nice can sync up with my payday

 

[JuniorLion]

Question is whether annual fees will be waived for year2.

 

[crystalnox]

Question is whether annual fees will be waived for year2.

That is never a concern, just cancel any cards that the banks refuse to waive.

 

[wav35_]

kinda silly that they are charging annual fee when other digital banks have no annual fee for their cards.

based on this article, this is probably the main target group for this card:
https://www.asiaone.com/business-wi...st-and-only-credit-card-charges-flat-fee-lieu

Ms Jenn Ong, Head of Retail at GXS Bank, said, "We are thrilled to introduce the GXS FlexiCard, our latest product that continues to push the boundaries of financial inclusivity. The GXS FlexiCard is available to eligible Singaporeans and permanent residents, including the one in five workers[1] here who earn less than $2,500 a month and do not meet the income requirement for most credit cards in the market. With the GXS FlexiCard, these consumers now have the opportunity to start building their credit history.

"As Singapore's homegrown digital bank, we are with our customers every step of the way as they build their credit worthiness and thrive financially. The GXS FlexiCard could be their first credit product and that is why we designed it to safeguard them from the burden of snowballing interest repayments while ensuring flexible repayment options, transparent charges, and instant cashback."

 

[sglandscape]

kinda silly that they are charging annual fee when other digital banks have no annual fee for their cards.

based on this article, this is probably the main target group for this card:
https://www.asiaone.com/business-wi...st-and-only-credit-card-charges-flat-fee-lieu

Charging annual fee for such low credit limit and no rewards makes the card a hard pass for me. Not worth the trouble.

 

[adrwong]

Applied this card for fun. Made my first transaction earlier on for $25 wana tikam how much is the cash back amount …. $0.05

anyway if next year annual fee cannot be waive I will cancel the card immediately.

 

[purplewave]

1k credit limit would make more sense

$500 would be ok 15 years ago

correct, $500 can do what now a days?

 

[sohguanh]

correct, $500 can do what now a days?

For student for retirees for jobless looking for job in the meantime it can be a lot

 

[sohguanh]

Anyone receive promo for GXS Q4 Brand Campaign? For new to GXS Flexicard spend $200 get cashback $20. Existing GXS who hold debit but no Flexicard or vice versa is eligible.

 

[sohguanh]

Anyone start using this card? Use for AXS payment is qualified transaction? I search their website cannot find their document state excluded transactions etc

Edit: found it below win liao lor

Any other categories or transactions which we may exclude from time to time

 

[sohguanh]

Tested 0.13 for 50.80 pathetic Cashback.

 

[iadpotato]

Anyone receive promo for GXS Q4 Brand Campaign? For new to GXS Flexicard spend $200 get cashback $20. Existing GXS who hold debit but no Flexicard or vice versa is eligible.

i did, via email. applied today with singpass and approved within the hour. Used the virtual card to immediately swipe exactly $200, and now its time to keep the physical card when it arrives while waiting for the $20 to come in.

oh the cashback i think is random one, i got $0.18 haha...

Payment just FAST in to pay.

 

[sohguanh]

i did, via email. applied today with singpass and approved within the hour. Used the virtual card to immediately swipe exactly $200, and now its time to keep the physical card when it arrives while waiting for the $20 to come in.

oh the cashback i think is random one, i got $0.18 haha...

Payment just FAST in to pay.

The cashback super random big amount can lose to small amount no logic so now I slowly do many transactions each about 10+ to get as much cashback as possible.

 

[songsongmeow]

If don't receive any cashback means it's not eligible spend right? For the $200 spend campaign

 

[peppermint7]

I applied the card last year December. Intend to go cancel it in November to avoid the annual fee. But today GXS auto send me fee waival extension for 1 more year. Save my trouble for cancelling.