I'm using such power banks for years. No such problems for me as I only buy original batteries separately. Don't mind paying a bit more.
And the reason I used such power banks is because I am assured of the batteries I am using. You just buy any power banks out there, branded or non branded, you don't even know what battery they use.
The problem is power banks received as door gifts or given out free are using degraded or old batteries. Some even from old laptop batteries. The tiongs just strip off the battery label, put on another label and into the power bank. So all the e-waste exported to West Taiwan are repackaged and returned back to other countries in the form of such power banks and batteries. That's for the power banks using 18650 batteries.
The next is the lithium battery used in car cameras, laptops, hp, power banks and wireless airbuds. These are concealed inside their enclosures and you can't see the battery bloating up inside, until the case deforms or cracks. I had replaced countless of such batteries in my appliances.