Hospitalization plan

[aHbEe79]

There are too many option out there, any recommendation?
Considering the coverage, premium amount and surrender value.

 

[mksing]

There are too many option out there, any recommendation?
Considering the coverage, premium amount and surrender value.

I assume you are talking about Medishield plans out there.
Plans from all the 5 MOH approved insurers are more or less the same (some minor differences here and there). But I suggest, you look at the long term premium before deciding to go with one.

Coverage: Total annual amount claimable varies among the approved insurers.
Premium: I consider not much difference if thinking of long term.
Surrender Value: There is no concept of this in hospitalization plan.

Hope the above helps.