Don’t be a douchebag. Not everyone has parents who are wealthy or financially capable of setting aside that kind of money from day one. At least those who take a loan are taking responsibility for their own education instead of expecting everything to be handed down.
Of course it feels “free” for him. If what he said actually applies in real life and not just his online persona, then he never had to pay for it himself. That is what we call a char siew son/daughter. Envy aside, there is no need to act like a douchebag online about it.
I took cpf not cos I no money more to preserve cash cos I total no income and worry my savings run dry. Ownself pay cos parents old liao and I went back to school after working few years
I got a friend, i think he is still incurring school loan since graduation. Since graduation, he married, started a family (2kids), and said no time to save to pay off the loan after stepping into fatherhood. Last I recall, he had the full set, school loan, housing loan, and renovation loan. Hear already also shagged ****.
i dun even have CPF, have to rely on sibling's one. ended up i think also auto deducted to my sibling CPF when i started working.
How much was that? Why need so many years? Nus I tot pay quite high or the course fee too high?
Ownself get ownself into debt.
Last time having O-level was already crème of the top. Nowadays, throw one stone and you hit someone with a degree. More and more heading toward the “permanent head damage” route. Even education certs kena inflation and devaluation. Honestly, sad era to live in.
Cos me is went back to school. Alreadybwork a few years liao. Actually me is switch from cash to cpf. Cos I that time tot cpf is my own money no need return and I can't touch until 65. In the end I was shocked. I still need pay back and interest starts counting the minute it was being deducted. Now still my money la at least is in my account. Just that I cannot use it other then for my bto.... now use for bto liao interest ball start rolling already liao. Duno want to sell or not when I old cos duno need return how much interest by then...
no comments on that friend. he say just let it roll. nothing he can do.
Ya I went after 2005. With ITE>Poly> go work> uni. Grad time i very old le. Now cannot find stable job -_-". Contract since I grad. Nvr got a full time offer. Bo bian gota accept cos need return debts
Wa he got into new loan without settle current loan. Like that forever loan and worst case the kid might need to shoulder the loan
Many of my colleuges now taking masters, even at my kind of age(4x)
Tats y I dare not start family. It's a bottomless pit to fill. Especially if all mouth depend on u and ur salary is not high enough to sustain.
Perhaps u can "loan" them without interest lo... and make sure they pay back. My sis "loan" from papa 100k, monthly paying back 200. Now he is 80yo. I duno if he would be able to get back his 100k...
