How much is your total expenditure for the year 2023?

[PAP4ever]

i guess around 1.5m.

 

[testart]

i guess around 1.5m.

U spent on makan, holiday, education, insurance?

Cannot count property, stock or investment

 

[1982-1994]

 

[wutawa]

Mine is about $44000, single. but excluding mortgage. Travelled too much last year.. need to cut down..

how much including housing instalment (cash) payments?

 

[wutawa]

View attachment 46941

good job on electricity. i 1 mth $80 le.

 

[testart]

I know why national top 3 expenditure in every budget is defence, education, healthcare liao

My own education upgrade course already $1.5k

My insurance already $4k P.a.

 

[twinklingstars]

how much including housing instalment (cash) payments?

Housing is about $13K from OA annually.

 

[twinklingstars]

I think top expenditure is travelling for holidays sia

Just 1 time expenditure whacked on it...

Yea shame to admit I spent about $10K on my vacation yearly.. but back in SG I live frugally, no expensive hobbies, dining out in restaurant and cafe only limit myself max twice a month, no grab unless really needed.

 

[1982-1994]

good job on electricity. i 1 mth $80 le.

You no rebates?

 

[wutawa]

Housing is about $13K from OA annually.

if only deduct cpf then can dont count bah. cashflow more impt

 

[testart]

Yea shame to admit I spent about $10K on my vacation yearly.. but back in SG I live frugally, no expensive hobbies, dining out in restaurant and cafe only limit myself max twice a month, no grab unless really needed.

Ya sia ... exactly

What you described is true...daily expenses food, transport, utilities also never accumulated to $10k but one time whack on holiday $10k gone liao

 

[twinklingstars]

if only deduct cpf then can dont count bah. cashflow more impt

Yea true..

 

[wutawa]

You no rebates?

i spent $550 on electricity after rebates.

 

[twinklingstars]

Ya sia ... exactly

What you described is true...daily expenses food, transport, utilities also never accumulated to $10k but one time whack on holiday $10k gone liao

Actually I did 6 overseas trip last year. about $12K.. on average it's about $10K per year.

Usually I stay in hostels to cut down on the expenses, that's why I can do 3 to 4 trips a year and keep within $10K.

 

[Laneige]

Woah. I nv keep count but can roughly know my top expenditures:

1. Insurances
2. Savings plan
3. Children Sch fees
4. Helper fees
5. Meals and groceries
6. Parents allowance
7. Transport
8. Travel
9. Entertainment
10. Toys, presents, angpao

No6 $$$

 

[wutawa]

Yea shame to admit I spent about $10K on my vacation yearly.. but back in SG I live frugally, no expensive hobbies, dining out in restaurant and cafe only limit myself max twice a month, no grab unless really needed.

no need to feel bad for going vacation leh

 

[twinklingstars]

no need to feel bad for going vacation leh

True.. work so hard, need a good break. Anw money can always earn back. You are only young once.

 

[1982-1994]

i spent $550 on electricity after rebates.

Including me, total 4 pax of household members, you?

 

[wutawa]

Including me, total 4 pax of household members, you?

3 pax

 

[clean_cut]

Any good app to use on this?