How much you manage to save monthly?

[Dinoboyboy]

Already cut to the bare.
Don't know what to cut now..

if expenses cannot cut. do chiu have other ways to increase your income?


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[Carnesir]

Salary 10k

take home, 8.8k
Spend 1.5k
Family 1.5k
Car 500
Parents 1k

save 4.3k monthly

excluding one off such as holidays and buy tech gadgets, all take from savings

 

[lordofshanghai]

Pub bills double jump this month.
Daily pocket money also increased.
How yo save?

Myself, barely any saving for these few months, haven’t been controlling expense.

 

[ramlee]

Already cut to the bare.
Don't know what to cut now..

I only got my kkj left to cut

 

[hachi]

That is alot.
Well done.
Save for raining days.

Same. I treat everyday as rainy days... The sun only comes out during recession...

 

[Lchlch]

Salary 10k

take home, 8.8k
Spend 1.5k
Family 1.5k
Car 500
Parents 1k

save 4.3k monthly

excluding one off such as holidays and buy tech gadgets, all take from savings

That is alot.
In few years time, your saving can reach 6 figures.

 

[Lchlch]

if expenses cannot cut. do chiu have other ways to increase your income?


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Only FD...monthly interest not much...sigh..

Getting financial stress gradually.

 

[Lchlch]

Myself, barely any saving for these few months, haven’t been controlling expense.

It is getting hard to save.
Food, drinks, all increased.
Transportation too.

 

[Eliwood]

It is getting hard to save.
Food, drinks, all increased.
Transportation too.

Cook at home. Healthier and cheaper.

 

[bo_tak_chek_bbfa]

It is getting hard to save.
Food, drinks, all increased.
Transportation too.

You okay? You sound very stress out about savings lately.

 

[Lchlch]

You okay? You sound very stress out about savings lately.

Feeling the strain now...
But what to do?
Still need to carry on.
Tough life ahead.
Waiting for lights at the end of the tunnel..

 

[Lchlch]

Cook at home. Healthier and cheaper.

Yeah...but my kitchen too mamy things.
Not mine...
Really feel like dump all those useless things away.

 

[ramlee]

its ok de, try not to dip into your saving for anything opex related.



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i'm not dipping into savings because i have none

 

[ramlee]

Yeah...but my kitchen too mamy things.
Not mine...
Really feel like dump all those useless things away.

you should. anything not used 6 months can be discarded/donated/sold off

 

[ramlee]

Feeling the strain now...
But what to do?
Still need to carry on.
Tough life ahead.
Waiting for lights at the end of the tunnel..

i saw the light....

of an oncoming train

 

[Dividends]

Before marriage: ~80% of my annual
After marriage: ~40% of my annual (main expenses being home and car loan)

 

[ramlee]

if expenses cannot cut. do chiu have other ways to increase your income?


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i douch even have one to start with. Talk simi increase?

 

[Lchlch]

you should. anything not used 6 months can be discarded/donated/sold off

I need to get my daughter to help.
But must gv her pocket money gao gao then can move her.

 

[loveboon]

10% only

 

[ramlee]

Before marriage: ~80% of my annual
After marriage: ~40% of my annual (main expenses being home and car loan)

you leech on your parents before marriage?