HSBC Live+

[Belford]

From 21 June 2024, HSBC will no longer be offering new HSBC Visa Platinum Credit Cards. It will be replaced with newly launched HSBC Live+ Credit Card.

Get up to 8% cashback as follows:

a. 5% cashback will be awarded to eligible cardholders on eligible purchases made with dining, shopping and entertainment and / or petrol merchants

b. An additional 3% cashback will be awarded to eligible cardholders on eligible purchases made with dining, shopping and / or entertainment merchants from 21 June 2024 to 31 December 2024

This is subject to meeting the minimum spend of SGD600 in eligible purchases per month, for all 3 months in any calendar quarter.

For all other eligible purchases or if the minimum spend of SGD600 is not met, a flat 0.3% cashback will be awarded to all eligible purchases. The total cashback amount is capped at SGD250 per calendar quarter.

Terms and conditions
Product page

 

[marcho21]

The total cashback amount is capped at SGD250 per calendar quarter.

^This is a big advantage over Live Fresh, Evol, etc...

 

[60Remajust]

except foor dining i cant seem to hit the other categories

no 5411 supermarket too

 

[fr33d0m]

$50 for existing cardholders with $500 spending is not bad.

 

[savvymind]

Wonder any hack to meet the minimum spend… my dining plus shopping max 300 per mth only

 

[Kunkka]

I just got the visa platinum means no more cashback for that?

 

[IcYFl4mEz]

shopping , its only limit to that few MCC. not like citibank where online spend will get it.
petrol, only caltex and shell, so do take note. so seems like citi cashback still better, since also include groceries, and use citi reward for "shopping".
altho the promo / extra of 3% make it 8% for this year.

 

[Imhthc]

Wonder any hack to meet the minimum spend… my dining plus shopping max 300 per mth only

I also will be interested to know coz I am using other core cards and to hit $600 per month for a qtr with these categories and maximise the cashback is like not so easy

 

[yiron]

Pros:
- relatively high 8% cashback (due to +3% promo) for dining/shopping/entertainment
- no cashback cap by category
- high cashback cap of $250 by calendar quarter
- follows calendar quarter so less confusing (ahem UOB One)
- Dining includes bakeries (rare for dining cashback cards which typically only cover 5811, 5812, 5814)


Cons:
- shopping MCC not that wide encompassing (e.g. missing 5399 which is a common MCC for e-commence platforms like Qoo10)
- need to fulfil min spend of $600 for all 3 months within a quarter (similar to UOB One). Miss any month within the quarter and u’ll only get 0.3% cashback. Exception given for 1st quarter (min spend of $1000 within the quarter instead of monthly min spend).
- cashback credited as late as 2 months after end of quarter
- may revert back to 5% after 31 Dec 2024

 

[Fishdim]

Pair with EGA for additional 1% Giro and maybe another 1% for Everyday+ (not sure abt this)

 

[Trazora]

Pair with EGA for additional 1% Giro and maybe another 1% for Everyday+ (not sure abt this)

no 1% for giro payment of hsbc cc

 

[Fishdim]

no 1% for giro payment of hsbc cc

There's a way, check EGA thread.

 

[Trazora]

There's a way, check EGA thread.

ya of cos I know there is an indirect way

 

[Imhthc]

I got my card in end June and started spending on this card. Today I received my 2nd statement. I did not meet the minimum spent to get the 8% rebate but I recalled I should get a flat 0.3% cashback for all spent. Unfortunately, I did not see any cashback till now. Wonder anyone knows when it will be credited for the last quarter spent? Fancy using this card and meet all the requirement for the quarter and the cashback might take longer than expected to be credited. Still a good card?

 

[Imhthc]

Has any new to hsbc bank received the $100 and luggage from signing up this card when it was launched?

 

[PatchAdam]

Received my 100 sign up bonus in this month statement but no sight of the 0.3% or 8% cashback rebate anywhere in my latest statement gonna stop using this card already

 

[thatguyandhisfriends]

shopping , its only limit to that few MCC. not like citibank where online spend will get it.
petrol, only caltex and shell, so do take note. so seems like citi cashback still better, since also include groceries, and use citi reward for "shopping".
altho the promo / extra of 3% make it 8% for this year.

citi cashback if u need for groceries and petrol, but otherwise i think Live+ is good for rest of the year

 

[thatguyandhisfriends]

On

Received my 100 sign up bonus in this month statement but no sight of the 0.3% or 8% cashback rebate anywhere in my latest statement gonna stop using this card already

when did you sign up? i recall they mention cashback take 2 months to be reflected/credited.. think thats how they keep u locked in

 

[PatchAdam]

Signed up in june july i think … nothing in my past 2-3 statement except this month i see the sign up bonus … stopping my spending on this card already haha

 

[bbbbbw]

the $250 quarterly cash rebate doesn't affect the $600 monthly minimum spend? for example no need $600 +$250 so no need to spend $850 for the month the cash rebate is credited in that quarter?