Thanks for reminder. I wonder is it your own personal experience hence you post this about salary credit gaming?
Not based on my own personal experience.
My views are based on my reading and interpretation of the T&Cs, coupled with years of observing and following discussions and experiences shared by others on HardwareZone, and connecting the dots.
You don't need to be the person who got burnt to recognise a fire hazard.
Now, if the bank decides to verify a transaction or investigate a claim, what happens then?
The issue should not simply be whether someone is employed or self-employed. The more important question is whether the individual can produce credible documentary evidence to establish the nature and source of the credited earnings.
Anyone can claim that a transfer represents salary or employment income, but can that claim be substantiated with supporting documentation?
That said, having documentary evidence does not automatically mean the bank must accept the transaction as qualifying under its T&Cs. The bank may still assess whether the transaction meets its specific requirements and conditions. Evidence establishes credibility; it does not necessarily establish eligibility.
Ultimately, claims are easy to make; documentary evidence is what makes them credible.
How strict will HSBC be compared with OCBC and other banks? Time will tell.
But one thing is certain: your financial credibility and reputation are worth protecting.
