HSBC Step Up Promo - Part 2

[Listopad]

With the new measures to combat fraud, we will lose 2 to 4 days of interest for each round of merry go round. So only worth while if we earning interest from both EGA Bonus and Everyday+ Rewards.

Might be better to put funds into accounts that do not require us to merry go around eg uob stash.

What other bank accounts have decent interests?

Have u experience it or assume so ? Just a phone call , within an hour , done .

 

[ericcsn]

any one knows what will happen to my Hsbc premier mastercard if i lose my premium status?
can i still use the card until the next payable annual fee but choose not to pay and cancel?

thinking of signing up for the card, have premium status but may move the funds away next year.

u dont use your rm on hsbc SGchat?

 

[bumdssa]

u dont use your rm on hsbc SGchat?

for some reason, i cant. i was told there is no fixed RM assigned to me...

 

[nobody1968]

Have u experience it or assume so ? Just a phone call , within an hour , done .

When we do merry go round, need to transfer money to other banks eg DBS. Hsbc will hold your funds when transfer to DBS and DBS will hold your funds when you want to transfer out for a day. For hsbc, I was fortunate to get hold of the fraud dept staff via customer service and funds were released within 3 hours. But other people mentioned that they took 9 hours or more before funds were released. Come 15 Oct, it will be even more difficult to get hold of CO to settle this. So 2 to 4 days delay would be the norm.

Who did you call, to settle the matter within an hour? CO has to asked fraud dept to call u as they cannot settle the matter themselves.

 

[chopra]

I wonder if our funds will be processed faster if we use non fast method

 

[Listopad]

When we do merry go round, need to transfer money to other banks eg DBS. Hsbc will hold your funds when transfer to DBS and DBS will hold your funds when you want to transfer out for a day. For hsbc, I was fortunate to get hold of the fraud dept staff via customer service and funds were released within 3 hours. But other people mentioned that they took 9 hours or more before funds were released. Come 15 Oct, it will be even more difficult to get hold of CO to settle this. So 2 to 4 days delay would be the norm.

Who did you call, to settle the matter within an hour? CO has to asked fraud dept to call u as they cannot settle the matter themselves.

I called the standard helpline. She was able to assist.
I notice large transfers to new’account’ almost for sure be blocked . But after first time clearance of that account , subsequent transfers no problem for me .

 

[bumdssa]

Waa Cham... Now I am worried my account will get downgraded also... I just signed up the premier MC... FK

need to pay annual fee if kena downgraded?

 

[bladez87]

I wonder if our funds will be processed faster if we use non fast method

But safe effect right? We stop getting interest on the day we submit the non fast transfer

 

[chopra]

But safe effect right? We stop getting interest on the day we submit the non fast transfer

I dont think so…

 

[mojipei]

Hey, I am planning to do that. Charge like few cents to make up a total of 7 transactions e.g. broadband bill etc... How about you and the rest?

How can you charge a few cents on your credit card? What I intend to do is to visit those food courts that can accept pay wave and charge a few dollars to my credit card. With that I can make up a total of 7 transactions over 7 days.

 

[tiertime]

How can you charge a few cents on your credit card? What I intend to do is to visit those food courts that can accept pay wave and charge a few dollars to my credit card. With that I can make up a total of 7 transactions over 7 days.

Pay online bill via APP can or not , like 7 times $0.10 for Telco bill or Utilities bill

 

[sglandscape]

Pay online bill via APP can or not , like 7 times $0.10 for Telco bill or Utilities bill

Buy plastic bag from super market?

 

[ericcsn]

Giro bill payment by HSBC - the one that the bank set up from signing off the paperwork with the other banks.

Can I remove it through the apps by myself without going to the bank?

 

[tiertime]

Anybody received this push notification from the APP on a promotion:
Received 5% rebate with HSBC Credit cards
Spend min S$50 over 7 txn by mth end
Rebate capped at S$40
Tap here > unlock Rebate > enter code : PB to view T&C

HOWEVER when I enter PB
it kept stating invalid code
Anybody knows/ manage to get it ?

 

[MastersIT]

Anybody received this push notification from the APP on a promotion:
Received 5% rebate with HSBC Credit cards
Spend min S$50 over 7 txn by mth end
Rebate capped at S$40
Tap here > unlock Rebate > enter code : PB to view T&C

HOWEVER when I enter PB
it kept stating invalid code
Anybody knows/ manage to get it ?

I did this promo in Apr 2025, no problem with PB.
Just tested on Edge and Chrome, entered PB can see min $50 7 txn tncs

Maybe call HSBC and check with them.

 

[tiertime]

I did this promo in Apr 2025, no problem with PB.
Just tested on Edge and Chrome, entered PB can see min $50 7 txn tncs

Maybe call HSBC and check with them.

May I knw which one is it :
7 transactions at minimum S$50 EACH , or
All 7 transactions add together is S$50 ?

 

[MastersIT]

May I knw which one is it :
7 transactions at minimum S$50 EACH , or
All 7 transactions add together is S$50 ?

My one in Apr campaign tncs are
7 transactions add together is S$50
Must include one contactless txn which I used Apple Pay in-store

Just in case got changes plus exclusions, coz now Oct liow dui ma
Suggest take look at your campaign tncs at Official HSBC Website (Unlock Rebate)
.

 

[chopra]

Top up $10 ezlink at the counter is contact hor? Contactlss means need applepay huh?

 

[bladez87]

Top up $10 ezlink at the counter is contact hor? Contactlss means need applepay huh?

Oh ya.. Now machiam everything is contactless

 

[chopra]

“Transactionally engaged customers” are defined as customers who have done 7 Eligible Transactions in each

month, October 2025, November 2025, December 2025. “Eligible Transactions” refer to any of the following:

(A) Posted transactions in SGD made with a HSBC personal Credit Card;

(B) Posted transactions made with a HSBC Everyday Global Debit Card;

https://www.hsbc.com.sg/content/dam...y-global/tnc-ega-bonus-interest-promotion.pdf

It doesn’t say need contactless ma