i always pay my credit card bills on time so that the bank cannot make money from me

[s-ghost]

smart right

hehehehehe

 

[leaving_footsteps]

Still earn lah.

 

[elmohootbigbird]

i use giro. lol.

 

[titusilvering]

smart right

hehehehehe

Then annual fee?

 

[s-ghost]

you mean for the third time?

semo third time?

 

[amazingone]

hehehehehe

 

[Mistranslated]

They still earn from merchants when u use your card ma

And 不怕一万，只怕万一

 

[s-ghost]

Then annual fee?

waived

 

[titusilvering]

waived

Which bank?

 

[ThinkMe]

HEHEHEHEHE

 

[KYZT2021]

also ensure your credit rating

 

[s-ghost]

Which bank?

all banks that i have cards with

 

[dilphinus]

smart right

hehehehehe

Damn smart. The bank makes money off you when you uses the card. Duh.

 

[titusilvering]

all banks that i have cards with

Ok just informed them no more such waiver

 

[zeroX26]

smart right

hehehehehe

They already earn that 3% cut on whatever expenditure you spent from the merchant liao.

 

[Philipkee]

Damn smart. The bank makes money off you when you uses the card. Duh.

Nope. They make money off the merchants.

If a product costs $10, if you use credit card, you pay $10 only but the merchant might take only $9.80.

that is why some merchants now prefer paynow than credit card payments

Unless you mean because you have a credit card you spend more than usual.

 

[YouHappyCanLiao]

Some will add merchants fee to the product you paid for

 

[dilphinus]

You

Nope. They make money off the merchants.

If a product costs $10, if you use credit card, you pay $10 only but the merchant might take only $9.80.

that is why some merchants now prefer paynow than credit card payments

Unless you mean because you have a credit card you spend more than usual.

Lol. You think the merchant is absorbing the cost or passing it to consumers? The selling price already buffer all the necessary cost. Except for some establishments, they charge a % for credit card payments.

You think Paynow has no platform fee?

*yawn*

 

[Marvtan]

They still earn from merchants when u use your card ma

And 不怕一万，只怕万一

Notch lidat! Merchant fees ish use it to offer voucher and deals for card user. Banks only can earn if user default payment

 

[crystalnox]