i made 56% profit from just last year via stocks

Odessa

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good for you. but for ppl who are financially illiterate and not well suited to dabble in the financial markets like yours truly...........CPF enables me to know my retirement is secured and i can sleep soundly every night.

I'm the type that 逢赌必输, bet what lose what, invest company company will collapse.......BBFA, unable to network my way out of the rat race.

CPF is a god-send for me with 4-5% p.a.
Now that, you have to be really thankful for.
 
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