iFast Digital Term

[CrashWire]

Just received another email from them about it, and don't see any mention of it here yet.

https://secure.fundsupermart.com/fs...icle/344/ifast-digital-term--new-on-fsmonecom
https://secure.fundsupermart.com/fsmone/insurance/ifast-digital-term
Looks like a decent alternative to Singlife MINDEF for those not eligible? Except premium goes up every 5 years, and it doesn't cover TPD unless a rider is added on.

 

[Needmysleep]

yeah . was looking at this too.Havent clicked on the email haha

 

[XiaoFu99]

Just received another email from them about it, and don't see any mention of it here yet.

https://secure.fundsupermart.com/fs...icle/344/ifast-digital-term--new-on-fsmonecom
https://secure.fundsupermart.com/fsmone/insurance/ifast-digital-term
Looks like a decent alternative to Singlife MINDEF for those not eligible? Except premium goes up every 5 years, and it doesn't cover TPD unless a rider is added on.

Seems like it doesn't cover cancer unless you add on the rider. In fact, there are 2 riders for cancer (ALL & advance stage). So not sure all term life policy as such. Also not too sure the difference between "cancer 360" which cover all stages vs cancer plus ("Advanced stage").

For FWD term life plus, I looked their policy illustration, they do cover "major cancer" under their critical illness.

Not well versed in reading term life policy and I'm also looking around as well.

 

[lzydata]

Just received another email from them about it, and don't see any mention of it here yet.

https://secure.fundsupermart.com/fs...icle/344/ifast-digital-term--new-on-fsmonecom
https://secure.fundsupermart.com/fsmone/insurance/ifast-digital-term
Looks like a decent alternative to Singlife MINDEF for those not eligible? Except premium goes up every 5 years, and it doesn't cover TPD unless a rider is added on.

I haven't looked at the conditions in detail but I quickly compared its premium (with TPD rider) against direct purchase term life (which includes TPD) in CompareFirst, and it does seem cheaper than the cheapest option there.