InstaReM's AMAZE MasterCard

[tytyty333]

One for the dp. just did a transaction few mins ago and might seemingly so that Reuters rates and the rates charged to my DBS card does not tally.

23/08/2021
S$7.47
AMAZE* ROYAL MAIL G

Bad rate...

 

[Trazora]

Bad rate...

looks ok to me, moot point actually since the 3.25% fee is waived

 

[CrashWire]

Same here, never waited for long for anything before.

maybe their card made of vibranium need to source from wakanda

I think cards are produced in batches by Gemalto, so it's more of waiting for their next batch.

 

[silverbomb]

Bad rate...

I never said or thought it was bad rate, given that the card saves you the forex from banks (2-3.5%) on top of the spot rate and any additional rebates from the bank. the main point i was bringing across is as much as instarem says it follows Reuters rates, nobody here seems to be able to match the actual rates live on reuters hence my post right after my purchase.

 

[yiron]

Saw the milelion review https://milelion.com/2021/08/24/one...legram&utm_medium=telegram&utm_campaign=roars

With that post, it's really make hay while the sun shines. I might see how banks may tolerate the loss of FX revenue, but to give online benefits for even offline spending (e.g. 4 MPD)? They'll probably outright exclude any transactions with containing *Amaze*.

Even milelion says it himself..
Let’s not kid ourselves- the banks are already aware of Amaze, and are likely to take a dim view towards Amaze eating their FCY fees while still having to pay out 10X points. This won’t last forever, so make hay while the sun shines.

 

[JuniorLion]

Using SCB Manhattan + Amaze Card on ipaymy/CardUp gives 4% cashback (assuming monthly/quarterly spending criteria met) ?

 

[Trazora]

Using SCB Manhattan + Amaze Card on ipaymy/CardUp gives 4% cashback (assuming monthly/quarterly spending criteria met) ?

in theory yes

 

[AlvinDj]

How about the SCB Unlimited Mastercard ?

 

[wongminmin]

i dont see annual fees, is there any?
is the conversion rates good?

How Amaze converts foreign currencies into SGD, whether MasterCard rate or market + spread, I can't tell.

my USD charges used 1.3575 - 1.3576 on August 10th, very close to market rate, I think.

youtrip 1.358 on august 10.

 

[wira]

finally got my physical card !!

now waiting for citi rewards card for the best 4 mpd.

 

[xiaosinsinful]

finally got my physical card !!

now waiting for citi rewards card for the best 4 mpd.

Finally received… after 35 days

 

[wira]

singsaver giving $50 foodpanda voucher for amaze card application now.

https://www.singsaver.com.sg/blog/instarem-amaze-card

 

[shevchenko]

I downloaded the Instarem app n when I opened it, ther is an error message:
‘Your device is rooted.
sorry Instarem App is not available on rooted device”

I am using iPhone 12 Pro iOS 14.7.1

anyone has same problem?

 

[plustwo]

this card can only link mastercard why everyone trying to link citi rewards? isn't citi famous for having 90% of online transactions at 0.4mpd and having to repeatedly chase them for it? how is it worth the hassle vs just dumping it on wwmc?

anyone tried with titanium? 12k cap means can do big transactions

also, by having amaze as the merchant, doesn't it make it extra difficult for chargebacks/disputes?

 

[hwmook]

this card can only link mastercard why everyone trying to link citi rewards? isn't citi famous for having 90% of online transactions at 0.4mpd and having to repeatedly chase them for it? how is it worth the hassle vs just dumping it on wwmc?

anyone tried with titanium? 12k cap means can do big transactions

also, by having amaze as the merchant, doesn't it make it extra difficult for chargebacks/disputes?

Nonsense lah, I have Citi rewards MC and all my transactions give 10x. I don't know which merchants is giving problems buts it's generally fine with me. 90% got issues is really nonsense.

 

[silverbomb]

this card can only link mastercard why everyone trying to link citi rewards? isn't citi famous for having 90% of online transactions at 0.4mpd and having to repeatedly chase them for it? how is it worth the hassle vs just dumping it on wwmc?

anyone tried with titanium? 12k cap means can do big transactions

also, by having amaze as the merchant, doesn't it make it extra difficult for chargebacks/disputes?

you're over-exaggerating the 90%. yes there is this slight hiccup with CRMC but the figure is way much lower than 90% (more likely the range of less than 5% but yes it still happens).

 

[loupgarou2]

anyone use this with citibank cashback+ master card (1.6% cashback) so does it become 2.6% cashback . (actually less since its capped to $100 per quarter. means i guess my primary spend card is still hsbc advanced)

any one knows the citibank cashback+ merchant exclusions (I can't find online).
rather it doesn't load https://www.citibank.com.sg/cashbackplus/?lid=SGENCBLCACATLCashbackplusWDTG

too bad it doesn't link to uob absolute. I just moved all my insurance premium/singapore/geneco/amazon prime/shoppee/amazon.sg to citibank cashback+ mastercard. we'll see if I get how many % back if any. then the month after change it to amaze card and see.

 

[Trazora]

anyone use this with citibank cashback+ master card (1.6% cashback) so does it become 2.6% cashback . (actually less since its capped to $100 per quarter. means i guess my primary spend card is still hsbc advanced)

any one knows the citibank cashback+ merchant exclusions (I can't find online).
rather it doesn't load https://www.citibank.com.sg/cashbackplus/?lid=SGENCBLCACATLCashbackplusWDTG

too bad it doesn't link to uob absolute. I just moved all my insurance premium/singapore/geneco/amazon prime/shoppee/amazon.sg to citibank cashback+ mastercard. we'll see if I get how many % back if any. then the month after change it to amaze card and see.

can refer the the cardmember agreement. Insurance and utilities excluded.

(d) In determining the amount of retail purchases for purposes of calculation of cash back, the following transactions/charges shall not be taken into account and will not earn any cash back:
(i) annual fees, interest charges, late payment charges, GST, cash advances, instalment/easy/extended/equal payment plans, preferred payment plans, balance transfers, cash advances, quasi-cash transactions, all fees charged by Citibank or third party, miscellaneous charges imposed by Citibank (unless otherwise stated in writing by Citibank);
(ii) funds transfers using the card as source of funds;
(iii) bill payments (including via Citibank Online or via any other channel or agent);
(iv) payments to educational institutions;
(v) payments to government institutions and services (including but not limited to court cases, fines, bail and bonds, tax payment, postal services, parking lots and garages, intra-government purchases);
(vi) payments to insurance companies (sales, underwriting, and premiums);
(vii) payments to financial institutions (including banks and brokerages);
(viii) payments to non-profit organizations;
(ix) betting or gambling (including lottery tickets, casino gaming chips, off-track betting, and wagers at race tracks) through any channel;
(x) any top-ups or payment of funds to payment service providers, prepaid cards and any prepaid accounts;
(xi) transit-related transactions; and
(xii) transactions performed at establishments/businesses/merchants that fall within an excluded Merchant Category or a merchant that has been excluded by the bank, as set out in www.citibank.com.sg/rwdexcl (you acknowledge that this list of excluded Merchant Categories or merchants may be updated from time to time at our discretion and you agree to refer to this list for any updates);

 

[loupgarou2]

that sucks.

---
so basically it sucks that uob absolute is an amex card too. so far other than geneco, I don't see an amex option for (prudential, great eastern,gomo/singtel)


anyway I moved recurring billing for (utillities/insurance/amazon) to the instarem card. only so that the bill amount doesn't pollute my hsbc advance so that its easier to monitor minimum spend (since these categories also probably excluded by hsbc anyway)

(strange, you can see on certain moneysmart pages that hsbc advance has cashback for telco bills but the card

cardup only works with a few cards and also leceh

 

[xiaosinsinful]

so basically it sucks that uob absolute is an amex card too. so far other than geneco, I don't see an amex option for (prudential, great eastern,gomo/singtel)

if only amaze accepts grab pay MasterCard.

that’s would be a game changer.
uob absolute > topup grab pay
grabpay master> link to amaze (1%)

1.7+1+grab points (Too good to be true)