InstaReM's AMAZE MasterCard

[Trazora]

Let’s say you pair with SCB cashback 1.5%.
Buy some stuffs in USD.
So the total cashback (at 0% FX fee) is 1.5% (SCB) + 1% (Amaze) = 2.5%?

Hmm 0.8% advantage over UOB Absolute Amex+grab+youtrip…. not sure if worth the efforts to apply another 2 cards

yes. But why use scb unlimited for a mere 1.5%? Even if use citi rewards mastercard the 10× points converts to about 2.3% capped for 1k spend. And if say use dbs safra credit card get 3% for min $500 max $1667 spend in a month.

by routing through grab, it is wasting the annual spend limit of grab for grab powerup/booster.

 

[highsulphur]

Everything spend using Amaze converted to online, so long mcc is under the definition of fashion then it is considered online fashion.

so amaze will fall under the online fashion for maybank fnf card? if i hit 800 using amaze, i will at least get $25?

 

[Trazora]

so amaze will fall under the online fashion for maybank fnf card? if i hit 800 using amaze, i will at least get $25?

MCC varies depending on where you shop using Amaze. So long MCC is under fashion as per the maybank fnf, then get 8% cap at $25 if meet $800 monthly spend.

 

[highsulphur]

MCC varies depending on where you shop using Amaze. So long MCC is under fashion as per the maybank fnf, then get 8% cap at $25 if meet $800 monthly spend.

OK then it's quite limiting. I can only use amaze for online fashion only as other online store won't be counted for the fnf card

 

[furryballs]

yes. But why use scb unlimited for a mere 1.5%? Even if use citi rewards mastercard the 10× points converts to about 2.3% capped for 1k spend. And if say use dbs safra credit card get 3% for min $500 max $1667 spend in a month.

by routing through grab, it is wasting the annual spend limit of grab for grab powerup/booster.

Thanks!!! Going to apply DBS Safra!

 

[Trazora]

OK then it's quite limiting. I can only use amaze for online fashion only as other online store won't be counted for the fnf card

can count to the other 8% categories of Maybank fnf like restaurant, groceries, transport, telco, ..., so long MCC falls under the any of these categories then can get 8%. All quite common categories.

Btw offline fashion store also considered online fashion if using Amaze.

 

[highsulphur]

can count to the other 8% categories of Maybank fnf like restaurant, groceries, transport, telco, ..., so long MCC falls under the any of these categories then can get 8%. All quite common categories.

Btw offline fashion store also considered online fashion if using Amaze.

I see

So if I use amaze card with fnf physically at restaurants and supermarkets, it will get 8% if they meet the 800 min spend

 

[Trazora]

I see

So if I use amaze card with fnf physically at restaurants and supermarkets, it will get 8% if they meet the 800 min spend

yes

 

[chopra]

As of April 1, 2022,
amaze cashback on SGD currency purchases will be updated to 0.5%
while the cashback on non-SGD currency purchases will remain 1%.

Just saw this in my email.

app still show 1%right?

sorry lazy to trawl back, when do we get jan to mar cashback?



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[hwmook]

so amaze will fall under the online fashion for maybank fnf card? if i hit 800 using amaze, i will at least get $25?

Amaze will route the MCC over from your actual spend. I got my groceries, dining, petrol, shopping, telco bills all classified correctly with amaze + maybank F&F.

 

[revhappy]

app still show 1%right?

sorry lazy to trawl back, when do we get jan to mar cashback?



Read HWZ Forum Rules!

I think 25th April you will see the cashback in the wallet.

 

[revhappy]

@Trazora @furryballs
Do you get grab points for Youtrip top up?
Can we add Youtrip to Amaze?

 

[Trazora]

@Trazora @furryballs
Do you get grab points for Youtrip top up?
Can we add Youtrip to Amaze?

no no

 

[revhappy]

no no

Thanks. I just noticed I am in grab silver tier and I am getting 3X grab points for spend. 2500pt = $5, this means 1pt = 0.2cents.
Since I get 3x points, it means $1 spend gives me 0.6cents or 0.6% earn rate.

Combine with UOB absolute card 1.7%, I am earning total cashback of 2.3%. Is my calculation correct?

Since I dont plan to keep any of the other credit cards for long term, except UOB, I guess this is my best combination for spending. Too bad, I cannot find any way to link it with Amaze.

I could also use Amaze + UOB privemiles mastercard, but the earn rate seems dismal unless the miles are used to buy flight tickets, which I dont intend to do.

So I guess I stick with the grab + Uob absolute combo.

 

[Trazora]

Thanks. I just noticed I am in grab silver tier and I am getting 3X grab points for spend. 2500pt = $5, this means 1pt = 0.2cents.
Since I get 3x points, it means $1 spend gives me 0.6cents or 0.6% earn rate.

Combine with UOB absolute card 1.7%, I am earning total cashback of 2.3%. Is my calculation correct?

Since I dont plan to keep any of the other credit cards for long term, except UOB, I guess this is my best combination for spending. Too bad, I cannot find any way to link it with Amaze.

I could also use Amaze + UOB privemiles mastercard, but the earn rate seems dismal unless the miles are used to buy flight tickets, which I dont intend to do.

So I guess I stick with the grab + Uob absolute combo.

yea but note that grab points is limited by what is offered by grab rewards or grabpay QR

 

[revhappy]

yea but note that grab points is limited by what is offered by grab rewards or grabpay QR

Yes, I am okay with the capita star points, we could use it at westgate, IMM or even ion orchard malls.

 

[chopra]

I think 25th April you will see the cashback in the wallet.

oh ok!



Read HWZ Forum Rules!

 

[highsulphur]

I think 25th April you will see the cashback in the wallet.

How can this cashback be used? Offset credit purchase on the spot?

 

[revhappy]

How can this cashback be used? Offset credit purchase on the spot?

You can change the amaze linkage from your current MasterCard to the wallet, so all new spending will go directly from the wallet. When the wallet balance becomes zero, change the linkage back to your MasterCard.

 

[highsulphur]

You can change the amaze linkage from your current MasterCard to the wallet, so all new spending will go directly from the wallet. When the wallet balance becomes zero, change the linkage back to your MasterCard.

So it has to be exact amount? Can it be set that balance be used against another card?

If not can it be used to top up grab card or pay at axs?