InstaReM's AMAZE MasterCard

[plustwo]

thanks for heightening the scrutiny of the Amaze card by DBS, since it's not a 'loophole'. you need to have a better undstd of how the card game works, not everyone will call hotline immediately asking for smth that will only be known when the points are awarded the following mth. those that play the game of cards will patiently wait for the points to award to test out the thing, but here you just want to know it immediately.

there's many things going on in the backend, especially via this amaze route it's slightly more challenging.

i didn't call dbs. i only called citi because of their rewards card being the problem child. like i said i'm not worried about dbs at all. i also didn't explain how amaze works to them, just asked them if it was classified as online and therefore eligible for 10x.

again, do you think that banks don't have staff trawling forums or blogs that talk about card hacks like hwz or milelion? cmon man. once aaron dedicated an article on it it was game over.

besides, instarem explicitly advertises a benefit of the card as being able to double dip.

 

[Trazora]

i didn't call dbs. i only called citi because of their rewards card being the problem child. like i said i'm not worried about dbs at all. i also didn't explain how amaze works to them, just asked them if it was classified as online and therefore eligible for 10x.

again, do you think that banks don't have staff trawling forums or blogs that talk about card hacks like hwz or milelion? cmon man. once aaron dedicated an article on it it was game over.

besides, instarem explicitly advertises a benefit of the card as being able to double dip.

What are these transactions that you need to call citibank about?

 

[CrashWire]

i didn't call dbs. i only called citi because of their rewards card being the problem child. like i said i'm not worried about dbs at all. i also didn't explain how amaze works to them, just asked them if it was classified as online and therefore eligible for 10x.

You must remember that Citi CSOs are woefully incompetent and badly trained.

 

[plustwo]

You must remember that Citi CSOs are woefully incompetent and badly trained.

this i agree. some charges got posted, seems like all 10x for now. let's see if all are like that

 

[wongminmin]

they are passing through the mcc from the original merchant

doesn't it send you notifications

just to clarify my previous post,
InstaReM saw my posting on hwz.....so they contacted me. Upon checking, it was my own mistake.
everything good, no fraud transactions on InstaReM.

​

 

[plustwo]

just to clarify my previous post,
InstaReM saw my posting on hwz.....so they contacted me. Upon checking, it was my own mistake.
everything good, no fraud transactions on InstaReM.

​

hello instarem can you hire more support staff? every time your chat times out before they respond

 

[wira]

this i agree. some charges got posted, seems like all 10x for now. let's see if all are like that

so far i got 10x points for all my txn via amaze to citi rewards card.

 

[plustwo]

any card i can pair with for utilities?

 

[Trazora]

any card i can pair with for utilities?

best uob prvi mc for 1.4mpd only. Not many mastercard for this.

 

[plustwo]

best uob prvi mc for 1.4mpd only. Not many mastercard for this.

wtf that's just sad. might as well just use amex true cashback. 3% for first $5k then 1.5% for rest.

anyone tried to amaze utilities with crmc? i remember i used to get full 4mpd on m1 on wwmc if it went through the app/online.

 

[Trazora]

wtf that's just sad. might as well just use amex true cashback. 3% for first $5k then 1.5% for rest.

anyone tried to amaze utilities with crmc? i remember i used to get full 4mpd on m1 on wwmc if it went through the app/online.

telco e.g. m1 gets 4mpd on crmc and wwmc. Utilities e.g. SP, Geneco excluded on both cards

 

[plustwo]

telco e.g. m1 gets 4mpd on crmc and wwmc. Utilities e.g. SP, Geneco excluded on both cards

in the off chance they excluded them by matching the name and not the mcc running it through amaze might just work

 

[Trazora]

in the off chance they excluded them by matching the name and not the mcc running it through amaze might just work

no lah the exclusion is by mcc, they will not match name

 

[fr33d0m]

in the off chance they excluded them by matching the name and not the mcc running it through amaze might just work

LOL.

MCC is always the first line of exclusion, then by merchants.

 

[someusername]

And Mastercard MCC is different from Visa MCC or treated differently in the exclusion list. My overseas txn got 2.4mpd on UOB PRVI Visa but same txn got 0mpd on UOB PRVI MC via Amaze.

 

[decibel.]

anyone using this card? have you read the terms and conditions? I saw subjected to fees etc. is it must lay annual fee?


Read HWZ Forum Rules!

 

[Trazora]

anyone using this card? have you read the terms and conditions? I saw subjected to fees etc. is it must lay annual fee?


Read HWZ Forum Rules!

not sure what u read. No fees

 

[CrashWire]

have you read the terms and conditions? I saw subjected to fees etc. is it must lay annual fee?

Which part exactly?

 

[decibel.]

this is copied from their tnc, you can find from their website.

7. CHARGES
7.1 NIUM may charge and debit from Your Card from
time to time, all fees and charges applicable to Your
Card including but not limited to, service fee for the
maintenance of Your Card and/or in relation to any
other service request, administrative fee for
replacement and/or production of documents,
cancellation fee in connection with any reversal of
service request or nonfulfilment of merchant
reservations, transaction fee for foreign currency
transactions and/or goods and services tax
imposed on or payable in respect of any goods and
services. You may contact NIUM for information on
for specific fees and charges applicable to Your
Card.
7.2 NIUM has the sole discretion to supplement, revise
or waive any applicable fees and charges payable
under Your Card, without notice or reason. NIUM
may notify You of such changes which shall take
effect on the date specified in the notice. Should
You retain or use the Card after the specified date,
You shall be deemed to have accepted such
changes.


Read HWZ Forum Rules!

 

[silverbomb]

this is copied from their tnc, you can find from their website.

7. CHARGES
7.1 NIUM may charge and debit from Your Card from
time to time, all fees and charges applicable to Your
Card including but not limited to, service fee for the
maintenance of Your Card and/or in relation to any
other service request, administrative fee for
replacement and/or production of documents,
cancellation fee in connection with any reversal of
service request or nonfulfilment of merchant
reservations, transaction fee for foreign currency
transactions and/or goods and services tax
imposed on or payable in respect of any goods and
services. You may contact NIUM for information on
for specific fees and charges applicable to Your
Card.
7.2 NIUM has the sole discretion to supplement, revise
or waive any applicable fees and charges payable
under Your Card, without notice or reason. NIUM
may notify You of such changes which shall take
effect on the date specified in the notice. Should
You retain or use the Card after the specified date,
You shall be deemed to have accepted such
changes.


Read HWZ Forum Rules!

Believe most FIs will have this inserted somewhere should they one day decide to charge any fees to hold the card.

At the moment no fees mentioned and they should announce if they plan to. The tnc I have seen it there written there since it started but no fees.