Insurance for type 1 diabetics?

[platopus]

Hi everyone

Just wondering if a Type 1 diabetic patient who relies on insulin injection daily at the age of 30 with no other medical condition but no shield plan

Is he/she eligible for life insurance, critical illness, early ci
With loading or certain exclusion?

 

[xiao.xin]

Hmm... ci coverage usually will be very hard. Would advise to purchase Guranteed insurability policies.

Unless you really don't mind you pay the additional loading which have a high chance that will be very high

Sent from BlackBerry STH100-2 using GAGT

 

[dendii]

Will be rather tough.. but just try nonetheless.

My suggestion will be to get a comprehensive Personal Accident plan since it does not require any medical underwriting.

 

[furnaces1984]

Hi everyone

Just wondering if a Type 1 diabetic patient who relies on insulin injection daily at the age of 30 with no other medical condition but no shield plan

Is he/she eligible for life insurance, critical illness, early ci
With loading or certain exclusion?

Likely rejection. no shield plan can apply for Aviva myshield moratorium if not hit with Medishield life premium loading. But must be fast because no more moratorium underwriting very soon.

 

[FP_IFA]

Might be able to get through TM Cancer Protect. Might...