Insurance Policy

[AhBui168]

mine cheap cheap 80k sum assured for around 40 a month
but only guaranteed that price for 10 years ,

Mind is 200k sum assured, monthly premium around $110

 

[thesoftmint]

Other stuffs like accident claims lah.. Some clinics will just write as accident even if u just fever and those with accident policies can just claim if u request the doc....

There are a few out there blacklisted liaoz..



Normally CI charges on age band bah.. The older u r, the more u pay..

me is 22 only
my friend told me about this policy and decided to go for it. even stage 1 cancer can claim normal ci only stage 3 and above can claim

 

[wuweiz]

Mind is 200k sum assured, monthly premium around $110

Package it into life insurance shld be cheaper.. But lesser benefits..

 

[AhBui168]

Other stuffs like accident claims lah.. Some clinics will just write as accident even if u just fever and those with accident policies can just claim if u request the doc....

There are a few out there blacklisted liaoz..



Normally CI charges on age band bah.. The older u r, the more u pay..

LOL! chao keng one...

by the way, accident policy protect what things?

 

[AhBui168]

Package it into life insurance shld be cheaper.. But lesser benefits..

but my policy get any sickness in early stage able to claim 100k liao...

bad thing is till 65 years old only. if till 65 years old still no sickness, the monthly premium wasted liao...

 

[lifeisinforashock]

Hi guys

Recently i bought an critical illness insurance...

Great Eastern Life - Critical Care Advantage - Secure your desired lifestyle with an early healthcare advantage

Had been paying around half a year liao.
but recently my career & financial income has some problem...
so insurance company has fail to deduction by giro bank account.
but currently i really can't afford to pay $100+ monthly now...

i would bought this, because my family has sickness transfer ''依传病''。

my agent has already told me that tomorrow is the last day of paying the premium, if not my policy will be lapsing.

so should i continue to pay the premium?
or just cancel it first, next time then buy again?

insurance is good intention, if u only have 1 policy, den is dun stop lor. u shld quickly secure a job to ensure good financial stream of income. i gt 2 policies oledi 500+.

 

[wuweiz]

me is 22 only
my friend told me about this policy and decided to go for it. even stage 1 cancer can claim normal ci only stage 3 and above can claim

No wonder urs so expensive.. At first, based on ur SA n premiums, I tot u already like 25~30 yrs old liaoz..

A lot of companies have this policy now bah..

LOL! chao keng one...

by the way, accident policy protect what things?

Depends on policy loh.. I've done claims on cutting finger etc.. Really ish kns..

 

[AhBui168]

insurance is good intention, if u only have 1 policy, den is dun stop lor. u shld quickly secure a job to ensure good financial stream of income. i gt 2 policies oledi 500+.

bro, im curious what policy you have bought need pay $500+ pre month?

but currently i having career & financial income problem, how do you aspect me take out money sia

by the way, finding job need time & not easy too...
but the insurance company unable to wait for me leh...

 

[wuweiz]

but my policy get any sickness in early stage able to claim 100k liao...

bad thing is till 65 years old only. if till 65 years old still no sickness, the monthly premium wasted liao...

Ah.. Kk..

 

[thesoftmint]

bro, im curious what policy you have bought need pay $500+ pre month?

but currently i having career & financial income problem, how do you aspect me take out money sia

by the way, finding job need time & not easy too...
but the insurance company unable to wait for me leh...

so u got retrenched?

 

[AhBui168]

me is 22 only
my friend told me about this policy and decided to go for it. even stage 1 cancer can claim normal ci only stage 3 and above can claim

this is the best part, that why i would bought this policy...

but only able to claim the first half money...

 

[AhBui168]

so u got retrenched?

bro, what do you mean

 

[AhBui168]

does this policy worth to continue?

 

[missangsty]

Cannot go on premium holiday?
Gotch tell chiur agent chiu hab financial problem nao?

Can always work something out if chiur agent willing to help

 

[lifeisinforashock]

bro, im curious what policy you have bought need pay $500+ pre month?

but currently i having career & financial income problem, how do you aspect me take out money sia

by the way, finding job need time & not easy too...
but the insurance company unable to wait for me leh...

I gt 2 policies 1 for wholelife 1 for hospital n accident.

 

[AhBui168]

I gt 2 policies 1 for wholelife 1 for hospital n accident.

how much is the premium for each policy?

do you should i continue my policy?

 

[AhBui168]

Cannot go on premium holiday?
Gotch tell chiur agent chiu hab financial problem nao?

Can always work something out if chiur agent willing to help

my agent ask me to lend money from family or friends to pay the policy...

 

[missangsty]

my agent ask me to lend money from people to pay the policy...

Not steady huan

 

[AhBui168]

Not steady huan

ya lah... they want earn commission only mah...

 

[lifeisinforashock]

how much is the premium for each policy?

do you should i continue my policy?

300+200. I duno ur policy so I cannot really advise u. U shld refer to ur financiall adviser