Insurance Policy

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fallen1

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How much is the coverage? And wat coverage?
U paid half a yr only, cancel now u dun suffer much losses. But not advisible to go without coverage.
Best solution is to look for cheaper coverage.
Saf group term plan is yer cheapest alternative if u havent signed up for it.
 
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i need beer

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how concern are u about the CI thing?

what i did for my clients who are cash tight but afraid of family illness is change the protection term to 10 years for term plan. Before 5 years is up still can convert to life plan without health checkup. Help them to save money for 5 years in the meantime. Cost less than 100 bucks a mth.

and yes hospital damn impt better get that as priority first.

In the meantime, good luck with your job!
 
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AhBui168

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fallen1 said:
How much is the coverage? And wat coverage?
U paid half a yr only, cancel now u dun suffer much losses. But not advisible to go without coverage.
Best solution is to look for cheaper coverage.
Saf group term plan is yer cheapest alternative if u havent signed up for it.
Click to expand...

sum assured 200k, monthly $110...
 
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AhBui168

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i need beer said:
how concern are u about the CI thing?

what i did for my clients who are cash tight but afraid of family illness is change the protection term to 10 years for term plan. Before 5 years is up still can convert to life plan without health checkup. Help them to save money for 5 years in the meantime. Cost less than 100 bucks a mth.

and yes hospital damn impt better get that as priority first.

In the meantime, good luck with your job!
Click to expand...

oh i see.
i still holding the hospital insurance.

so you think should i continue the to pay?
today is the last day of payment...
 
Grampa

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Sensible_ said:
Firstly, are you sure your CI plan even covers your particular hereditary illness?

Don't pay for decades only to realise no payout.

And even if have, no point starving to death now. Get a good shield plan.
Click to expand...

yes this, most likely they won't insure hereditary sickness.
 
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akalawoo

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If ur is term plan. Then its ok to terminate . However the catch is if you wanna apply again they will go through the medical underwriting again. Pls do not terminate ur hospital plan. The most impt plan.

Maybe u might want to reduce the coverage to have a better premium that suit ur current situation.
 
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kendrick272

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AhBui168 said:
what is hereditary sickness?

i worry about getting of Diabetic & heart attack only.

does this policy cover skin problem?

http://www.greateasternlife.com/sg/en/pdf/brochures/cca.pdf
Click to expand...
Bro how old are you? Pls dont have this kind of mentality. Else eventually you will really get it.

I suggest you double check with your agent if the plan cover the sickness that you want.
If it doesnt, cancel and rebuy again when your financial is healthy again.

If they do cover, try to borrow from parents and strive harder to get a new job or something else. Cos if you want to rebuy again, need to undergo check up again. Alot of hassle.

I think the least is to have a medi shield?
 
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AhBui168

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kendrick272 said:
Bro how old are you? Pls dont have this kind of mentality. Else eventually you will really get it.

I suggest you double check with your agent if the plan cover the sickness that you want.
If it doesnt, cancel and rebuy again when your financial is healthy again.

If they do cover, try to borrow from parents and strive harder to get a new job or something else. Cos if you want to rebuy again, need to undergo check up again. Alot of hassle.

I think the least is to have a medi shield?
Click to expand...

Bro, i'm just 22 only...

actually this policy have the sickness i want...

ya. i know it's very troublesome to go for check up...
but if unlucky next time get sickness, unable to buy liao.
 
Subprimer

Subprimer

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AhBui168 said:
Bro, i'm just 22 only...

actually this policy have the sickness i want...

ya. i know it's very troublesome to go for check up...
but if unlucky next time get sickness, unable to buy liao.
Click to expand...

did u mention about the hereditary illness when u buy it?

when it comes to claiming, there are investigation before payout
 
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AhBui168

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Subprimer said:
did u mention about the hereditary illness when u buy it?

when it comes to claiming, there are investigation before payout
Click to expand...

no...

i don't even know what is hereditary illness...

still need investigation... like that chance of claim is very low lor?
 
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