Ipaymy

[1l92041H]

ipaymy is now unstable for cashback?

Was thinking of using with manhatten

 

[Cobra!]

in Mar, some MCST payments were tagged to MCC 6513

others were 7399

not sure why

i kena played out big time .. bcos in Mar, I spent a fair bit overseas but only got 0.3% bcos 6513 excluded

looking at the ipaymy setup for new payments popup, i see they expect you to classify the payment. casual look, seems like they are making your classify in accordance with MCC code.

 

[itchying]

Not 7399 for me anymore when using mastercard

Hi u mean any cc mastercard is not 7399 anymore? Manhattan still can use for ipaymy?

 

[oceanicmanta]

looking at the ipaymy setup for new payments popup, i see they expect you to classify the payment. casual look, seems like they are making your classify in accordance with MCC code.

i m not sure if that selection sets the MCC code

mine is on recurring basis, so it was set up before this

but useful to check with IPM

 

[lupster]

in Mar, some MCST payments were tagged to MCC 6513

others were 7399

not sure why

i kena played out big time .. bcos in Mar, I spent a fair bit overseas but only got 0.3% bcos 6513 excluded

Able to share which card you used and whether it was MC or Visa? Thanks.

 

[oceanicmanta]

Able to share which card you used and whether it was MC or Visa? Thanks.

F R.
A N.
K

 

[silverbomb]

my recent ipm recurring payment was strangely MCC 5065 & 5051, but it's tagged online. YMMV

 

[lupster]

my recent ipm recurring payment was strangely MCC 5065, but it's tagged online. YMMV

with mastercard?

 

[ABuNeNe]

any promo code?

 

[xy2010xy]

anyone knows Ipaymy could pay UOB home loan? seems UOB loan only accepts UOB account Giro payment. thanks

yes this is the best use of ipaymy or cardup, a $4k per month mortgage can get around 3% (5%-2% fees) back if paired with 2uob one cc, even a 3.33% aint too bad since the cap is $2k per month. The exclusion of payment platform on uob nerfed the best use case which is mortgage, the other 6% card with monthly cap is too low.

so in short, only left the 6%


3.33% - 1.75% = 1.58%, the other option is 1.75% with 30k limit. if tax is low 3 or 4 digit G works within the annual limit, if its 5 digit can use a few account to pay off, and the 0.17% matter even more for large tax bracket

anyway these 2 methods are not the best way to pay tax when there is one that offer 3.7%

anyone knows Ipaymy could pay UOB home loan? seems UOB loan only accepts UOB account Giro payment. thanks

 

[hwmook]

anyone knows Ipaymy could pay UOB home loan? seems UOB loan only accepts UOB account Giro payment. thanks

anyone knows Ipaymy could pay UOB home loan? seems UOB loan only accepts UOB account Giro payment. thanks

Mortgage payment work by ipaymy transferring money to your bank account for giro payment.

 

[longfart]

For ipaymy insurance payments, is the MCC insurance or something else?

 

[Trazora]

For ipaymy insurance payments, is the MCC insurance or something else?

mcc 7399

 

[JuniorLion]

7399 is excluded for rewards for almost all cards. Only a few will give rewards. Manhattan I think.

 

[paurusu]

Huh ? 7399 normally works for a lot of cards. Which cards exclude 7399 or recently there are new change?

 

[sgbird]

Hi, is U0B 0NE card eligible for ipaymy payment rebate? I wanna DIY for card spending for 0NE saving account interest

 

[CrashWire]

Hi, is U0B 0NE card eligible for ipaymy payment rebate? I wanna DIY for card spending for 0NE saving account interest

Your O key got problem?

 

[JuniorLion]

Hi, is U0B 0NE card eligible for ipaymy payment rebate? I wanna DIY for card spending for 0NE saving account interest

It's not eligible.

 

[sgbird]

Your O key got problem?

LoL. No lah. Just dont want my post got searched by the bank and triggered any patch for the loophole if any

 

[sgbird]

It's not eligible.

Thanks. Then stay with BOC saving account loh