is my insurance coverage sufficient?

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Just turned 23, non smoker, male, student.

Insurance I have:

1) 200k Aviva term insurance - $25.60 / month premium excluding any rebates.
2) CPF DPS insurance - $46k coverage, $36 premium per year.
3) NTUC/Medshield Life Health and medical insurance - integrated plan with assist rider, under the preferred plan which allows use of private hospitals.
yearly premium around $390/year.
4) Manulife life insurance, $50k coverage, pay for 20 years @ $1050/year. Additional rider at $100/year.

Am I sufficiently covered?
 
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