Lastest S$ Deposit updates - Part 3

[Garlic & Butter]

there's also a SCB wealth$saver: 2.5% (capped at $1.5m with fresh funds of >$1m), seems been going on for quite some time

 

[coconut1]

I tot the coming Nov they dropping interest to ard 1.5% alr.... (?)
Where did u see this 1.8%

via email, 1.6% + 0.2% if top up >$10k monthly

 

[tiertime]

via email, 1.6% + 0.2% if top up >$10k monthly

I only received this email on 1st Oct :
Starting from 1 November 2025, the interest rate for your Premier Dividend+ Savings Account will be revised to up to 1.60% a year

 

[Cumzilla]

SCB eSaver: 1.95% with wealth holding
GXS 2.18% "3mth FD" $20k

For SCB eSaver, I have only 1 equity that is SUSPENDED from trading, do I qualify as having a wealth holding then?

 

[sglandscape]

For SCB eSaver, I have only 1 equity that is SUSPENDED from trading, do I qualify as having a wealth holding then?

Hyflux? Very good question, I suspect yes but do test it for us.

 

[Monstruo^]

UOB Stash Account

9 Oct: The day when the account hit $100,000.
31 Oct: $3.26 interest credit received
1 Nov: $111.24 bonus credit received

Total interest: $3.26 + $111.24 = $114.50

Today is 1 Nov. May I know if I need to transfer out $114.50 by end of today, so that my account still remains as $100K, ready to accumulate interest to get the full $170 for November?

Or is it on 31 Oct, I need to transfer out $3.26 interest credit, and on 1 Nov, I need to transfer out $111.24 bonus interest?

$100,000 X 2.04% = $2040 annual interest
$2040 / 12 months = $170 Interest per month

 

[JetStorm]

No Frills account interest rates for Nov 2025. Will add more if available.

BANKS	INTEREST	AMOUNT
UOB STASH	2.04%​	100K
SCB ESAVER (WITH FRESH FUNDS)	1.55%​	FIRST 2 MIL
MAYBANK ISAVVY (WITH FRESH FUNDS)	1.60%​	200K AND ABOVE
MAYBANK ISAVVY (WITH FRESH FUNDS)	1.40%​	10K TO 200K
GXS WITH SAVING POCKET	1.38%​	FIRST 100K
BOC SUPERSAVER	1.32%​	100K
SIF GO SAVER	1.30%​	FIRST 100K
MARIBANK	1.28%​	FIRST 100K
NON BANKS
CHOCOLATE FINANCE TOPUP PROGRAMME	2.20% - 2.50%	50K
SINGLIFE	1.50%​	10K
STASHAWAY SIMPLE	1.30%​	NO MIN. NO MAX
SYFE CASH + GUARANTEED	1.25%​	NO MIN. NO MAX

 

[JetStorm]

UOB Stash Account

9 Oct: The day when the account hit $100,000.
31 Oct: $3.26 interest credit received
1 Nov: $111.24 bonus credit received

Total interest: $3.26 + $111.24 = $114.50

Today is 1 Nov. May I know if I need to transfer out $114.50 by end of today, so that my account still remains as $100K, ready to accumulate interest to get the full $170 for November?

Or is it on 31 Oct, I need to transfer out $3.26 interest credit, and on 1 Nov, I need to transfer out $111.24 bonus interest?

$100,000 X 2.04% = $2040 annual interest
$2040 / 12 months = $170 Interest per month

Just leave balance as $100,001 as per UOB TMRW app balance recommendation.

Abit unsightly but less assumption required. Next month just leave it as $100,002 and so on.

 

[Monstruo^]

Just leave balance as $100,001 as per UOB TMRW app balance recommendation.

Abit unsightly but less assumption required. Next month just leave it as $100,002 and so on.

Erm may I know what’s the reason to leave the $1 behind?

Anything more than $100,000 means base interest will be 0.05%, and bonus interest will be 0%. Basically no bonus interest earned.

 

[JetStorm]

Erm may I know what’s the reason to leave the $1 behind?

Anything more than $100,000 means base interest will be 0.05%, and bonus interest will be 0%. Basically no bonus interest earned.

Unless you transferred out the interest paid on last day of the month, your MAB for that month will not be an exact 100k. Might be for eg $100.000.14 or something.

To get next month interest, you need to be same or more than previous month. If you flat 100k, you WILL NOT get the bonus interest since 100k < 100,000.14. Just putting an extra $1 saves you that hassle.

For your example, you only hit 100k on 09 Oct 2025, so your MAB for Oct be definetely be less than 100k. Should be ok to leave just 100k in there. But next month you will need to put in that extra $1 unless you transferred out the interest paid on 30 Nov 2025.

Does the above make sense?

 

[sibeiTrolled]

Maribank just annouced reduction in interest rates from 1.28 to 0.88 from 1st Dec 2025

https://banking-aka-storage.mariban...date_to_Mari_Savings_Account_(1_Nov_2025).pdf

 

[~sabaisabai~]

Maribank just annouced reduction in interest rates from 1.28 to 0.88 from 1st Dec 2025

https://banking-aka-storage.mariban...date_to_Mari_Savings_Account_(1_Nov_2025).pdf

Just received notification

 

[MastersIT]

No Frills account interest rates for Nov 2025. Will add more if available.

@JetStorm cheers to your post, consider add on
GXS Savings Pocket 1.38 1.18%
GXS Boost Pocket 1.38% (subject to tenure)

 

[JetStorm]

@JetStorm cheers to your post, consider add on
GXS Savings Pocket 1.38 1.18%
GXS Boost Pocket 1.38% (subject to tenure)

GXS 1.18% is too low. I excluded out all accounts that give less than 1.2% interest for month of Nov 2025. 1.38% have ah.

 

[lauh88]

My banker said funds will only be earmarked on 1 Nov. So you will receive a SMS after that. But the 88 days will count from the day your deposit was in. Interest credited only on 28 Feb 2026

Hi, was your fund earmarked yet? I have not receive any sms after application

 

[Shalom_555]

I read in sethisfy.com update that UOB one will drop from current 2.5% to 1.9% from 1 Dec 2025. 3rd time reduction this year..

 

[TheDarkKnight]

OCBC shd be announcing soon

 

[FlyGuardX]

The account has many uses cases, not just the 1%.

Can PM me? i am interested to know

 

[FlyGuardX]

Citi maxigain still going strong

 

[PhantomOpera]

Hi, was your fund earmarked yet? I have not receive any sms after application

Yes. I received the SMS already