Living in the UK

tanchoo1

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I always thot "cheers!" was an auzzie thing as i heard more of it there. Heh...

Is food better in italy, spain or france?

37.5working hours do sound nice. Even though it is officially 44hrs on paper in sg, but ibthink many work like 50-60hrs instead.

Food is generally great in all the Mediterranean countries. It really depends what your preference is. Each country has its strengths, and Michelin-starred restaurants. :)

The pace of life and lack of work/life balance is a problem in most major cities in the world, London included. SG is quite bad, though when we want to feel better, we always compare ourselves to worse-off countries like HK and Japan. We somehow never compare ourselves to Scandinavian countries or Switzerland (at least not anymore, because we just cannot measure up; Swiss standard of living no longer a "buzzword" here because it's not achievable).

So 37.5 working hours is generally for places outside London; UK is divided into London and the Rest of UK.

The other main difference is of course, as a UK resident, you can either choose to earn big bucks, have less work-life balance, and work in London. Or when you get sick of that, you just move into the countryside, or a smaller town.

Can't do that in SG, can you?
 

tanchoo1

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Do u think it would be possible to state some possible livable places in UK? Probably 30mins drive from london city. What are the prices like? Landed or apartments?

I guess if one truely wanna move over, accomodation will be necessary too.

I'd generally avoid places with high numbers of immigrants. Luton comes to mind; supposedly the "mosque-capital" of the UK, and breeding ground for some terrorists? I don't know.

If you need to stay near London, there are many places; but I wouldn't know because I've only stayed in one place (Swindon), which is about an hour train ride to London, or two hours by coach.

I've heard Devon and Cornwall are very nice places to stay; the Midlands and the Yorkshire moors are great for country lovers too; what people often do is they pick a town and stay in one of the nearby villages; that way they get the conveniences plus the peace and quiet too.

For prices of properties (sale and rent), check out:

http://www.rightmove.co.uk/

Note that prices in London are on a per-week basis, whereas outside of London, it's on a pcm (per calendar month) basis.

Check out Swindon, for example; there are some really nice houses there; cheap too! Your four-room HDB (which has three bedrooms) can buy a three-bedroom detached (bungalow) in a nice neighbourhood in Swindon with a small garden.

Renting a three-bedroom house will cost between GBP 700 - 900 pcm.

Right now we're paying just GBP 600 exactly for a cosy two-room semi-D. Quiet location with nice friendly neighbours in a safe neighbourhood. Size is in between the old-style 3 and 4-room HDB flats. But it's of course a semi-D, no noisy neighbours, nice small garden behind, driveway for two cars (free parking of course), small front yard, cul-de-sac. Very nice for the price.

If one is really choosing a place to stay, it's important to find out the "good" neighbourhoods; just as one generally prefers not to stay in Little India or Geylang.
 
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gambireu

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Hi tanchoo, i'd be heading to the UK to study for my Masters. My school is in London itself. Can i ask where is a good place to stay? What are your thoughts about Islington, Russell Square and Angel? Is it safe in the UK? What is the crime scene like?
 

tanchoo1

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Hi tanchoo, i'd be heading to the UK to study for my Masters. My school is in London itself. Can i ask where is a good place to stay? What are your thoughts about Islington, Russell Square and Angel? Is it safe in the UK? What is the crime scene like?

I'm afraid you've got the wrong person; I live in Swindon, and only visit London on day trips. The places we walk through are typically near Victoria Coach Park; we particularly like Eaton Square which not only feels very safe, but is evidently among the most expensive streets in London to stay. Our dream home... :)

But I'm sure there are safe places to stay; just gotta find a friend who lives there to tell you; better still, a local Londoner.

Crime scene? No worse than any major large city; just avoid the dangerous places (e.g. would you want to be in certain Lorongs of Geylang after midnight? Nope, I didn't think so) and you'll be fine.

We've always felt safer in London than in say, Paris, where pickpockets are prevalent. There seems to be less of a pickpocket problem in London.

Take simple precautions, no need to be paranoid, just need to be aware and streetwise.

I've consistently said this, that in Swindon, we feel SAFER than in SG; due to the lower population density, middle-class neighbourhood, and lack of immigrants.

So yes SG is safe and we should be glad for it; but to think that no where else in the world is as safe is to be quite ignorant and brainwashed.
 

tanchoo1

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Beer

As you'd expect, beer is dirt cheap in the UK.

Our "house beer" is Kronenburg. Kronen-what? Forget it.

Just trust me that it's way better than Tiger crap. It's French. Enuf said.

http://img806.imageshack.us/img806/340/beer1.gif

At GBP 14.25 for 24 bottles x 275ml, that's 14.25 * 2.1 / 24 = SGD 1.25 per 275ml bottle.

That's like the price of a soft drink in an SG food court.

Also note that these are bottled beers, which are better than the canned versions.

Peroni (Italian beer) is pretty good too. So is Stella Artois (our 2nd favourite) and Leffe (a tad too sweet for us, but still pretty good). Becks (German style) is good as well.

Stella Artois is even cheaper:

At GBP 13 for 24 bottles x 284ml, that's 13.00 * 2.1 / 24 = SGD 1.14 per 284ml bottle.

http://img28.imageshack.us/img28/8932/beer4.gif

Want something more familiar?

How about Hoegaarden? "Premium" Belgium beer, at least in SG?

First, the all familiar rip-off price, thanks to the Gahment's alcohol tax to protect all you weak Singaporeans from the evils of alcohol, since all of you have no self control:

http://img40.imageshack.us/img40/511/beer3d.gif

The typical "promotional" price in SG at SGD 15.95 for 4 bottles x 330ml. What a rip-off.

At Asda:

http://img340.imageshack.us/img340/1737/beer2x.gif

GBP 3.80 for the same four-pack. GBP 3.80 * 2.1 = SGD 7.98 for the same 4 bottles x 330ml. Half price compared to SG.

Needless to say, we've tried all of these beers and more. Why not, since it's so affordable here. :)
 

tekster

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I'd generally avoid places with high numbers of immigrants. Luton comes to mind; supposedly the "mosque-capital" of the UK, and breeding ground for some terrorists? I don't know.

If you need to stay near London, there are many places; but I wouldn't know because I've only stayed in one place (Swindon), which is about an hour train ride to London, or two hours by coach.

I've heard Devon and Cornwall are very nice places to stay; the Midlands and the Yorkshire moors are great for country lovers too; what people often do is they pick a town and stay in one of the nearby villages; that way they get the conveniences plus the peace and quiet too.

For prices of properties (sale and rent), check out:

http://www.rightmove.co.uk/

Note that prices in London are on a per-week basis, whereas outside of London, it's on a pcm (per calendar month) basis.

Check out Swindon, for example; there are some really nice houses there; cheap too! Your four-room HDB (which has three bedrooms) can buy a three-bedroom detached (bungalow) in a nice neighbourhood in Swindon with a small garden.

Renting a three-bedroom house will cost between GBP 700 - 900 pcm.

Right now we're paying just GBP 600 exactly for a cosy two-room semi-D. Quiet location with nice friendly neighbours in a safe neighbourhood. Size is in between the old-style 3 and 4-room HDB flats. But it's of course a semi-D, no noisy neighbours, nice small garden behind, driveway for two cars (free parking of course), small front yard, cul-de-sac. Very nice for the price.

If one is really choosing a place to stay, it's important to find out the "good" neighbourhoods; just as one generally prefers not to stay in Little India or Geylang.

May i ask if u bought yr own property over there? Is there any restriction for foreign ownership?
 

tekster

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Take simple precautions, no need to be paranoid, just need to be aware and streetwise.

I've consistently said this, that in Swindon, we feel SAFER than in SG; due to the lower population density, middle-class neighbourhood, and lack of immigrants.

So yes SG is safe and we should be glad for it; but to think that no where else in the world is as safe is to be quite ignorant and brainwashed.

I like this. I find this is the general attitude of singaporeans.
 

tanchoo1

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May i ask if u bought yr own property over there? Is there any restriction for foreign ownership?

No we didn't buy any property as we are here for only a year.

As far as I know, there isn't any restriction on foreign ownership. There is a LOT more land here than in SG, so no worries about foreigners buying up all the land here. Unlike in SG where we need to protect our tiny country from land-grabbing FT.

Many people have done it; sold off their HDB flat and bought property overseas. Of course they only do it when they decide to migrate. UK is now only becoming a more viable option due to the weak pound. Lots of people went to Australia as it's cheaper than UK.

NZ, Canada, and USA are other popular destinations.

Australia and Canada are popular because their economies are still growing and it's quite easy to find jobs if you are in a "demand" occupation.

Anyway, as long as you are Foreign Talent to these countries, they will take you in.

Migrating is a big decision; many just go on short term stints of maybe two to five years before making the big decision. In the meantime, they just rent.
 
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tanchoo1

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Spring Flowers Part 1

The crocuses are the earliest spring flowers. They came in whites, yellows, and blues, and they went. They lasted only a few days.

Then came the daffodils. They popped up everywhere. And they've lasted for almost two weeks. Very cheerful, lining up the sides of the roads and walkways, where we walk every day:

http://img685.imageshack.us/img685/3806/spring4.jpg
http://img844.imageshack.us/img844/2217/spring1c.jpg

They also come in a cream white variety, and a yellow-orange variety. All very pretty, of course.

Together with the daffodils, the sweet cherry trees started coming to life. Cherry blossoms are not only found in Japan, apparently.

They line the entire street we live on, most of them are pink, but there is a solitary white flower cherry tree as well.

They really cheer us up each time we drive home. And they have a very nice faint sweet scent as well. The flowers are very pretty and delicate. :)

http://img140.imageshack.us/img140/4193/spring2.jpg
http://img861.imageshack.us/img861/3032/spring3.jpg

I hope you'll enjoy the pictures as much as we enjoy Spring each day. :)
 

tanchoo1

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Walls Magnum Classic Ice Cream

Just a little treat I picked up at Asda today.

Normal price at Cold Storage SG, SGD 11.45 for 3 x 120ml ice cream:

http://img823.imageshack.us/img823/9042/magnum1.gif

I believe on promotion in Cold Storage, you can get it for about SGD 9+.

Saw it on promotion at Asda today, reduced from GBP 2.10 to GBP 1.00 for the same 3 x 120ml ice cream:

http://img718.imageshack.us/img718/6078/magnum2.gif

Even the normal price of GBP 2.10 is less than half the price in SG. The promotional price is ... wow!!!

And the expiry date is 09/2012, so nope, it's not expiring any time soon...

Yum yum... this is the real meaning of good and cheap.

No surprise that I got 2 packs? :)
 
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lilprince

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My third week in london. 2.25 months to go. beautiful city but i just need to know how to make friends. any lonely Singaporean in London, you can pm me and we can go out.. cos I am like drinking alone every night after work. :(

I stay in the city near Tower Hill btw...
 

tanchoo1

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NHS

The NHS (National Health Service) gets quite a bit of flak, but in reality it serves the majority of the population well.

Let me share some experiences, all as a foreigner in the UK. I'm neither a PR nor a citizen, which is worth noting.

Seeing a doctor or a nurse is free for me. But I do have to pay for medicine, which admittedly may not be cheap. Something like GBP 7.20 for antibiotics. Still, at least the consultation fees are all covered.

If you're below 16 or over 60, then not only is seeing a doctor or a nurse free, but all medicine is free too. Even if you're a foreigner, or a tourist!

Getting an appointment can take a few days for non-urgent cases; but if you have something more urgent, simply mention that to the admin staff at your local GP, and he/she could slot you in as quickly as 1 - 2 hours.

Moving on to hospitalization and emergencies, from what I understand, it's completely free in most cases, especially emergencies. That lifts a huge burden off anyone; even if you fall very sick, you won't have to worry about huge medical bills. But I haven't had this experience yet (thankfully), so can't really say much here.

So the free NHS is part of where your income tax and VAT goes to. Not someone's high salaries. Now you know why the UK is such a popular place to retire, even for foreigners. For older people, free healthcare is very important.

So anytime someone says "but the taxes in the UK are so high", point out that even though it is high, it gives you peace of mind healthwise. And it goes to those who really need it.

Not to mention this really contributes to the surprisingly low cost of living in the UK; it's lower than many people think. That's why even though salaries here may not be all that great, this lower cost of living basically means that people live quite comfortably on such salaries, and still have money left over to indulge themselves.

I estimate that if one is able to get a job with the equivalent salary (in GBP) here, life's a breeze. E.g. with a SGD 60,000 / year job, or a GBP 30,000 / year job here, even before tax, life is easy. You'll be able to afford a small house, a brand new small car, or an older medium - large car, and holidays to Europe taking budget flights.

More information about the NHS at:

http://www.avert.org/freenhs.htm
 

tanchoo1

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Vauxhall Vectra

Talking about cars, we were thinking of changing our old car. And were we fortunate or what. We were hit in the rear by someone, and even though the damage to our car was minimal, it was deemed a write-off. So we got a very good value for our old car; far better and less hassle than if we had to sell it off to someone.

So we went car hunting. And in the end, we settled on a 9-year old 2002 Vauxhall Vectra, a popular British brand, second in the UK only to Ford in popularity. It's a solid 1.8L car and drives as good as new. Well maintained on the inside and outside. Plus it's a wonderful silver colour, which is not only a colour we like, but a colour that is easy to re-sell. And, it only has 58,000 miles of mileage, which is very low for a 9-year old car.

Very smooth at high speeds and feels very solid and sturdy. Not too fuel inefficient either. Since this is the only chance we have of owning a large car, we thought, why not.

And the price?

Go kill yourself. GBP 2,350.

No catches. Comes with full service history, which makes it even easier to sell off.

It's really nice when you can buy a car with just a few visits to the ATM.

And not have to take a loan of a single penny. :)

Can you buy such a car for under SGD 5,000 in Singapore?

Actually, can you buy ANY car for under SGD 5,000 in Singapore?

Oh, did I mention that there's no COE, no ERP (we don't stay in London), and parking is free in most places?

Road Tax for six months for this car is just GBP 115.50. Remember it's a 1.8L Petrol car.

This is one of the major factors contributing to the lower cost of living in the UK.
 
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redtrooper

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Ok tanchoo I'm sold on this idea of living in the UK.

So any job lobang for me?

Experienced lab analyst here..

Hahaa..
 

tekster

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gee... wonder how to migrate there when i'm past 60. you think got chance?
 

tanchoo1

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Ok tanchoo I'm sold on this idea of living in the UK.

So any job lobang for me?

Experienced lab analyst here..

Hahaa..

I think one should experience working in a foreign country like the UK, Europe, Australia, NZ, USA, Canada, etc. at least for a few years of one's life. Surely you don't want to work in tiny SG all your life, right? It would be a waste never to experience working overseas.

Studying in a foreign country is not quite the same, because one does not have any salary, so it's difficult to enjoy life as it's meant to be. Only when you're earning salary like the locals would one be able to enjoy the "normal middle class life".

And here, the normal middle class life for us is a small but cosy two bedroom house (a semi-d actually!) in a nice safe neighbourhood with our own private driveway for two cars, very small front garden, and larger back garden.

Add to that a 9-year old 1.8L Vauxhall Vectra; with a budget of GBP 5k - 10k, you're looking at much newer cars of virtually any size you want, or a brand new small car.

Now having painted such a rosy picture, here is the reality.

At least in the UK, due to the recession, jobs are not easy to come by. If you don't mind working in London, then your chance of getting a job there is higher. But in the smaller towns and cities, it may not be so easy.

Furthermore, employers here are unsure of your commitment; what if you don't like it in the UK? You'll leave quite quickly.

So unless you have some very specific skill that is highly prized, you're going to find it tough to even land an interview.

All is not lost, and if you give up before you start, you'll never get there. You have to be brutal in getting what you want; where there is a will, there will be a way.

Another popular way is to do a Masters here, or even some skills course. Then look for a job in a meantime. Also, having a Masters from a local (UK) university increases your chances of getting a job. Even though a Masters from say, NUS or NTU may be a lot more rigorous, the truth is that NUS / NTU is quite unknown here, and ironically you are better off getting a Masters from a non-top-tier University here which is honestly quite slack and relaxed compared to frantic NUS / NTU post-grad degrees.

Another interesting option is to come as a couple; my wife is actually doing a full-time Masters in a local uni here, and the interesting thing is that her spouse (me) has no restrictions on work at all. That means I effectively get a work visa, which gives me the right to work here, which also greatly increases your chance of getting work. Plus the fact you are here means attending face-to-face interviews is a lot easier. Having a UK address would also help you in getting employment, obviously, also because you would be exposed to UK culture and would be seen has having less trouble fitting in.

I don't know how much of what you said is real and how much is tongue-in-cheek; Singaporeans are very shy about admitting they want to work overseas. It doesn't matter, I'm going to assume you're serious. Anyway, a good website to look for UK jobs for professionals is:

http://www.reed.co.uk/

Do also consider going directly to companies' websites, and also do "cold calling" by just sending your resumes directly to companies even if they don't have any jobs advertised. I heard that about 60% of jobs are never advertised.

Also be open to working part-time or on a temporary contract first; show that you're good, and you may get that permanent position.

Be aware that tax for the first GBP 35,000 in a year is 20%, so factor that in when working out your expenses. Remember that healthcare is provided for (GP consultations, hospitalization, emergencies); all except for medicine. Dental is subsidized, and you may be able to negotiate free dental (and free medicine) with your company.

Standard annual leave packages are 20 - 25 days a year, and working hours approximately 37.5 hours a week. The lesser working hours is quite a major factor too, and it makes the 20% income tax less daunting since you are working less hours anyway.
 

tanchoo1

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gee... wonder how to migrate there when i'm past 60. you think got chance?

Just for free healthcare?

What if you don't like it here? You want to spend your retirement years somewhere you'd like to retire.
 

drumma

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thanks for sharing!! very informative thread and the one you've just created is well-organised! i'm a student studying in Finland and i'm planning to do an exchange in Coventry. Was wondering if you have any comments about this city. I did some research and some said that it's safe, while others said that it's a ghetto town with murders happening! Do you have some links for rented accomodations? Thanks in advance! :D
 

tanchoo1

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thanks for sharing!! very informative thread and the one you've just created is well-organised! i'm a student studying in Finland and i'm planning to do an exchange in Coventry. Was wondering if you have any comments about this city. I did some research and some said that it's safe, while others said that it's a ghetto town with murders happening! Do you have some links for rented accomodations? Thanks in advance! :D

Hi there,

Thank you for your kind words.

In general, the UK is a safe country; of course in every city and town, there is what one would say diplomatically, areas where "anti-social behavior" is a concern. Even in SG, that is the case; think Geylang and Chinatown, where murders, though not common, are not unheard of.

The same thing would happen in London, Edinburgh, Liverpool, Coventry, etc. There will be places where you'd have the occasional strange going ons. The vast majority of these murders are not random attacks on strangers; rather it's usually gang-related or people who are known to each other.

Simply do your research, stay in the safe areas, and take the normal precautions like avoiding walking alone at night in dark areas, avoid taking shortcuts through narrow side streets, etc.

Remember what you read on the Internet is often an exaggeration of the real thing; I keep telling people that I feel safer in Swindon than I do in SG. I think the reason there is a wide disparity of opinions about Coventry is simply because some fools decided to stay in the "problematic" areas of Coventry and then choose to complain.

I'd say just choose to stay in the safe areas and then enjoy your stay there. :)

Stay streetwise and streetsmart!
 
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