Loan Shark Harassment and how to stop it - Part 2

  • Need someone to talk to?
    Feeling down, anxious and need help? Mental Health Helpline: 6389-2222 (24 hours) More info

Sharkfin

Junior Member
Joined
May 10, 2022
Messages
3
Reaction score
0
i am currently fresh into this. installing cctv tmr morning because i had received a whatsapp with a picture of my house with a threat as the message.

i stupidly got myself mixed up with them, the deal did not go through in the end but it was too late they have some of my information. even though i did not owe them a single cent my IO told me they are trying their hardest now to break me to fall deeper into their trap

this cause me severe panic attacks and anxiety. thank god for mental health helplines for me to cope with this madness
 

Sharkfin

Junior Member
Joined
May 10, 2022
Messages
3
Reaction score
0
From my experience the loanshark is afraid to come himself. Usually engage foreign worker that have no idea at all. They just do simple task like passing the phone for you too answer to earn some income. Is best also to inform lalamove, grabfood, deliveroo, foodpanda etc. Inform all of them .
 

SIM37_

Master Member
Joined
Jun 26, 2005
Messages
3,267
Reaction score
366
From my experience the loanshark is afraid to come himself. Usually engage foreign worker that have no idea at all. They just do simple task like passing the phone for you too answer to earn some income. Is best also to inform lalamove, grabfood, deliveroo, foodpanda etc. Inform all of them .

They do not pay these unfortunate people.
 

hiitsme999

Junior Member
Joined
Apr 5, 2025
Messages
39
Reaction score
6
Anyone every scold the LS? Im at the point that i legit just want to fck them up. This daily loan fella legit full blown scamming me man, and trying every dumb excuse to not let me settle.

Say that he has to charge me extra cos i have loan outside and i must keep paying defer. Im so done with them, gonna change phone tomm, fix up a mini CCTV, warn my sisters and then close account.

im so done w these assholes
 

SIM37_

Master Member
Joined
Jun 26, 2005
Messages
3,267
Reaction score
366
Anyone every scold the LS? Im at the point that i legit just want to fck them up. This daily loan fella legit full blown scamming me man, and trying every dumb excuse to not let me settle.

Say that he has to charge me extra cos i have loan outside and i must keep paying defer. Im so done with them, gonna change phone tomm, fix up a mini CCTV, warn my sisters and then close account.

im so done w these assholes

Why are you still talking to them?
 

hiitsme999

Junior Member
Joined
Apr 5, 2025
Messages
39
Reaction score
6
Haha mine is daily so basically tomm.

What's the first step? I'm trying to get my NOK to all change phones. Doing up Cctv now and then closing all accounts.
 

HoldOnLilGirl

Junior Member
Joined
Mar 22, 2025
Messages
17
Reaction score
0
Nearly 3 weeks since I last blocked them. 2 incidents. Been quiet past 1.5 weeks at least. Hope t continues to be this peaceful.
Just switch your mind off from the fear yet be wary of who walks by your corridor during their "operation hours". Tho one of my incidents occurred at midnight.
It really feels good when your money is going to the right "bills".
 

hiitsme999

Junior Member
Joined
Apr 5, 2025
Messages
39
Reaction score
6
How do they harass your NOKs? Good thing is that they don't have my workplace cos I do trading freelance. No NOK address also. Already locked all of my socials. The thing the other LS so far all follow protocol. Just cos of this one person. I feel like telling the other LS how this fella is the main reason. Also telling the asshole LS that I'm gonna tell all LS he's the reason why I will be ghosting haha
 

HoldOnLilGirl

Junior Member
Joined
Mar 22, 2025
Messages
17
Reaction score
0
Honestly I dont know cos I gave bogus contacts as my NOK. Unless these scammers keep a central registry and call the NOK of my very first "loan". This was maybe 5/6 years ago.
I can resonate with your need to tell the other scammers who have been nicer to you. I shared this reason to one of them when I requested for a bigger blanket monthly payment loan. This was due to one who was unreasonable, reducing my loan time from 21 days to 7 days cos he caught win that I was taking weekly loans elsewhere. The "nicer" guy just replied he will check with his boss and never bothered to follow up on it. End of the day, they are still scamming vulnerable individuals, just whether they want to be mean or not.
As such, they will still harass you to pay up. It's kind of their livelihood too. They don't really care for your reasons. Just stick to your guns and avoid and block them.
You will feel better. The recollections on this thread about them feeling better are really true.
 

RichardXyn

Banned
Joined
Jan 16, 2023
Messages
667
Reaction score
324
Those that borrow should expect to be harassed if they do not repay in time. This is something that should be in their reasonable contemplation. Yet most proceeded to borrow. This is because of this "Live for today" mentality.
 

hiitsme999

Junior Member
Joined
Apr 5, 2025
Messages
39
Reaction score
6
Yeah but what if you're taken advantage off. Ppl take the loan wanna pay but they give excuses on how you need to pay against the agreement. Some ppl here never even take money they force loan. Get off your high horse la
 

hiitsme999

Junior Member
Joined
Apr 5, 2025
Messages
39
Reaction score
6
also guys, how do you block and delete contacts on whatsapp?

I have another sim card already but still need to use my current line for business. those who kept your lines for a bit how do you manage?

already installed scamshield
 

hiitsme999

Junior Member
Joined
Apr 5, 2025
Messages
39
Reaction score
6
not sure if its meant to be but my money is currently stuck in crypto exchange and i cant withdraw so tomm legit cannot pay anyone hahaha die la
 

Babablacksheeps

Junior Member
Joined
Dec 19, 2024
Messages
81
Reaction score
13
also guys, how do you block and delete contacts on whatsapp?

I have another sim card already but still need to use my current line for business. those who kept your lines for a bit how do you manage?

already installed scamshield

you just change number la. No point keeping them, you use the new number to update your clients instead

they’ve tons and tons of number ones
 

hiitsme999

Junior Member
Joined
Apr 5, 2025
Messages
39
Reaction score
6
Today will be my first day of ghosting. Have prepared everything I need. Still haven't told NOK as yet but am prepared too when **** hits the fan. Wish me luck.
 

SIM37_

Master Member
Joined
Jun 26, 2005
Messages
3,267
Reaction score
366
Today will be my first day of ghosting. Have prepared everything I need. Still haven't told NOK as yet but am prepared too when **** hits the fan. Wish me luck.

Keep Ghosting. Tell your family u kena loan scam. Its more important to answer to your family members than paying the scumbags.
 
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ. Forum members and moderators are responsible for their own posts.

Please refer to our Community Guidelines and Standards, Terms of Service and Member T&Cs for more information.
Top