Manulife Early CI Plan

winner7

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I had seen some threads created regarding Manulife Early CI plan and i am hoping to share some insights.

This unique plan is created to cater to the needs of heavy cost of early detection of Critical illness. The comparison table is as below.

http://i1363.photobucket.com/albums/r706/adamazahar/IMG_1005_zpsa52a5a32.jpg

It might not be the cheapest but what is cheap and fast might not be good.

Care to share other plans? Its good to share what is in the market for Early CI. Consumer benefits afterall.
 

winner7

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You can actually zoom in.

Oh well. We can always meet up and i show it from hard copy.
 

bigmice

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The table without GE plan
GE benefit
1. cover up to 85 years old
2. Maximum sum assure S$1,000,000
3. additional coverage for 7 special benefits up to S$185000
4. no waiting period between claim
5. survival period only 7days---shortest in the market
6.waver future premium apon 1st claim

claim rate 25% /100%/100%
premium
man 30 cover to 75 720/year
man 40 cover to 75 1210/year
woman 30 cover to 75 750/year
woman 40 cover to 75 1150/year
 

knightdreamer

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The table without GE plan
GE benefit
1. cover up to 85 years old
2. Maximum sum assure S$1,000,000
3. additional coverage for 7 special benefits up to S$185000
4. no waiting period between claim
5. survival period only 7days---shortest in the market
6.waver future premium apon 1st claim

claim rate 25% /100%/100%
premium
man 30 cover to 75 720/year
man 40 cover to 75 1210/year
woman 30 cover to 75 750/year
woman 40 cover to 75 1150/year

Great:) about to ask y no GE. Btw why the guys got to pay more higher? Consider they die earlier:s13:
 

winner7

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The table without GE plan
GE benefit
1. cover up to 85 years old
2. Maximum sum assure S$1,000,000
3. additional coverage for 7 special benefits up to S$185000
4. no waiting period between claim
5. survival period only 7days---shortest in the market
6.waver future premium apon 1st claim

claim rate 25% /100%/100%
premium
man 30 cover to 75 720/year
man 40 cover to 75 1210/year
woman 30 cover to 75 750/year
woman 40 cover to 75 1150/year

The 1mil maximum cap is interesting. Any other key features?
 

winner7

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Manulife early CI plan discount ending on 29 November.

$80 for new client
$120 for existing client

Terms and condiotion applies.
 

MaoZeDuo

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The table without GE plan
GE benefit
1. cover up to 85 years old
2. Maximum sum assure S$1,000,000
3. additional coverage for 7 special benefits up to S$185000
4. no waiting period between claim
5. survival period only 7days---shortest in the market
6.waver future premium apon 1st claim

claim rate 25% /100%/100%
premium
man 30 cover to 75 720/year
man 40 cover to 75 1210/year
woman 30 cover to 75 750/year
woman 40 cover to 75 1150/year

Wa hijack manulife thread. Very competitive!

2. 1mil is 100% early CI payout?
4. Good feature
5. Good feature
6. Good feature
 

winner7

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Its Good that consumer is given the chance to compare. It makes the market competitive.
To me,its best not to zoom in and really compare and strike out each other benefits to see who has better benefits.

Its best that what the consumer gets, suit his needs given his budget and portfolio.

Things you need to know.
Do you know that Manulife Early Critical Care Plan :-

-Definition is more Liberal?

-Cancer Coverage is not on specified sites?

-The payout structure is simpler (There is no artificial staging)?

-Acts as a term plan as it also gives out Death and Total permanent disability 100% in which most companies capped their death and total permanent disability coverage.



*Pm me for its brochures and document support

P.S:Its not hijacking. He just really love to share.
 
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