ManuLife Term Plan (Revised)

[MaoZeDuo]

Hello guys, below are the quotes for manulife term plan with revised premium. Lets see if we can claim a new competitive place in the term plan market

Sum Assured: $1,000,000

10 Years Renewable

Male 30 Non Smoker
$526 annual

Male 30 Smoker
$656 annual

40 Years Level

Male 30 Non Smoker
$1564 annual

Male 30 Smoker
$1609 annual

Some additional info:

Premium based on age last birthday.
Preferred rates for sum assured of $1,000,000.
Terminal Illness coverage till age 85 (revised).
Maximum policy term for Level Term is 40 years.

Spoiler

Terms and conditions apply*

 

[blurpandasg2014]

Do u have term till 70 w/ accelerated ci 100k. If u do, pls pm me for male anb26

 

[FP_IFA]

Hello guys, below are the quotes for manulife term plan with revised premium. Lets see if we can claim a new competitive place in the term plan market

Sum Assured: $1,000,000

10 Years Renewable

Male 30 Non Smoker
$526 annual

Male 30 Smoker
$656 annual

40 Years Level

Male 30 Non Smoker
$1564 annual

Male 30 Smoker
$1609 annual

Smoker can look at manulife plans.

 

[NiteX2]

Yup, this repricing is good for smokers. Used to be paying much more than this for smokers

 

[MaoZeDuo]

Do u have term till 70 w/ accelerated ci 100k. If u do, pls pm me for male anb26

This info is also for the rest

The maximum years our level term provides is 40 years.
Our plan takes ur age last birthday.

Spoiler

hence 25 + 40 = only till age 65

Minimum premium is $300 annual excluding riders.

Spoiler

hence minimum >100k for ur age

will send u a pm in a shortwhile nevertheless.

 

[FP_IFA]

I do think the 40 years term for non-smoker still lag behind a few other insurers on pricing.

 

[MaoZeDuo]

I do think the 40 years term for non-smoker still lag behind a few other insurers on pricing.

damn...

 

[FP_IFA]

damn...

It doesn't matter. No single insurer can focus on every single plan at every single age group. The difference is not much too so don't lose confidence in your own product. Also Manuterm has some unique riders that is not available to other term plan, like that income disability rider (can't remember the name).