Mari Credit Card

[Jirachi]

I didnt receive any sms to redeem cbs. Means what?

After you sign up? Just go CBS and retrieve it right away. Don’t need to wait for any SMS or whatever. CBS gets updated almost instantly.

 

[Jirachi]

That's an easy one. How much cashback % does SC Smart give for bus/mrt vs how much would this give? Come on, you can make the comparison yourself.

If you really need to min-max, obviously SC Smart gives more for public transport.

 

[Jirachi]

I am Singapore Citizen..still working and I have 800-900ksgd of cash across my bank accounts. I read the CBS report say I made too many credit enquiries. Probably due to me cancelling a few scb cards as no fee waiver and also tried to unsuccessfully increase my credit limits a few times. I guess cash in bank doesn't count in credit assessment.

Yes. Could be the CBS report said you had too many credit enquiries.

 

[Jirachi]

Just share 7.7 sales I use on non-Shopee MariBank app will send notification saying qualified for 1.7% cashback and amount. Once txn posted cashback credited. If this is how they work very good.

First I know if my txn is excluded or not I know immediately not wait for bill statement and guess which txn is excluded if I have many others together.

Second I wait to see really once txn posted cashback immediately give.

If both really how they work MariBank has just raised the bar for other banks to follow. Of cuz some proud banks will not follow I understand then I take my monies let MariBank earn lor.

Now if they follow DCS give 2% cashback will be the icing on the cake.

I’m going to douse myself in more NYSE:SE shares.

 

[Jirachi]

Total 3.77% (1%+2.77%)
https://www.maribank.sg/fees-rates/mari-credit-card

All foreign currency transactions (including overseas and online transactions) charged to the Card will be subject to: (i) a prevailing charge of 1% of the converted Singapore Dollar amount representing the charge imposed by MasterCard on the transaction; and (ii) a prevailing fee of 2.77% of the converted Singapore Dollars amount.

Go and pair this with Amaze card. Better FCY rates.

 

[sohguanh]

should be same bill, as seen my Maribank app

Will see the 1st statement

I see the same which is why I say will only confirm if it is indeed the case as monies not yet see deducted so waiting they honour their promise.

 

[Valdyr]

Quick question, when applying for this MariBank Credit Card, is there a way to determine your statement cycle? I prefer my cycle to end on last day of month so easier to track. For e.g Trust Bank can set your payment deadline so you can roughly estimate when is your statement cycle, or like normal banks can call and change.

 

[sibeiTrolled]

Will have prefer mari debit card, so as not to forgot payment due penalty

They have an auto repayment function that is linked to your Mari Savings account that pays the card on the 5th of every month.

when applying for this MariBank Credit Card, is there a way to determine your statement cycle?

Judging from my own and others screenshot, seems to be fixed? Unless it's a first month thing

First statement will be available on 21st Jul
And in the settings, auto repayment from Mari Savings Account to the card is fixed on the 5th of each month if you activate it

 

[sohguanh]

They have an auto repayment function that is linked to your Mari Savings account that pays the card on the 5th of every month.


Judging from my own and others screenshot, seems to be fixed? Unless it's a first month thing

First statement will be available on 21st Jul
And in the settings, auto repayment from Mari Savings Account to the card is fixed on the 5th of each month if you activate it

Don't activate first. Wait for promo to persuade you to activate. A gamble actually if they will have promo.

 

[Valdyr]

They have an auto repayment function that is linked to your Mari Savings account that pays the card on the 5th of every month.


Judging from my own and others screenshot, seems to be fixed? Unless it's a first month thing

First statement will be available on 21st Jul
And in the settings, auto repayment from Mari Savings Account to the card is fixed on the 5th of each month if you activate it

Thanks! Was hoping that the statement cut of date to be last day of the month, then date of statement will be first day of the month kind so easier to manage.

 

[sibeiTrolled]

so easier to manage

Ya, i can understand this point since ICBC also doing it this way without having to write in.
First day of month - BILL!

Maybe you can write in to ask? But probably they want to keep it as simple as possible since they are new to this as well.

 

[xsoldix]

i was also thinking to change my statement date to first or last day of the month.

but seems like no option. it just says 21st of every month.

Let me know if u did contact cso and successful.

Thanks! Was hoping that the statement cut of date to be last day of the month, then date of statement will be first day of the month kind so easier to manage.

 

[iadpotato]

I still waiting for confirmation is the cashback this month spend this month bill offset like DCS Mastercard. Spree UOB Absolute is next bill then offset delayed action I don't like.

Spree for me is same bill offset.

 

[xsoldix]

Just received the physical card.
Quite cool, numberless Mastercard.

Downside is the FCC fees, likely be kept in my long term storage.

 

[crystalnox]

I don’t see the FCY fees an issue at all, Maribank isn’t pushing for it to be used overseas. You’re meant to use it with Shopee and more Shopee.

 

[sohguanh]

Spree for me is same bill offset.

What is the date of your bill? Also Spree no more accept application need to have backup in advance in case close card forever. DCS Mastercard best as still accept.

 

[iadpotato]

What is the date of your bill? Also Spree no more accept application need to have backup in advance in case close card forever. DCS Mastercard best as still accept.

10th of the month. Rebates for previous month posted on 11th, bill due on 2nd of the next month. So no drag to next bill.

 

[ElementTabs]

Need to submit income documents during signup?

 

[sibeiTrolled]

Need to submit income documents during signup?

I used singpass so it read the CPF contribution automatically without having to manually submit anything

Are you self-employed or not working or just started working? If so, maybe try first then see what they require

 

[sango65]

So just receive the credit card statement, apparently the cashback is offset against the statement due, although not shown in statement, but in outstanding due to pay