MARI invest

[sibeiTrolled]

Yes. Soon, it will be sub 2% if they continue to give low returns.

The breakdown for this fund is essentially just MAS Bills.
With MAS Bills also now dropping, rates will confirm drop.

The general downtrend in interest is no excuse for their lacklustre performance

https://www.lionglobalinvestors.com/en/fund.html?officialNav=OFBF
https://lgi.dzhintl.com/doc/uploads/documents/index.php?type=FS&fid=OFBF&lang=EN

And the fund is using 3 months bill as benchmark.
To them, they are already matching or beating the benchmark so they probably won't do more

You can probably try to find this fund manager contact and feedback to him

Chu Toh Chieh, CFA
Head, Fixed Income & Multi-Asset Solutions
30 Years of Experience

 

[sp0inK]

anyone using mari invest income for long enough able to comment if its worth switching over from saveplus?

 

[peppermint7]

anyone using mari invest income for long enough able to comment if its worth switching over from saveplus?

Just use this calculator and search PIMCO Income Fund Admin Cl Inc SGD-H
And calculate base on the date however you want to get the gist of it.

https://secure.fundsupermart.com/fsmone/tools/calculator/fund-calculator/return-and-growth

 

[alanchia67]

anyone using mari invest income for long enough able to comment if its worth switching over from saveplus?

I have Mari Invest Income for a long time. You cant compare this with SavePlus. Invest Income is considered a Bond Fund since it pays fixed income. You dont depend on it for capital growth. SavePlus, is a money market fund which pays you interests.

 

[nasilemak100]

anyone using mari invest income for long enough able to comment if its worth switching over from saveplus?

income is much risky as u will see ur capital go roller coaster. but the 6% monthly payout is good.

 

[Mr.Canberra]

income is much risky as u will see ur capital go roller coaster. but the 6% monthly payout is good.

Price swing can be around 1-1.5% either way.

If factor in capital loss the average monthly payout is 4.X% p.a. Actually not bad.

 

[geographic]

I am looking at the Mari Invest Income. The current price is $9.56. This looks like a good entry point. Looking at its historical data for recent years, the lowest it went was $9.29 in Oct 2023. Considering the consistent payout monthly, it will still be worthwhile to invest even if price fluctuates. Any advice?

 

[white_prince]

Anyone else notice the amount given for saveplus payout has dropped by 1 cent each for last 2 weeks

 

[geographic]

Anyone else notice the amount given for saveplus payout has dropped by 1 cent each for last 2 weeks

It happened on 23, 25, and 31 Jul 25.
21, 28 Jul 25 no payout.
22, 24, 29, 30 Jul 25 normal.

 

[white_prince]

It happened on 23, 25, and 31 Jul 25.
21, 28 Jul 25 no payout.
22, 24, 29, 30 Jul 25 normal.

I think the value of the payout is also dropping same as Tbills haha

 

[alanchia67]

I think the value of the payout is also dropping same as Tbills haha

If you have understood Lion-MariBank SavePlus majority of holding is MAS Bill, this should not be a surprise.

 

[geographic]

I think the value of the payout is also dropping same as Tbills haha

This is why I am exploring Mari Invest Income now. I will buy in tranches rather than in one lump sum. When prices dropped I will average down.

 

[white_prince]

If you have understood Lion-MariBank SavePlus majority of holding is MAS Bill, this should not be a surprise.

Uncle, i m not surprise at all

 

[geographic]

I think the value of the payout is also dropping same as Tbills haha

I will move out of Mari Invest saveplus once it becomes unattractive like what I will do to GXS after 6 Aug 25 when the interest rate is reduced drastically. Eventually, we can only choose the best from the worst.

 

[white_prince]

This is why I am exploring Mari Invest Income now. I will buy in tranches rather than in one lump sum. When prices dropped I will average down.

Good alternative
I have both saveplus and MII

 

[geographic]

Good alternative
I have both saveplus and MII

If bought in Apr this year, you would have enjoy a bit of capital gain not forgetting the monthly payouts.

 

[alanchia67]

Another alternative is invest in MMF backed by fixed deposits. For example Fullerton SGD Cash Fund.

 

[wutawa]

I am still a big supporter for saveplus despite the drop in yield. Liquidity is my primary concern.
Not a supporter of Mari savings and Mii even though I have some money in them.

 

[alanchia67]

The percentage in link below may not be up-to-date. However the information on the several CMA/MMF regarding the backing is still a good read.

https://growbeansprout.com/cash-management-accounts-singapore-guide

 

[wutawa]

I am looking at the Mari Invest Income. The current price is $9.56. This looks like a good entry point. Looking at its historical data for recent years, the lowest it went was $9.29 in Oct 2023. Considering the consistent payout monthly, it will still be worthwhile to invest even if price fluctuates. Any advice?

I studied its chart. The launch price was $10. Below $9.50 should be good to buy. Payout every mth end. Dyodd.