MediShield (Pre-Existing Condition)

[new_bie]

i am intending to get for my parent MediShield, however, they do have Pre-Existing Condition, etc. high blood..

is there medishield plan from any insurance coy that cover Pre-Existing Condition?

because if i take up medishield for them, there will be lot of exclusion

thanks in advance for the advise given

 

[windwaver]

From what I know; no.

 

[windwaver]

You can try checking out medishield life which was announced recently

 

[new_bie]

You can try checking out medishield life which was announced recently

medishield life ready only next year & i think they dont cover it as well unless is those which u got it at birth

 

[chopra]

wait first. every insurance coy is taking direction from garment

 

[voodooesmeralda]

It's unlikely integrated shield plans from insurance companies will cover such conditions

 

[Michyeosseo]

What about Aviva Moratorium Underwriting?

As long as they dont experience symptom, or seek medical advice, take any medication for 5 years, then it can be included.

 

[thesoftmint]

depending on how severe, but pre exsistings conditions not covered, might need a gp statement.
but still up to the underwriters

 

[voodooesmeralda]

It's unlikely for chronic conditions such as high blood to pass the 5 year period.

Other one off conditions yes there might be a chance.

What about Aviva Moratorium Underwriting?

As long as they dont experience symptom, or seek medical advice, take any medication for 5 years, then it can be included.

 

[FP_IFA]

What about Aviva Moratorium Underwriting?

As long as they dont experience symptom, or seek medical advice, take any medication for 5 years, then it can be included.

Usually you have to take medication to control high blood pressure especially for elderly so high blood pressure will most likely be exclude. However some insurer do take it in as standard if the person reading is consistently good from medication.

 

[jinmuddy]

Even if they cover, will up the premiums gao gao to deter people from signing up.

Insurers only want to collect money with confidence.