Microloan programme for SMEs

Timthyo

Junior Member
Joined
May 15, 2014
Messages
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Dear All,

Looking to answer some of my questions regarding above topic.

This loan is promoted by SPRING and the I meet the criterias.

FYReference

SPRING - Micro Loan Programme (MLP)

I am trying to apply for the "Grow-with-DBS" or rather just the DBS micro loan. However, on their form got this category for:
"CORPORATE GUARANTOR"
and under that category it asks: relationship with Customer.
Quite confused do I list a company that I have 'intimate' ties with?

Secondly it is 5.5% fixed interest rate on $100,000 max Term loan
Can someone explain whether the 5.5% is based on monthly balance on loan or just a flat 5.5% on the full loan quantum?

Lastly, DBS has $500 admin fee for successful(?) application. Any banks are not applying this cost? (Because they don't always state it, I actually asked my friend working in DBS)

Anyone has any experience on this matter can share explanations on the above matters?

Thanks,
Tim
 

tschew72

Junior Member
Joined
Jan 24, 2006
Messages
30
Reaction score
0
Dear All,

Looking to answer some of my questions regarding above topic.

This loan is promoted by SPRING and the I meet the criterias.

FYReference

SPRING - Micro Loan Programme (MLP)

I am trying to apply for the "Grow-with-DBS" or rather just the DBS micro loan. However, on their form got this category for:
"CORPORATE GUARANTOR"
and under that category it asks: relationship with Customer.
Quite confused do I list a company that I have 'intimate' ties with?

Secondly it is 5.5% fixed interest rate on $100,000 max Term loan
Can someone explain whether the 5.5% is based on monthly balance on loan or just a flat 5.5% on the full loan quantum?

Lastly, DBS has $500 admin fee for successful(?) application. Any banks are not applying this cost? (Because they don't always state it, I actually asked my friend working in DBS)

Anyone has any experience on this matter can share explanations on the above matters?

Thanks,
Tim

Yo Tim, how did the financing go for you? I also would like to know more about how each bank calculate their interest rate.
How's your experience with DBS?
 
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