Mindef group term life insurance

[lasnoblur]

can anyone advise if group term life accident coverage is similar to personal accident plan (non group)?

FAQ for personal accident plan (non group)

Am I covered when I am outside of Singapore?
Yes, the policy covers you while you are outside of Singapore, for no more than 182 days in any year.

Am I covered for accidental injuries due to sports?
You are covered for all sports and leisure activities if you take part in them on a recreational basis. However, the policy does not cover specific listed dangerous sports and leisure activities.

 

[reddevil0728]

can anyone advise if group term life accident coverage is similar to personal accident plan (non group)?

FAQ for personal accident plan (non group)

Am I covered when I am outside of Singapore?
Yes, the policy covers you while you are outside of Singapore, for no more than 182 days in any year.

Am I covered for accidental injuries due to sports?
You are covered for all sports and leisure activities if you take part in them on a recreational basis. However, the policy does not cover specific listed dangerous sports and leisure activities.

Your own personal accident plan? Depending on which plan and the T&Cs?

 

[lasnoblur]

Your own personal accident plan? Depending on which plan and the T&Cs?

I meant the Aviva singlife personal accident plans

 

[reddevil0728]

I meant the Aviva singlife personal accident plans

So are you asking to compare this and mindef version? Or just whether cover certain things?

 

[BBCWatcher]

In my opinion any Personal Accident insurance policy is among the lowest priority insurance policies to buy. But if you’ve taken care of all insurance needs first and still have a few dollars you want to spend on insurance, OK, fair enough. The premiums are low compared to other PA policies, and that counts for a lot.

 

[lasnoblur]

Yup. Just comparison between mindef group version and non group version.

Particularly sports injuries and coverage for overseas.

 

[reddevil0728]

Yup. Just comparison between mindef group version and non group version.

Particularly sports injuries and coverage for overseas.

Isn’t that better looking at travel insurance for overseas?